Good health and well-being are vital for everyone, but health risks like accidents, infections, or critical illnesses are often unpredictable. With these uncertainties, having a suitable health insurance plan is crucial.
Tata AIG presents various insurance plans starting at ₹15 per day, covering individuals, families, and critical illnesses like diabetes. Discover and purchase these health plans online with ease.
Besides private insurance, India offers several government health insurance schemes. Here's an overview of these government-supported initiatives:

Understanding Government Health Insurance
Government health insurance schemes, driven by central or state entities, focus on improving healthcare access, especially in rural areas. These plans provide affordable coverage, aiming to reduce medical costs for individuals and families.
The objective is to offer significant coverage at low premiums, enhancing healthcare accessibility to vulnerable groups, thereby supporting population health.

Notable Government Health Insurance Schemes in India

• Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (PM-JAY): Designed for the bottom 40% economically, this scheme provides ₹5 lakh coverage per family annually, covering pre-existing conditions, and cashless treatment across hospitals.
• Aam Aadmi Bima Yojana (AABY): Targets individuals in specific professions, offering life and accidental death coverage at ₹200 annual premium, covering the earning head of the family.
• Employees' State Insurance Scheme (ESIS): Serves factory workers, offering medical and sickness benefits, maternity support, and other financial aids. It applies to workers earning ≤ ₹21,000/month.
• Pradhan Mantri Suraksha Bima Yojana (PMSBY): For ₹12 annually, this plan insures against accidental death and disability, offering up to ₹2 lakh coverage.
• Central Government Health Scheme (CGHS): Available for central government employees, covering specialist treatments, hospitalization, maternity, and AYUSH therapies.
• Mahatma Jyotiba Phule Jan Arogya Yojana: Maharashtra provides this for families below the poverty line, covering up to ₹1.5 lakh for general treatments and ₹2.5 lakh for renal transplants.
• Bhamashah Swasthya Bima Yojana: Rajasthan's rural residents benefit from coverage up to ₹3 lakh for critical ailments, with cashless options.
• Rashtriya Swasthya Bima Yojana (RSBY): Supports unorganized sector workers, providing ₹30,000 insurance for the family, with cashless and pre-existing condition coverage.

Conclusion:
India's health insurance schemes aim to deliver broad coverage at minimal costs, focusing on the underprivileged. These programs offer vital health security and, together with Tata AIG’s plans starting at ₹15/day, present comprehensive options to safeguard health needs, helping you to choose wisely based on your eligibility and needs.