Contactless Payment: A seamless way to complete purchases without cash or card swipes. Simply tap a contactless card or smartphone near a reader, instantly linking with your bank account.

Contactless Technology Explained: Using RFID or NFC, contactless payments transmit encrypted data from your card or phone to the merchant’s reader, safeguarding your personal information.

Advantages of Contactless Payments: Obtainable and easy to use, contactless cards can be integrated with smartphones, speeding up transactions and eliminating wallet searches. Look for the contactless symbol on your card.

Using Smartphones for Contactless Payments: Digital wallets like Apple Pay or Google Pay transform your phone into a payment tool. Simply link card details and hold your phone near a terminal. Refer to our digital wallet guide for more insights.

PIN Queries with Contactless Cards: Contactless cards might occasionally require PIN entry for security, especially for high-value transactions. Typically, a chip-and-PIN transaction activates contactless features.

Ensuring Security with Contactless Payments: To prevent fraud, banks impose a transaction limit, usually around €50. Overspending is also a risk. Set daily limits using your bank’s app, like the N26 Mastercard feature.

Mobile Payment Concerns: Losing your device poses risks. Apps enhance safety with fingerprint or facial ID, encrypting details to prevent unauthorized access. Promptly report a lost card or phone to your bank.

N26 Contactless Features: N26 bank accounts include virtual Mastercards with NFC, allowing phone payments. Manage your card settings or order new ones via the N26 app.

Contactless Payment Tips: Conduct a PIN transaction before using contactless payment on new cards. Ensure compatibility of your banking app and card reader, know your payment limits, and wait for transaction approval.