CashBean Personal Loan Details

CashBean Personal Loan Details

Introduction:

CashBean offers personal loans with various features and benefits. Here are the details:

  • Loan amount: Rs 1,500 - Rs 60,000

  • Loan tenure: 3 - 6 months

  • Interest rate: Starting from 25.55% p.a.

  • Processing fee: Rs. 90 to Rs 2,000 + GST

  • Age: 18 - 56 years

Credit history: Not required

Lowest EMI for a Rs. 60,000 loan: Rs. 10,758

Features of CashBean Personal Loan

CashBean personal loan can be used for various purposes including shopping, paying credit card debt, utility bills, school fees, purchasing consumer durables, planning a holiday, medical expenses, and more. The loan amount ranges from Rs. 1,500 to Rs. 60,000. The interest rate starts from 25.55% p.a. and the loan can be repaid within 3 to 6 months. The processing fee varies from Rs. 90 to Rs. 2,000 + GST.

Why Apply for a CashBean Personal Loan?

There are several advantages to obtaining a personal loan from CashBean. These include:

  1. Flexible loan amount based on your needs

  2. Minimal documentation and digital loan process

  3. Competitive interest rate starting from 25.55% p.a.

  4. Quick loan disbursal within minutes of approval

  5. No collateral or personal guarantee required

  6. Pan India presence, accessible from anywhere in the country

  7. No credit score required, as CashBean considers other data points for creditworthiness assessment

  8. 24x7 customer support available

CashBean Personal Loan EMI Calculation

Calculating the EMI for a CashBean personal loan is simple using the online EMI calculator. Just enter the loan amount, interest rate, and tenure, and the calculator will provide the EMI instantly.

Comparison of CashBean Personal Loan with Other Lenders

Here is a comparison of CashBean personal loan with other lenders:

Lender | Rate of Interest (per annum) | Processing Fee | Maximum Loan Limit

CashBean | 25.55% - 26% | Rs. 90 to Rs 2,000 + GST | Rs. 60,000

Credy | 12% - 18% | 3% + GST | Rs. 1 Lakh

AnyTimeLoan | 18.25% - 54.75% | Up to 2% | Rs. 10 Lakhs

EarlySalary | 24% - 30% | Rs. 199 onwards | Rs. 5 Lakhs

CASHe | 27% - 33% | Up to 3% | Rs. 4 Lakhs

PaySense | 16% - 36% | Up to 2.5% + GST | Rs. 5 Lakhs

Documents Required for CashBean Personal Loan

To apply for a CashBean personal loan, the following documents are required:

  • KYC documents including PAN Card, Voter's ID Card, and Aadhar Card

  • Scanned photograph

CashBean Personal Loan Eligibility Criteria

The eligibility criteria for CashBean personal loan are as follows:

  1. Available for salaried individuals and self-employed

  2. Regular source of income is mandatory

  3. Age between 18 and 56 years

  4. Resident Indian with valid PAN Card and Address Proof

CashBean Personal Loan Charges

The charges associated with CashBean personal loan are as follows:

  • Processing Fee: Rs. 90 to Rs. 2,000 + GST

  • Late fee: 2% of the overdue amount for late payment

  • Membership Fee: Varies based on membership type (Primary or Senior)

  • No foreclosure charges, dishonor of EMI charges, duplicate NOC charges, or loan cancellation charges

How to Apply for CashBean Personal Loan?

To apply for a CashBean personal loan, follow these steps:

  • Download the CashBean Mobile app from Google Play Store

  • Register to create an account and login

  • Check eligibility to apply for the loan

  • Provide required details and submit the application

  • Agree to the terms and conditions

  • On approval, affix e-signature on the loan document

  • Loan amount will be credited to your bank account

CashBean Loan Repayment

To repay a CashBean loan, follow these steps:

  • Log in to the CashBean Mobile app

  • Select payment option (Razorpay, bank transfer, PayTM Wallet, etc.)

  • Provide accurate bank details for auto-debit option

  • Ensure sufficient balance on due date for auto-debit

  • Prompt repayments help avoid penalties and missed payments

CashBean Customer Care

For any queries or assistance regarding CashBean personal loan, contact customer service through:

  • Email: cashbean.help@pcfinancial.in

  • Customer Service Hotline: 180 0572 8088 or 0124 - 603 6666 (9AM to 8PM, except public holidays)

Introduction:

CashBean offers personal loans with various features and benefits. Here are the details:

  • Loan amount: Rs 1,500 - Rs 60,000

  • Loan tenure: 3 - 6 months

  • Interest rate: Starting from 25.55% p.a.

  • Processing fee: Rs. 90 to Rs 2,000 + GST

  • Age: 18 - 56 years

Credit history: Not required

Lowest EMI for a Rs. 60,000 loan: Rs. 10,758

Features of CashBean Personal Loan

CashBean personal loan can be used for various purposes including shopping, paying credit card debt, utility bills, school fees, purchasing consumer durables, planning a holiday, medical expenses, and more. The loan amount ranges from Rs. 1,500 to Rs. 60,000. The interest rate starts from 25.55% p.a. and the loan can be repaid within 3 to 6 months. The processing fee varies from Rs. 90 to Rs. 2,000 + GST.

Why Apply for a CashBean Personal Loan?

There are several advantages to obtaining a personal loan from CashBean. These include:

  1. Flexible loan amount based on your needs

  2. Minimal documentation and digital loan process

  3. Competitive interest rate starting from 25.55% p.a.

  4. Quick loan disbursal within minutes of approval

  5. No collateral or personal guarantee required

  6. Pan India presence, accessible from anywhere in the country

  7. No credit score required, as CashBean considers other data points for creditworthiness assessment

  8. 24x7 customer support available

CashBean Personal Loan EMI Calculation

Calculating the EMI for a CashBean personal loan is simple using the online EMI calculator. Just enter the loan amount, interest rate, and tenure, and the calculator will provide the EMI instantly.

Comparison of CashBean Personal Loan with Other Lenders

Here is a comparison of CashBean personal loan with other lenders:

Lender | Rate of Interest (per annum) | Processing Fee | Maximum Loan Limit

CashBean | 25.55% - 26% | Rs. 90 to Rs 2,000 + GST | Rs. 60,000

Credy | 12% - 18% | 3% + GST | Rs. 1 Lakh

AnyTimeLoan | 18.25% - 54.75% | Up to 2% | Rs. 10 Lakhs

EarlySalary | 24% - 30% | Rs. 199 onwards | Rs. 5 Lakhs

CASHe | 27% - 33% | Up to 3% | Rs. 4 Lakhs

PaySense | 16% - 36% | Up to 2.5% + GST | Rs. 5 Lakhs

Documents Required for CashBean Personal Loan

To apply for a CashBean personal loan, the following documents are required:

  • KYC documents including PAN Card, Voter's ID Card, and Aadhar Card

  • Scanned photograph

CashBean Personal Loan Eligibility Criteria

The eligibility criteria for CashBean personal loan are as follows:

  1. Available for salaried individuals and self-employed

  2. Regular source of income is mandatory

  3. Age between 18 and 56 years

  4. Resident Indian with valid PAN Card and Address Proof

CashBean Personal Loan Charges

The charges associated with CashBean personal loan are as follows:

  • Processing Fee: Rs. 90 to Rs. 2,000 + GST

  • Late fee: 2% of the overdue amount for late payment

  • Membership Fee: Varies based on membership type (Primary or Senior)

  • No foreclosure charges, dishonor of EMI charges, duplicate NOC charges, or loan cancellation charges

How to Apply for CashBean Personal Loan?

To apply for a CashBean personal loan, follow these steps:

  • Download the CashBean Mobile app from Google Play Store

  • Register to create an account and login

  • Check eligibility to apply for the loan

  • Provide required details and submit the application

  • Agree to the terms and conditions

  • On approval, affix e-signature on the loan document

  • Loan amount will be credited to your bank account

CashBean Loan Repayment

To repay a CashBean loan, follow these steps:

  • Log in to the CashBean Mobile app

  • Select payment option (Razorpay, bank transfer, PayTM Wallet, etc.)

  • Provide accurate bank details for auto-debit option

  • Ensure sufficient balance on due date for auto-debit

  • Prompt repayments help avoid penalties and missed payments

CashBean Customer Care

For any queries or assistance regarding CashBean personal loan, contact customer service through:

  • Email: cashbean.help@pcfinancial.in

  • Customer Service Hotline: 180 0572 8088 or 0124 - 603 6666 (9AM to 8PM, except public holidays)

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