The ICICI Net Banking service provides an efficient and user-friendly digital banking platform that grants customers access to various banking services round-the-clock. This service enables banking activities such as fund transfers and account inquiries from the comfort of home. Discover essential elements of ICICI Net Banking here, covering features, registration processes, login instructions, and any applicable transaction charges.

Features and Services of ICICI Net Banking

ICICI Net Banking is designed to streamline banking processes with a variety of features:

Account Management

• Balance Overview: Quickly check account balance and details.
• Statements: Access downloadable account statements and histories.
• Account Access: Manage Demat accounts, credit cards, and loans with ease.

Fund Transfers

• Internal Transfers: Seamlessly move funds between ICICI accounts.
• External Transfers: Use NEFT, RTGS, or IMPS for other bank transfers.

Additional Services:

• Chequebook Services: Request new chequebooks or stop payments.
• Investments: Set up Fixed Deposits or invest in mutual funds.
• Bill Payments: Pay utilities and fees online from your account.
• Shopping and Insurance: Shop online and purchase insurance policies.

Steps to Register for ICICI Net Banking

Registering is straightforward. Follow these steps:

1. Visit the ICICI Bank website (www.icicibank.com).
2. Locate the login option near personal banking.
3. Select “Get User ID” to begin registration and follow prompts.
4. Provide your bank account and registered mobile number to create a user ID.
5. Go to the login page, enter your user ID, and click ‘Generate Password.’
6. Authenticate via OTP sent to your registered number to finish registration.

Generate ICICI Internet Banking Password

If you forget or need to update your password, follow these steps:

1. Visit the Personal Banking Internet section of ICICI Bank's site.
2. Select 'Get Password', input your user ID, and undergo OTP verification.
3. Create a compliant password and confirm the change.

ICICI Net Banking Login Process

For Personal Net Banking:

1. Access the ICICI Personal Banking online via the official website.
2. Input your User ID and Password for login.

For Corporate Net Banking:

1. Navigate to the ICICI Business Banking Portal and choose Corporate Login.
2. Enter your login credentials to access corporate banking features.

ICICI Mobile Banking

The ICICI iMobile app facilitates banking on Android and iOS devices. To register:

1. Download the app, provide your registered number, and verify via OTP.
2. Choose an authentication method: M-PIN or debit card details.
3. Complete app registration and enable fingerprint login for enhanced security.

Transaction Charges on ICICI Bank Fund Transfer

IMPS Charges:

• Up to Rs. 10,000: Rs. 3.5 + GST
• Above Rs. 10,000 to Rs. 1 lakh: Rs. 5 + GST
• Above Rs. 1 lakh to Rs. 2 lakh: Rs. 15 + GST
• Above Rs. 2 lakh: Charges depend on the transaction amount.

NEFT Charges:

No fees for net or mobile banking. Offline branch transactions include:

• Up to Rs. 10,000: Rs. 2.25 + GST
• Above Rs. 10,000 to Rs. 1 lakh: Rs. 4.75 + GST

RTGS Charges:

• Above Rs. 2 lakh to Rs. 5 lakh: Rs. 20 + GST
• Above Rs. 5 lakh: Rs. 45 + GST

Conclusion

ICICI Net Banking offers efficient financial management through its vast array of features and easy registration processes. The online platform and iMobile app promise convenient access and comprehensive services for a smooth user experience. Visit the ICICI Bank website for more details and elevate your banking experience through ICICI's digital offerings.

*[RBI]: Reserve Bank of India, *[MSMEs]: Micro, Small, and Medium Enterprises, *[NSE]: National Stock Exchange, *[BSE]: Bombay Stock Exchange, *[UX]: User Experience, *[NPAs]: Non-Performing Assets, *[NRI]: Non-Resident Indian, *[RTGS]: Real Time Gross Settlement