Explore a variety of credit card options designed to meet your unique requirements. With a selection of over 50 cards from leading banks, finding the right credit card has become more convenient than ever. Our fully digital system ensures an effortless journey, from reviewing offers to applying for the preferred credit card.

How to Begin

Provide your mobile number in the designated field to receive customized offers and compare the top credit card deals available. Simply enter your mobile number and click the "Check Offers" button to access a variety of choices.

Central Bank of India's 2024 Credit Card Selection

The Central Bank of India presents several credit cards to match distinct requirements. Here's a summary of some of their top credit cards available in 2024:

1. Visa Platinum Credit Card
   • Annual Fee: None
   • Key Features: Enhanced online security with the Verified by Visa Secure Code, providing an OTP for every online transaction. Enjoy up to 55 days of interest-free usage, with an option for an add-on card and e-statements. Additional perks include SMS transaction alerts, statement notifications, payment reminders, and special offers. Earn 1 loyalty point per Rs.100 spent.
2. Visa Aspire Credit Card
   • Annual Fee: None
   • Key Features: Requires a Cent Aspire Fixed Deposit Account for secure online transactions with Visa Secure Code. Enjoy up to 55 days of interest-free use, possibly opting for an add-on card, and convenience of e-statements. The card offers SMS alerts, transaction notifications, and 1 loyalty point per Rs.100 spent, plus personal accident cover up to Rs.1 Lakh under a group insurance plan.
3. Titanium Credit Card
   • Annual Fee: None
   • Key Features: Ideal for frequent travelers, ensuring secure online transactions with Visa Secure Code. Offers up to 55 days interest-free usage, potential add-on cards, e-statements, auto-debit options, and SMS alerts for various transactions. Cardholders benefit from complimentary airport lounge access across India and earn 1 loyalty point per Rs.100 spent.
4. MasterCard World Credit Card
   • Annual Fee: Rs.500
   • Key Features: Includes Rs.1,200 in airline ticket vouchers upon card issuance, with access to select airport lounges in India. Earn 3 loyalty points per Rs.100 on domestic spending and 4 points on international spending. Coverage includes lost card insurance up to Rs.1 Lakh per day and air accident insurance up to Rs.10 Lakh. Enjoy a waiver on petrol surcharge for transactions between Rs.400 and Rs.4,000.
5. RuPay Platinum Credit Card
   • Annual Fee: None
   • Key Features: Welcome offer of a Rs.500 gift voucher from Croma, 15% discount at Apollo Pharmacy. It provides Rs.2 Lakh personal accident cover, with 5% cashback on utility bills and dining (capped at Rs.50/month). Concierge services are available 24×7 for hotel, dining, and car bookings, plus 1 loyalty point per Rs.100 spent.
6. RuPay Select Credit Card
   • Annual Fee: Rs.500
   • Key Features: Similar to the RuPay Platinum but with enhanced benefits such as Rs.10 Lakh personal accident coverage, a Rs.500 Croma voucher, 15% discount at Apollo Pharmacy, and 5% cashback on utility bills/dining. Offers 3 loyalty points per Rs.100 spent, 2 complimentary domestic lounge visits per quarter, and 4 international lounge visits per year.

Fees and Charges

• ATM Transaction Fee: Rs.100 + 2.99% monthly interest until repayment
• Foreign Transaction Mark-Up: 3.50%
• Railway Ticket Surcharge: 2.50% + Rs.30
• Petrol Surcharge: 2.50% for Rs.400-Rs.4,000 transactions
• Dishonour of Auto Debit: Rs.150/instance
• Late Payment Fee: Rs.100
• Service Charge Post Due Date: 2.99% per month
• Lost Card Replacement: Rs.100
• Emergency Card Replacement Abroad: Rs.150
• Over Limit Fee: 2%, minimum Rs.100
• De-Blocking Fee: Rs.100
• Charge Slip Retrieval: Rs.100/charge slip
• Cheque Return Fee: Rs.150/instrument

How to Apply

Applying for a Central Bank of India credit card is simple. Visit a nearby branch or download the application form from the bank’s official website. Ensure you have the required documents and passport-sized photos to finalize your application.

Customer Support

For assistance with Central Bank of India credit cards, contact their customer service at the toll-free number: 1800 22 1911. Visit the official Central Bank of India website for more information on reaching customer care.

*[NEFT]: National Electronic Funds Transfer *[RTGS]: Real Time Gross Settlement *[IMPS]: Immediate Payment Service *[UPI]: Unified Payments Interface *[NRIs]: Non-Resident Indians