Get DCB Bank Home Loan at 9.75% - Apply Now!
Get DCB Bank Home Loan at 9.75% - Apply Now!
Mar 21, 2024
15Mins
DCB Bank is now offering home loans at an attractive interest rate of 9.75% per annum for loan amounts of up to Rs 5 crore, with flexible repayment options of up to 20 years. This offer is open to both salaried and self-employed individuals, who can avail up to 90% of the property value.
In order to apply for the DCB Bank Home Loan, interested individuals can simply enter their mobile number, loan amount, and property city. By submitting this information, applicants agree to the Credit Report Terms of Use, Terms of Use, and Privacy Policy.
Updated on 21-03-2024 at 06:18:45 AM, the DCB Bank Home Loan comes with several highlights. The interest rate ranges from 9.75% to 14.50% per annum, depending on the loan amount and the applicant's job profile. The loan amount itself can range from Rs 10 lakh to Rs 5 crore, with up to 90% of the property value being offered as loan.
When it comes to charges and fees, the processing fee is up to 2% of the loan amount, with a minimum of Rs. 5,000. An annual maintenance charge of up to 1% on the principal outstanding is also applicable. However, there are no prepayment charges for floating rate home loans.
Interested individuals can compare the interest rates offered by other lenders, and also check the eligibility criteria and required documents for the DCB Bank Home Loan. The bank takes into consideration factors such as credit score, employer's profile, and minimum monthly income while determining the interest rates for its applicants.
For salaried applicants, the interest rates can vary as follows:
- Up to Rs 10 lakh: 9.75% to 11.50%
- Rs 10 lakh to Rs 15 lakh: 9.75% to 11.30%
- Rs 15 lakh to Rs 20 lakh: 9.75% to 11.20%
- Rs 20 lakh to Rs 30 lakh: 9.75% to 10.75%
- Rs 30 lakh to Rs 75 lakh: 9.75% to 10.50%
- Above Rs 75 lakh: 9.75% to 10.50%
For self-employed applicants, the interest rates can vary as follows:
- Up to Rs 10 lakh: 9.75% to 14.50%
- Rs 10 lakh to Rs 15 lakh: 9.75% to 13.50%
- Rs 15 lakh to Rs 20 lakh: 9.75% to 13.00%
- Rs 20 lakh to Rs 30 lakh: 9.75% to 12.00%
- Rs 30 lakh to Rs 75 lakh: 9.75% to 10.75%
- Above Rs 75 lakh: 9.75% to 10.75%
Interested individuals can also compare the home loan interest rates offered by other top banks and housing finance companies. Some of the other lenders include SBI, HDFC Bank, LIC Housing Finance, ICICI Bank, PNB Housing Finance, and many more.
To further assist prospective borrowers, DCB Bank provides a home loan EMI calculator. This tool allows applicants to calculate the monthly EMIs and interest cost payable throughout the loan tenure. By entering the loan amount, interest rate, and loan tenure, individuals can instantly obtain the results.
For any inquiries regarding the DCB Bank Home Loan, customers can reach out to the bank's customer care through the provided contact details. The toll-free numbers are 1800 209 5363 and 1800 123 5363, and customers can also send an email to customercare@dcbbank.com.
DCB Bank is now offering home loans at an attractive interest rate of 9.75% per annum for loan amounts of up to Rs 5 crore, with flexible repayment options of up to 20 years. This offer is open to both salaried and self-employed individuals, who can avail up to 90% of the property value.
In order to apply for the DCB Bank Home Loan, interested individuals can simply enter their mobile number, loan amount, and property city. By submitting this information, applicants agree to the Credit Report Terms of Use, Terms of Use, and Privacy Policy.
Updated on 21-03-2024 at 06:18:45 AM, the DCB Bank Home Loan comes with several highlights. The interest rate ranges from 9.75% to 14.50% per annum, depending on the loan amount and the applicant's job profile. The loan amount itself can range from Rs 10 lakh to Rs 5 crore, with up to 90% of the property value being offered as loan.
When it comes to charges and fees, the processing fee is up to 2% of the loan amount, with a minimum of Rs. 5,000. An annual maintenance charge of up to 1% on the principal outstanding is also applicable. However, there are no prepayment charges for floating rate home loans.
Interested individuals can compare the interest rates offered by other lenders, and also check the eligibility criteria and required documents for the DCB Bank Home Loan. The bank takes into consideration factors such as credit score, employer's profile, and minimum monthly income while determining the interest rates for its applicants.
For salaried applicants, the interest rates can vary as follows:
- Up to Rs 10 lakh: 9.75% to 11.50%
- Rs 10 lakh to Rs 15 lakh: 9.75% to 11.30%
- Rs 15 lakh to Rs 20 lakh: 9.75% to 11.20%
- Rs 20 lakh to Rs 30 lakh: 9.75% to 10.75%
- Rs 30 lakh to Rs 75 lakh: 9.75% to 10.50%
- Above Rs 75 lakh: 9.75% to 10.50%
For self-employed applicants, the interest rates can vary as follows:
- Up to Rs 10 lakh: 9.75% to 14.50%
- Rs 10 lakh to Rs 15 lakh: 9.75% to 13.50%
- Rs 15 lakh to Rs 20 lakh: 9.75% to 13.00%
- Rs 20 lakh to Rs 30 lakh: 9.75% to 12.00%
- Rs 30 lakh to Rs 75 lakh: 9.75% to 10.75%
- Above Rs 75 lakh: 9.75% to 10.75%
Interested individuals can also compare the home loan interest rates offered by other top banks and housing finance companies. Some of the other lenders include SBI, HDFC Bank, LIC Housing Finance, ICICI Bank, PNB Housing Finance, and many more.
To further assist prospective borrowers, DCB Bank provides a home loan EMI calculator. This tool allows applicants to calculate the monthly EMIs and interest cost payable throughout the loan tenure. By entering the loan amount, interest rate, and loan tenure, individuals can instantly obtain the results.
For any inquiries regarding the DCB Bank Home Loan, customers can reach out to the bank's customer care through the provided contact details. The toll-free numbers are 1800 209 5363 and 1800 123 5363, and customers can also send an email to customercare@dcbbank.com.
Author
Pluto Team
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