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Trusted by 1L+ Indians
Want to Achieve any of the below Goals upto 80% faster?
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Dream Home
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Dream Wedding
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Dream Car
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Dream Home
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Dream Wedding
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Dream Car
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Retirement
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Dream Home
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Dream Wedding
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Dream Car
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Retirement
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1st Crore
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Trusted by 3 Crore+ Indians
Want to Achieve any of the below
Goals upto 80% faster?
![Car Side View](https://framerusercontent.com/images/F45EEWWeYwn7z5TC0FeazpHiu4.png)
Dream Home
![Car Side View](https://framerusercontent.com/images/k7LN66xvD2g1Gc1HxgR9RSLRcXs.png)
Dream Wedding
![Car Side View](https://framerusercontent.com/images/fv1eAokKRsaJKIHQLdViT59Fk.png)
Dream Car
![Motorcycle Side View](https://framerusercontent.com/images/XdmMO7sr0uyRzXFVD1gZ3UJA4.png)
Retirement
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1st Crore
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Trusted by 3 Crore+ Indians
Want to Achieve any of the below Goals upto 80% faster?
![Car Side View](https://framerusercontent.com/images/F45EEWWeYwn7z5TC0FeazpHiu4.png)
Dream Home
![Car Side View](https://framerusercontent.com/images/k7LN66xvD2g1Gc1HxgR9RSLRcXs.png)
Dream Wedding
![Car Side View](https://framerusercontent.com/images/fv1eAokKRsaJKIHQLdViT59Fk.png)
Dream Car
![Motorcycle Side View](https://framerusercontent.com/images/XdmMO7sr0uyRzXFVD1gZ3UJA4.png)
Retirement
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1st Crore
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Trusted by 3 Crore+ Indians
Want to Achieve any of the below Goals upto 80% faster?
![Car Side View](https://framerusercontent.com/images/F45EEWWeYwn7z5TC0FeazpHiu4.png)
Dream Home
![Car Side View](https://framerusercontent.com/images/k7LN66xvD2g1Gc1HxgR9RSLRcXs.png)
Dream Wedding
![Car Side View](https://framerusercontent.com/images/fv1eAokKRsaJKIHQLdViT59Fk.png)
Dream Car
![Motorcycle Side View](https://framerusercontent.com/images/XdmMO7sr0uyRzXFVD1gZ3UJA4.png)
Retirement
![auto rikshaw](https://framerusercontent.com/images/YKuc9uBPrOR3LXNopkne4UZBuY.png)
1st Crore
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Exploring Options to Buy Mobiles on EMI Without Credit Card
Exploring Options to Buy Mobiles on EMI Without Credit Card
![](https://framerusercontent.com/images/0Z9V4g0NZJY7R8ghGpkF77O4skw.jpg)
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Mar 15, 2024
15 Mins
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In today's fast-paced world, mobile phones have become an indispensable part of our daily lives. With new models launching frequently, staying up-to-date with the latest technology can be challenging, especially when finances are a concern. However, there are several avenues available to purchase mobiles on EMI without the need for a credit card. Let's delve into these options and how they can help you stay connected without breaking the bank.
1. Personal Loans for Mobile Purchases
Consider opting for a personal loan tailored specifically for buying mobile phones. These loans offer affordability and flexible repayment options, making it easier for you to manage your finances. With numerous lenders in the market, you have the freedom to choose the loan that best suits your needs.
2. EMI on Debit Cards
Several major banks, including HDFC, ICICI, and Axis Bank, now offer EMI options on their debit cards. By visiting the bank's partner outlets, you can inquire about this facility and enjoy the convenience of paying for your mobile in easy instalments with a duration of your choice.
3. EMI Cards
EMI cards provide a pre-approved loan facility, allowing you to convert your purchase into manageable EMIs. Many leading non-banking financial corporations (NBFCs) offer this option, particularly for consumer durables and electronic appliances. It's a hassle-free way to finance your mobile purchase without the need for a credit card.
Eligibility Criteria for Money View Personal Loans
If you're considering a personal loan from Money View to buy a mobile phone, ensure you meet the following eligibility criteria:
Age between 21 and 57 years
Minimum monthly income of Rs. 13,500*
Direct credit of income to the applicant's bank account
Minimum CIBIL score or Experian score of 650
*Income and credit score requirements may vary based on employment type and location.
How to Apply for an Instant Personal Loan
Applying for a personal loan to buy a mobile phone is a straightforward process with Money View:
Check Eligibility: Provide the required details to determine your loan eligibility within minutes.
Select Loan Tenure: Choose the loan amount and repayment term based on your preferences.
Upload Documents: Submit the necessary documents for verification.
Amount Disbursal: Upon approval and submission of the loan agreement, the loan amount will be credited to your account within 24 hours.
By following these steps, you can seamlessly finance your mobile purchase and enjoy the latest technology without any hassle.
Benefits of Money View Personal Loans for Mobile Purchases
When it comes to buying a mobile phone on EMI without a credit card, Money View personal loans offer a range of advantages that make them a preferred choice among consumers. Let's explore why opting for Money View personal loans can be beneficial for financing your mobile purchase.
1. Flexibility of Loan Amount
With Money View personal loans, you have the flexibility to choose any loan amount up to Rs. 10 lakhs, depending on your eligibility. Whether you're eyeing the latest flagship smartphone or a budget-friendly option, you can tailor the loan amount to suit your requirements.
2. 24-Hour Disbursement
One of the standout features of Money View personal loans is the swift disbursement process. Once your loan application is approved, the loan amount is credited to your bank account within just 24 hours. This ensures that you can proceed with your mobile purchase without any delay.
3. No Collateral or Guarantor Required
Unlike traditional loans that may require collateral or a guarantor, Money View personal loans come with no such obligations. Whether you're a salaried individual or self-employed, you can avail a loan without the hassle of arranging for additional security or a guarantor.
4. Affordable Interest Rates
At Money View, affordability is a priority. The interest rates for personal loans start at just 1.33% per month, making them highly competitive in the market. With lower interest rates, you can enjoy cost-effective financing for your mobile purchase and repay the loan without straining your finances.
5. Transparent and Paperless Process
Money View offers a seamless and paperless loan application process, eliminating the need for extensive paperwork. Through the online platform, you can apply for a loan, upload documents, and track your application status with ease. The transparent process ensures clarity at every step, providing you with peace of mind.
In today's digital era, staying connected through a mobile phone is essential, and Money View personal loans offer a convenient and accessible way to finance your purchase. With features like flexible loan amounts, quick disbursal, competitive interest rates, and hassle-free application process, Money View ensures that buying a mobile phone on EMI is a seamless experience.
Loan Eligibility Criteria and Application Process
Now that you're aware of the benefits of opting for Money View personal loans to purchase a mobile phone on EMI, let's delve into the eligibility criteria and the simple steps involved in the loan application process.
Loan Eligibility Criteria
To qualify for a Money View personal loan for buying a mobile on EMI, you need to meet the following eligibility criteria:
Age Requirement: You must be between 21 years and 57 years of age.
Minimum Income: Your minimum monthly income should be Rs. 13,500 or more.
Income Source: The income should be credited directly to your bank account.
Credit Score: You must have a minimum CIBIL score or Experian score of 650 or above.
Income and Credit Score Eligibility Criteria
Salaried Individuals:
Minimum In-Hand Income: Rs. 13,500
Area of Residence: Any
Credit Score Requirement: CIBIL Score of 650 / Experian Score of 650 and above
Self-Employed Individuals:
Minimum In-Hand Income: Rs. 15,000
Area of Residence: Any
Credit Score Requirement: CIBIL Score of 650 / Experian Score of 650 and above
How to Apply for an Instant Personal Loan
Check Eligibility: Provide the required details to check if you're eligible for a loan in just 2 minutes.
Select Loan Tenure: Choose the loan amount and repayment term based on the options provided.
Upload Documents: Upload all the relevant documents for verification.
Amount Disbursal: Upon verification and submission of the loan agreement, the loan amount will be credited to your account within 24 hours.
Conclusion
With Money View personal loans, buying a mobile phone on EMI without a credit card has never been easier. By fulfilling the simple eligibility criteria and following the hassle-free application process, you can access quick and convenient financing for your mobile purchase. Don't let financial constraints hold you back from owning the latest smartphone – apply for a Money View personal loan today and make your mobile upgrade dreams a reality.
In today's fast-paced world, mobile phones have become an indispensable part of our daily lives. With new models launching frequently, staying up-to-date with the latest technology can be challenging, especially when finances are a concern. However, there are several avenues available to purchase mobiles on EMI without the need for a credit card. Let's delve into these options and how they can help you stay connected without breaking the bank.
1. Personal Loans for Mobile Purchases
Consider opting for a personal loan tailored specifically for buying mobile phones. These loans offer affordability and flexible repayment options, making it easier for you to manage your finances. With numerous lenders in the market, you have the freedom to choose the loan that best suits your needs.
2. EMI on Debit Cards
Several major banks, including HDFC, ICICI, and Axis Bank, now offer EMI options on their debit cards. By visiting the bank's partner outlets, you can inquire about this facility and enjoy the convenience of paying for your mobile in easy instalments with a duration of your choice.
3. EMI Cards
EMI cards provide a pre-approved loan facility, allowing you to convert your purchase into manageable EMIs. Many leading non-banking financial corporations (NBFCs) offer this option, particularly for consumer durables and electronic appliances. It's a hassle-free way to finance your mobile purchase without the need for a credit card.
Eligibility Criteria for Money View Personal Loans
If you're considering a personal loan from Money View to buy a mobile phone, ensure you meet the following eligibility criteria:
Age between 21 and 57 years
Minimum monthly income of Rs. 13,500*
Direct credit of income to the applicant's bank account
Minimum CIBIL score or Experian score of 650
*Income and credit score requirements may vary based on employment type and location.
How to Apply for an Instant Personal Loan
Applying for a personal loan to buy a mobile phone is a straightforward process with Money View:
Check Eligibility: Provide the required details to determine your loan eligibility within minutes.
Select Loan Tenure: Choose the loan amount and repayment term based on your preferences.
Upload Documents: Submit the necessary documents for verification.
Amount Disbursal: Upon approval and submission of the loan agreement, the loan amount will be credited to your account within 24 hours.
By following these steps, you can seamlessly finance your mobile purchase and enjoy the latest technology without any hassle.
Benefits of Money View Personal Loans for Mobile Purchases
When it comes to buying a mobile phone on EMI without a credit card, Money View personal loans offer a range of advantages that make them a preferred choice among consumers. Let's explore why opting for Money View personal loans can be beneficial for financing your mobile purchase.
1. Flexibility of Loan Amount
With Money View personal loans, you have the flexibility to choose any loan amount up to Rs. 10 lakhs, depending on your eligibility. Whether you're eyeing the latest flagship smartphone or a budget-friendly option, you can tailor the loan amount to suit your requirements.
2. 24-Hour Disbursement
One of the standout features of Money View personal loans is the swift disbursement process. Once your loan application is approved, the loan amount is credited to your bank account within just 24 hours. This ensures that you can proceed with your mobile purchase without any delay.
3. No Collateral or Guarantor Required
Unlike traditional loans that may require collateral or a guarantor, Money View personal loans come with no such obligations. Whether you're a salaried individual or self-employed, you can avail a loan without the hassle of arranging for additional security or a guarantor.
4. Affordable Interest Rates
At Money View, affordability is a priority. The interest rates for personal loans start at just 1.33% per month, making them highly competitive in the market. With lower interest rates, you can enjoy cost-effective financing for your mobile purchase and repay the loan without straining your finances.
5. Transparent and Paperless Process
Money View offers a seamless and paperless loan application process, eliminating the need for extensive paperwork. Through the online platform, you can apply for a loan, upload documents, and track your application status with ease. The transparent process ensures clarity at every step, providing you with peace of mind.
In today's digital era, staying connected through a mobile phone is essential, and Money View personal loans offer a convenient and accessible way to finance your purchase. With features like flexible loan amounts, quick disbursal, competitive interest rates, and hassle-free application process, Money View ensures that buying a mobile phone on EMI is a seamless experience.
Loan Eligibility Criteria and Application Process
Now that you're aware of the benefits of opting for Money View personal loans to purchase a mobile phone on EMI, let's delve into the eligibility criteria and the simple steps involved in the loan application process.
Loan Eligibility Criteria
To qualify for a Money View personal loan for buying a mobile on EMI, you need to meet the following eligibility criteria:
Age Requirement: You must be between 21 years and 57 years of age.
Minimum Income: Your minimum monthly income should be Rs. 13,500 or more.
Income Source: The income should be credited directly to your bank account.
Credit Score: You must have a minimum CIBIL score or Experian score of 650 or above.
Income and Credit Score Eligibility Criteria
Salaried Individuals:
Minimum In-Hand Income: Rs. 13,500
Area of Residence: Any
Credit Score Requirement: CIBIL Score of 650 / Experian Score of 650 and above
Self-Employed Individuals:
Minimum In-Hand Income: Rs. 15,000
Area of Residence: Any
Credit Score Requirement: CIBIL Score of 650 / Experian Score of 650 and above
How to Apply for an Instant Personal Loan
Check Eligibility: Provide the required details to check if you're eligible for a loan in just 2 minutes.
Select Loan Tenure: Choose the loan amount and repayment term based on the options provided.
Upload Documents: Upload all the relevant documents for verification.
Amount Disbursal: Upon verification and submission of the loan agreement, the loan amount will be credited to your account within 24 hours.
Conclusion
With Money View personal loans, buying a mobile phone on EMI without a credit card has never been easier. By fulfilling the simple eligibility criteria and following the hassle-free application process, you can access quick and convenient financing for your mobile purchase. Don't let financial constraints hold you back from owning the latest smartphone – apply for a Money View personal loan today and make your mobile upgrade dreams a reality.
Author
![Harish Malhi](https://framerusercontent.com/images/h6g0FcqXfj7IKoouHlXDw2YoI.png)
![Harish Malhi](https://framerusercontent.com/images/h6g0FcqXfj7IKoouHlXDw2YoI.png)
![Harish Malhi](https://framerusercontent.com/images/h6g0FcqXfj7IKoouHlXDw2YoI.png)
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