Introduction: FlexSalary provides personal loans up to Rs. 2 Lakhs at a 3.0% pm interest rate. The repayment period extends up to 36 months, and borrowers can prepay loans without charges.

FlexSalary Personal Loan Details: Essential loan details include: Minimum Loan Amount: Rs. 4,000, Maximum Loan Amount: Rs. 2 Lakhs, Tenure: 10 to 36 months, Rate of Interest: 36% p.a., Processing Fee: Rs. 0 to Rs. 1,250 (only on first withdrawal), Required Income: Minimum salary of INR 8000, Conditional Interest for Line Usage: 0% to 1.75%, APR: 18% to 54%.

About FlexSalary Personal Loan: FlexSalary is a fintech solution by Vivifi India Finance Pvt Ltd, an NBFC registered with RBI, operational since 2016. It offers instant cash and loan solutions tailored for convenient repayments and maintaining good credit scores. This information is sourced from Vivifi India Finance Pvt Ltd.

Features and Benefits of FlexSalary Personal Loan: FlexSalary loans feature a unique set of benefits:

• Easy Application: Fully online process using AI for credit approval.
• Quick Disbursal: Loans credited within 24 hours post-approval.
• Affordable Repayments: Transparent options, enabling control over loan terms.
• Accessible Account: Track loan details on mobile with regular repayment reminders.
• Free Prepayment: Save on interests and boost credit scores with no prepayment charges.
• One-Time Approval: No need for further documentation for future loans.

Terms and Conditions for FlexSalary Personal Loan: Key terms include:

• Compliance with Indian laws.
• Disputes resolved under Telangana courts.
• Sharing of user data with partners.
• Privacy Policy governs user information use.
• Mandatory provision of identifiable information during registration.
• Phone and email for administrative/marketing use, with opt-in/out options.
• Notify changes to personal info.
• Public postings not deemed personal info.
• Data usage controlled by consent; service unavailable if data not provided.
• Transaction data access limited to user permissions.
• Behavior analysis via Google Analytics, opt-out available.
• Automated collection of IP and connection data.
• Use of "cookies" for user behavior analysis.
• Requests to amend personal data honored within limits.
• Security against unauthorized access is maintained.
• Policy updates per law/tech advances shared via app/website.
• Service modifications possible without notice.

Documents Required for FlexSalary Personal Loan: Required documents include Photo ID (PAN/Aadhaar), Address Proof (Rental Agreement/Utility Bills/Aadhaar), and Income Proof (Last 3 months' bank statements).

How to Apply for the Loan? Application options:

Through the App:

1. Download from Google Play Store.
2. Register with personal details.
3. Verify via OTP.
4. Select loan amount and tenure.
5. Upload necessary documents.
6. Approval based on credit score, funds disbursed in 24 hours.

Through the Website:

1. Visit flexsalary.com.
2. Click apply now.
3. Provide details and upload documents.
4. Select loan and tenure, approval results in fund disbursement.

Why Apply for Personal Loans through MyMoneyMantra? Key reasons include:

• Over 40 million trusting customers.
• Comprehensive documentation services.
• 2500+ relationship managers.
• Access to 90+ NBFCs and banks.
• Innovative solutions with awards for service excellence.
• Financial tools like the EMI Calculator available.
• Reach in over 500 cities across India.

Eligibility Criteria for FlexSalary Loans: Applicants must:

• Be Indian residents aged 21 or older.
• Have a minimum income of INR 8,000/month.
• Maintain an active bank account.
• Possess at least 3 months of work experience.
• Provide valid ID proof.

How to Calculate EMI for FlexSalary Personal Loan? Calculation methods:

Using Formula: EMI = [P x R x (1+R)^N]/[(1+R)^N-1]

Using EMI Calculator: Use MyMoneyMantra's EMI Calculator for precise results.

What to Check after Calculating EMI? Considerations include:

• Ensuring affordability post-expenses.
• Adapting budgets to meet repayments.
• Choosing suitable tenures for manageable EMIs.

FlexSalary Customer Care: Contact numbers: +91-40-4617-5151, WhatsApp: +919908795151/ +919908935151/ +919100038349, Email: support@flexsalary.com

Trending Personal Loans: MyMoneyMantra features competitive offers like IDFC First Bank’s personal loans (Rs. 50,000 to Rs. 40 Lakhs) with rates from 10.50% p.a. and a 0.5%-2.50% processing fee.
[EMIs]: Equated Monthly Installments [RBI]: Reserve Bank of India