Introduction:

For those planning a visit to the bank for transactions, it is crucial to be aware of bank operating hours. This article provides information on standard bank timings, including weekdays, lunch hours, Reserve Bank of India (RBI) timings, as well as NEFT and RTGS schedules.

Bank Timings Post COVID-19 Lockdown

During India's COVID-19 lockdown, many banks temporarily modified their hours, limited staff, and paused non-essential services. By August, regular operations and services resumed, with enhanced safety protocols in place:

• Customers must wear face masks inside bank premises.
• Hand sanitizers are available for customer use, upon entry and exit.
• Temperature checks are conducted by security staff.
• A minimum distance of 1 meter between individuals is recommended.

Recommendation: Avoid unnecessary branch visits by using Net-banking and Mobile Banking services.

Bank Timings in India

Banks typically operate from 9:30 AM to 5:30 PM. Some banks extend their hours from 8:00 AM to 8:00 PM, while others operate shorter hours from 10:00 AM to 4:00 PM. It is advisable to verify the exact timings for the specific branch you plan to visit. Note that weekend hours might differ.

Major Bank Timings

• State Bank of India: 9:00 AM to 3:30 PM
• HDFC Bank: 9:30 AM - 3:30 PM
• ICICI Bank: 10:00 AM - 2:00 PM
• RBL Bank: 10:00 AM - 5:00 PM
• Bank of Baroda: 10:00 AM - 4:00 PM
• IDBI Bank: 10:00 AM - 4:00 PM
• YES Bank: 9:30 AM - 4:30 PM
• Punjab National Bank: 10:00 AM - 4:00 PM
• Allahabad Bank: 10:00 AM - 4:00 PM
• HSBC Bank: 10:00 AM - 4:00 PM

Note: Banks are closed on the 2nd and 4th Saturdays each month. Timings may vary by branch. All financial and non-financial transactions can be conducted during these hours.

Bank Lunch Timings

Banks remain operational during lunch hours. Transactions can be completed at any time during working hours, with employees taking staggered lunch breaks between 1:00 PM and 3:00 PM to ensure uninterrupted service.

RBI Bank Timings

The Reserve Bank of India operates on weekdays only:

• Working Hours: 9:30 AM to 5:15 PM
• Banking Hours: 10:00 AM to 2:30 PM

Business transactions can occur during specified banking hours.

Bank NEFT Timings

NEFT is available 24x7 as of December 16, 2019, and functions throughout the year, including holidays, with 48 settlement batches from 00:30 hours to 00:00 hours. It facilitates nationwide fund transfers between accounts in participating banks.

Bank RTGS Timings

Real-Time Gross Settlement (RTGS) enables instant fund transfers as the instructions are received. RTGS is available 24x7 throughout the week.

Bank Timings of Different Banks

Below is a list of specific bank timings:

• SBI Bank Timings
• HDFC Bank Timings
• ICICI Bank Timings
• Canara Bank Timings
• Axis Bank Timings
• Bank of Baroda Timings
• Union Bank Timings
• Indian Bank Timings
• Kotak Bank Timings
• IDBI Bank Timings
• Karnataka Bank Timings
• Punjab National Bank Timings
• Central Bank of India Timings
• YES Bank Timings
• Bank of Maharashtra