How to Block Your Kotak Mahindra Credit Card in 4 Steps

If you lose your Kotak credit card, it’s crucial to block it urgently to prevent unauthorized use. Here’s a quick guide on how to block a Kotak Mahindra Bank credit card:

Ways to Block a Kotak Mahindra Bank Credit Card

Internet Banking

1. Access the Kotak Mahindra Bank website.
2. Enter your registered mobile number and date of birth for verification.
3. Complete the process using the OTP received on your phone.

Mobile Banking

1. Install and access the Kotak Mahindra Bank App.
2. Navigate to the credit card section and select 'Service Request.'
3. Select 'Report Lost/Damaged Card' to block your card.

SMS

1. Send an SMS from your registered number.
2. Type: KCCLOST and send to 5676788.

Phone Banking

1. Contact customer service at 1860-266-2666.
2. Answer verification questions to block the card.

Important Reminders

• Immediately report the card loss via customer service.
• Email the bank to confirm the reported loss.
• Request a replacement card through internet or mobile banking after the blockage.
• File a First Information Report (FIR) with local authorities if the card is lost or stolen.

For comprehensive understanding of financial terms, refer to these acronyms:

• RBI: Reserve Bank of India
• MSMEs: Micro, Small, and Medium Enterprises
• NSE: National Stock Exchange
• BSE: Bombay Stock Exchange
• UX: User Experience
• NPAs: Non-Performing Assets
• NRI: Non-Resident Indian
• RTGS: Real Time Gross Settlement
• TDS: Tax Deducted at Source
• IMPS: Immediate Payment Service
• NEFT: National Electronic Funds Transfer
• EMIs: Equated Monthly Installments
• IVR: Interactive Voice Response
• HUF: Hindu Undivided Family
• NRIs: Non-Resident Indians
• PAN: Permanent Account Number
• BOI: Body of Individuals
• AOP: Association of Persons
• LLP: Limited Liability Partnership
• OCI: Overseas Citizens of India
• Income Tax Act: Income Tax Act
• NBFC: Non-Banking Financial Company
• IRDAI: Insurance Regulatory and Development Authority of India
• NBFCs: Non-Banking Financial Companies
• HLPP: Home Loan Protection Plan
• TPA: Third-Party Administrator
• STT: Securities Transaction Tax
• CPC: Central Processing Centre
• FATCA: Foreign Account Tax Compliance Act
• OECD: Organisation for Economic Co-operation and Development
• GST: Goods and Services Tax
• HUFs: Hindu Undivided Families
• PPF: Public Provident Fund
• EPF: Employees’ Provident Fund
• SEBI: Securities Exchange Board of India
• HNIs: High-Net-Worth Individuals
• RBI: Reserve Bank of India
• UPI: Unified Payments Interface
• KYC: Know Your Customer
• HSN: Harmonized System Nomenclature
• UIDAI: Unique Identification Authority of India
• URN: Update Request Number
• SSUP: Self-Service Update Portal
• OTP: One-Time Password
• SIP: Systematic Investment Plan
• ETF: Exchange-Traded Funds
• MICR: Magnetic Ink Character Recognition
• Folio No.: Folio Number
• SFB: Small Finance Bank
• NGO: Non-Governmental Organization
• KEGF: Kerala Evangelical Graduates Fellowship
• MED: Micro Enterprises Development
• Muhurat Trading: Maurat Trading
• PDF: Portable Document Format
• EPFO: Employees’ Provident Fund Organization
• EPS: Employee Pension Scheme
• LIC: Life Insurance Corporation
• NSDL: National Securities Depository Limited
• PFRDA: Pension Fund Regulatory and Development Authority
• NEAT: National Exchange for Automated Trading
• REITs: Real Estate Investment Trusts
• ETFs: Exchange-Traded Funds