What are the key benefits of SBI Credit Cards?

SBI Credit Cards offer a wide range of benefits, including rewards, cashback, lounge access, discounts, and insurance coverage.

How can I apply for an SBI Credit Card?

You can apply for an SBI Credit Card online through the Paisabazaar platform, where you can compare card options and check for pre-approved offers.

What factors should I consider when choosing an SBI Credit Card?

Consider your spending habits, lifestyle, and financial goals to select a card that best suits your needs, such as travel, shopping, or rewards.

How can I manage my SBI Credit Card efficiently?

SBI Card offers a user-friendly mobile app and online banking services to help you manage your card, check statements, make payments, and access additional features.

What precautions should I take to avoid accumulating credit card debt?

Responsible credit card usage includes paying bills on time, managing credit limits wisely, and avoiding unnecessary spending to prevent debt accumulation.

Canara Bank RTGS Form: A Convenient Way to Transfer Funds

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Mar 20, 2024

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Introduction:

RTGS, or Real Time Gross Settlement, is an esteemed payment system primarily used for processing high-value transactions. This efficient system ensures that money is transferred in real-time, within a matter of seconds. While RTGS is a popular method, customers also have other options to transfer funds to the beneficiary's account, such as UPI, Mobile Banking, and NET Banking. Additionally, methods like IMPS and NEFT are commonly used for both online and offline fund transfers. To facilitate these transactions swiftly, customers are required to fill out the Canara Bank RTGS Form.

How to Fill the Canara Bank RTGS Form?

To proceed with an RTGS transaction, Canara Bank customers must provide specific details mentioned in the RTGS Form. It is essential to carefully review and verify these details. Customers can download the Canara Bank RTGS Form by clicking the link below:

Before initiating an RTGS transaction, customers must carefully confirm the following details:

- The amount to be sent

- Sender's account number, if the money needs to be debited from a bank account

- Cheque number, if the amount is paid via cheque

- Beneficiary's name and mobile number

- Beneficiary bank name, IFSC code, and account number

- Optional sender to receiver information

Canara Bank RTGS Charges

Here is a detailed list of the Canara Bank RTGS charges imposed by the bank:

Amount of RTGS Transaction Services Charges (Exclusive of GST)

Rs. 2 lakhs & up to Rs. 5 lakhs Rs. 24.50

Above Rs. 5 lakhs Rs. 49.50

Note: Applicable GST will be collected.

Availability and Limits

The RTGS payments service is now available 24x7x365, allowing customers the convenience of transferring funds at any time. Customers can opt for Canara Bank Net Banking or Mobile Banking to carry out their RTGS transactions. However, if visiting a branch is preferred, please consider the Canara Bank timings to ensure your RTGS transactions are processed promptly.

Canara Bank has set the minimum transfer amount for RTGS at Rs. 2 lakhs, with no upper limit imposed on RTGS transactions.