What are the key benefits of SBI Credit Cards?

SBI Credit Cards offer a wide range of benefits, including rewards, cashback, lounge access, discounts, and insurance coverage.

How can I apply for an SBI Credit Card?

You can apply for an SBI Credit Card online through the Paisabazaar platform, where you can compare card options and check for pre-approved offers.

What factors should I consider when choosing an SBI Credit Card?

Consider your spending habits, lifestyle, and financial goals to select a card that best suits your needs, such as travel, shopping, or rewards.

How can I manage my SBI Credit Card efficiently?

SBI Card offers a user-friendly mobile app and online banking services to help you manage your card, check statements, make payments, and access additional features.

What precautions should I take to avoid accumulating credit card debt?

Responsible credit card usage includes paying bills on time, managing credit limits wisely, and avoiding unnecessary spending to prevent debt accumulation.

Bank of Baroda Adjusts Timings Post COVID-19 Lockdown

In light of the COVID-19 pandemic, Bank of Baroda and several other banks have made changes to their operations. However, the bank has now restored its normal working hours, from 10:00 AM to 4:00 PM, Monday to Friday, after consulting with state governments.

All services, including passbook printing, account opening, cash deposit and withdrawal, cheque clearing, remittances, government transactions, and note exchange services have resumed at Bank of Baroda branches.

Customers are urged to take necessary precautions when visiting the bank. Face masks are mandatory, social distancing must be maintained, and proper sanitization is required. Customers should also adhere to designated queues and only visit the bank when absolutely necessary.

To minimize overcrowding, Bank of Baroda encourages customers to utilize their Net-banking and Mobile Banking services for most banking operations.

NEFT transactions will be processed from 8:00 AM to 6:30 PM, excluding 2nd and 4th Saturdays and Sundays. However, customers can access NEFT services through online banking 24/7, without incurring any charges.

Similarly, RTGS facility is available at Bank of Baroda from 8:00 AM to 4:30 PM, excluding 2nd and 4th Saturdays, Sundays, and bank holidays. Customers can also make use of the Immediate Payment Service (IMPS), which is available round the clock, for fund transfers to other banks.

Bank of Baroda branches operate from Monday to Friday, with business hours between 10:00 AM and 4:00 PM. Please note that the bank remains closed on the 2nd and 4th Saturdays of every month. Branch timings may vary, so it is advisable to check with the specific branch.

Bank of Baroda employees take a lunch break between 1:00 PM and 2:00 PM, ensuring uninterrupted services for customers.

For fund transfers on days when NEFT and RTGS are unavailable, customers can utilize the bank's IMPS service, which is accessible 24/7.

Bank of Baroda, founded on July 20, 1908, by the Maharaja of Baroda, is the second largest bank in India. It was nationalized by the Government of India on July 19, 1969, and has since become a profit-making public sector undertaking. With its corporate headquarters in Mumbai and operational headquarters in Gujarat, the bank provides services to over 82 million customers in 22 countries worldwide.