What's New in the Redesigned Indian PAN Card of 2018?

The Income Tax Department of India launched a new PAN card design on July 7, 2018, boosting security and ease of use. Existing PAN cards are still valid, but you can opt for an online reprint to get the updated format.

Features of the New PAN Card Design

• Enhanced QR Code: Now includes the cardholder's photo and signature for added security, requiring an Enhanced PAN QR Code Reader for scanning.
• Repositioned Details: Layout alterations for improved readability, including changes in the placement of the photo and QR code.
• Availability in DigiLocker: The PAN card is now digitally accessible through the government's DigiLocker app.

Enhanced QR Code

The upgraded QR code consolidates both existing and new details, enhancing security. Users need a dedicated app with a high-resolution camera for scanning. This improvement also applies to e-PAN.

Rearranged Details on the PAN Card

Key layout changes include:

• Photograph: Moved to the top-left corner.
• PAN Number: Positioned top-center under the national emblem.
• Name and Father’s Name: Located below the photo.
• Date of Birth: Shifted to the bottom left corner.
• Signature: Now placed at the bottom center.
• QR Code: Takes the spot of the previous hologram.
• Hologram: Relocated to the back side of the card.

PAN Card in DigiLocker

To access your PAN card digitally with DigiLocker:

1. Log in to DigiLocker.
2. Select the PAN verification record from the Income Tax Department.
3. Enter required details and give consent.
4. Download the PAN card to your DigiLocker.

New Design of e-PAN

The e-PAN features, like a barcode, applicant's info, and a digital signature linked to Aadhaar, provide added security:

1. Open the e-PAN in a PDF converter.
2. Follow steps to verify and validate the signature.
3. Ensure signature status is 'valid'.

This e-PAN includes a QR code containing demographic details for extra security.

Benefits of the New PAN Card Design

The revamped design offers:

• Enhanced Security: Harder to forge due to integrated photo and signature in the QR code.
• Improved Usability: Clearer layout for easier reading.
• Digital Accessibility: Access via DigiLocker, reducing need for physical copies.
• Environmentally Friendly: Decreases reliance on physical cards.

How to Apply for the New PAN Card

To apply for the updated card:

1. Visit the NSDL or UTIITSL website.
2. Select the option to apply for a new card or reprint an existing one.
3. Fill out the application form.
4. Submit required documents and payment.
5. Await delivery of your new PAN card.

Conclusion

The PAN card redesign enhances security and ease of use. With upgraded QR codes, repositioned elements, and digital convenience through DigiLocker, the new PAN card promotes secure financial transactions. Staying updated with these changes ensures protected financial dealings.

Frequently Asked Questions (FAQs)

• Q1: Are old PAN cards still valid? A1: Yes, old cards are valid, but you can update to the latest version.
• Q2: How to access my PAN card in DigiLocker? A2: Log in, select related records, consent to download, and digitally access your PAN card.
• Q3: What's included in the new QR code? A3: It contains security elements like the cardholder’s photo and signature.
• Q4: How to apply for the redesigned PAN card? A4: Visit NSDL or UTIITSL websites, complete forms and submit necessary items.
• Q5: Benefits of the new PAN card? A5: Enhanced security, better accessibility, digitization, and environmental benefits.

*[RBI]: Reserve Bank of India
*[MSMEs]: Micro, Small, and Medium Enterprises
*[NSE]: National Stock Exchange
*[BSE]: Bombay Stock Exchange
*[UX]: User Experience
*[NPAs]: Non-Performing Assets
*[NRI]: Non-Resident Indian
*[RTGS]: Real Time Gross Settlement
*[TDS]: Tax Deductor at Source
*[IMPS]: Immediate Payment Service
*[NEFT]: National Electronic Funds Transfer
*[EMIs]: Equated Monthly Installments
*[IVR]: Interactive Voice Response