How to Use ICICI Net Banking: Features and Benefits

ICICI Net Banking offers a comprehensive and accessible digital banking solution allowing customers to perform banking operations 24/7 from any location. This includes activities like fund transfers and checking account details easily at home. Learn more about the key aspects of ICICI Net Banking such as features, how to register, login procedure, and transaction fees.

Features and Services of ICICI Net Banking

ICICI Net Banking simplifies banking with a range of features:

Account Management

• Balance Check: Instantly view your account balance and related info.
• Statements: Download or view account statements and transaction history.
• Access Accounts: Effortlessly manage Demat accounts, credit cards, and loans.

Fund Transfers

• ICICI Account Transfers: Effortlessly move funds between accounts.
• Other Banks: Utilize NEFT, RTGS, or IMPS for inter-bank transactions.

Additional Services include:

• Chequebook Services: Order cheques or halt payments.
• Investments: Initiate Fixed Deposits or invest in mutual funds.
• Utility Payments: Pay utility bills and other fees online.
• Shopping & Insurance: Shop online and acquire insurance policies.

How to Register for ICICI Net Banking

Follow these steps for easy registration:

1. Visit the ICICI Bank website at www.icicibank.com.
2. Find the login option under personal banking.
3. Select “Get User ID” to start the registration process and follow the prompts.
4. Enter your bank account and mobile number to set up a user ID.
5. Visit the login page, enter the user ID, and select ‘Generate Password.’
6. Authenticate with the OTP sent to your registered number to complete registration.

Create an ICICI Internet Banking Password

If you forget your password or need to update it, use these steps:

1. Visit ICICI Bank's website in the Personal Banking Internet section.
2. Select 'Get Password', provide your user ID, and complete OTP verification.
3. Set a strong, compliant password and confirm it.

ICICI Net Banking Login Procedure

Personal Net Banking:

1. Access ICICI's Personal Banking portal via the official website.
2. Enter your User ID and Password to log in.

Corporate Net Banking:

1. Visit the ICICI Business Banking Portal and choose Corporate Login.
2. Provide your login credentials for corporate features access.

ICICI Mobile Banking

The ICICI iMobile app supports banking on Android and iOS. To register:

1. Download the app, input your registered number, and confirm via OTP.
2. Select an authentication option: M-PIN or debit card details.
3. Complete app registration and enable fingerprint login for added security.

Transaction Charges on ICICI Bank Fund Transfer

IMPS Charges:

• Up to Rs. 10,000: Rs. 3.5 + GST
• Rs. 10,000 to Rs. 1 lakh: Rs. 5 + GST
• Rs. 1 lakh to Rs. 2 lakh: Rs. 15 + GST
• Above Rs. 2 lakh: Charges vary with amount.

NEFT Charges:

No charges for net or mobile banking, offline branches include:

• Up to Rs. 10,000: Rs. 2.25 + GST
• Rs. 10,000 to Rs. 1 lakh: Rs. 4.75 + GST

RTGS Charges:

• Rs. 2 lakh to Rs. 5 lakh: Rs. 20 + GST
• Above Rs. 5 lakh: Rs. 45 + GST

Conclusion

ICICI Net Banking delivers efficient financial management with extensive features and easy registration. The online platform and iMobile app guarantee convenient access and full services for a seamless user experience. Visit the ICICI Bank website for more details and enhance your banking experience with ICICI's digital services.

*[RBI]: Reserve Bank of India, *[MSMEs]: Micro, Small, and Medium Enterprises, *[NSE]: National Stock Exchange, *[BSE]: Bombay Stock Exchange, *[UX]: User Experience, *[NPAs]: Non-Performing Assets, *[NRI]: Non-Resident Indian, *[RTGS]: Real Time Gross Settlement