Trusted by 1L+ Indians
Want to Achieve any of the below Goals upto 80% faster?
Dream Home
Dream Wedding
Dream Car
Retirement
1st Crore
Dream Home
Dream Wedding
Dream Car
Retirement
1st Crore
Trusted by 1L+ Indians
Want to Achieve any of the below Goals upto 80% faster?
Dream Home
Dream Wedding
Dream Car
Retirement
1st Crore
Dream Home
Dream Wedding
Dream Car
Retirement
1st Crore
Trusted by 3 Crore+ Indians
Want to Achieve any of the below
Goals upto 80% faster?
Dream Home
Dream Wedding
Dream Car
Retirement
1st Crore
Trusted by 3 Crore+ Indians
Want to Achieve any of the below
Goals upto 80% faster?
Dream Home
Dream Wedding
Dream Car
Retirement
1st Crore
Trusted by 3 Crore+ Indians
Want to Achieve any of the below Goals upto 80% faster?
Dream Home
Dream Wedding
Dream Car
Retirement
1st Crore
Trusted by 3 Crore+ Indians
Want to Achieve any of the below Goals upto 80% faster?
Dream Home
Dream Wedding
Dream Car
Retirement
1st Crore
Axis Bank REWARDS Credit Card
Axis Bank REWARDS Credit Card
Jun 18, 2024
15 Mins
Axis Bank REWARDS Credit Card offers reward points every time you swipe your card. The cardholders get incremental rewards on apparel and department stores, along with up to 30% discount on food-related spends. The earned reward points have different cash-values based on their redemption. Besides this, users can also avail up to 8 domestic lounge access in a year. Mainly focused on reward points benefits, this credit card is suitable for those who use it on the categories with accelerated rewards.
Note: This card is not available on Paisabazaar.com. The content on this page is for information only.
Axis Bank REWARDS Credit Card Rewards Program
Axis REWARDS Credit Card users can earn EDGE Reward points on almost every spend they make using their card. These reward points are credited directly to your EDGE account for further use. The detailed rewards rate is as follows:
Base Rate: 2 EDGE Reward points on every Rs. 125 spent, except fuel spends
Accelerated Rate: 10X, i.e. 20 EDGE Reward points per Rs. 125 spent on department stores and apparel
Rewards Capping
Axis Bank Credit Card users can earn unlimited EDGE Reward points on the base rewards rate since there is no cap imposed on it. However, the accelerated rewards rate has a capping of 7,000 EDGE Reward points per month.
Earn Bonus Reward Points
The credit cardholders can earn more EDGE Reward points as bonus in the form of welcome and milestone benefits through this Axis Credit Card.
Welcome Rewards Benefits: 5,000 EDGE Reward points on spending minimum Rs. 1,000 within the first 30 days of card issuance
Milestone Benefits: 1,500 EDGE Reward points on reaching the spends of Rs. 30,000 in a statement cycle
Food & Dining Benefits
You get instant discount offers on food and dining on your Axis REWARDS Credit Card as described below:
Up to 30% off on Swiggy: Cardholders get 30% off of up to Rs. 150 per order on food delivery via Swiggy. This discount offer can be availed twice a month by using the coupon code “AXIS30” on orders worth Rs. 200 or above.
Up to 15% off on Dining: Axis credit card users get 15% off of up to Rs. 500 at the partner restaurants under Axis Bank Dining Delights Program.
Other Benefits
Lounge Access: 2 complimentary lounge access at select airports in India per quarter. Click here for the list of participating lounges.
Fuel Surcharge Waiver: 1% fuel surcharge waiver of up to Rs. 400 per statement cycle on all fuel transactions between Rs. 400 and Rs. 5,000
Insurance Cover: Axis Bank REWARDS Credit Card comes with the following insurance benefits –
Insurance Category
Amount
Purchase Protection Cover
Up to Rs. 1 lakh
Check-in Baggage Delay & Travel Documents Loss
Up to USD 300
Loss of Check-in Baggage
Up to USD 500
Credit Shield
Rs. 1 lakh
Rewards Comparison: Axis REWARDS Vs. SBI Prime Vs. Axis Select
Parameters
Axis REWARDS
SBI Prime
Axis Select
Joining Fee
Rs. 1,000
Rs. 2,999
Rs. 3,000 (Nil for Burgundy)
Annual Fee & Fee Waiver
Rs. 1,000- waived off on annual spends of min. Rs. 2 lakh
Rs. 2,999- waived off on annual spends of Rs. 3 lakh
Rs. 3,000 (Nil for Burgundy)- waived off on annual spends of Rs. 6 lakh
Welcome Benefit
5,000 EDGE Reward points on min. spends of Rs. 1,000 within 30 days of card issuance
E-gift voucher worth Rs. 3,000 from partner brands
Rs. 2,000 Amazon voucher on 1st transaction made within 90 days of card issuance
Base Rewards Rate
2 EDGE Reward points per Rs. 125 spent
2 reward points per Rs. 100 on all retail spends
10 EDGE points per Rs. 200 spent
Accelerated Rewards
10X EDGE Reward points per Rs. 125 spent on department stores & apparel
10 reward points per Rs. 100 spent on dining, groceries, department stores & movies
20 reward points per Rs. 100 birthday spends
2X EDGE points per Rs. 200 spent on retail shopping
Lounge Access
2 lounge access at domestic airports per quarter
4 international Priority Pass Lounge visits per year outside India
8 domestic lounges visits in India per year
Up to 12 international lounge access via Priority Pass membership
2 domestic lounge visits per quarter
Milestone Benefits
1,500 EDGE Reward points on spending Rs. 30,000 in a statement cycle
Pizza Hut e-voucher of Rs. 1,000 on spending Rs. 50,000 per quarter
E-gift voucher of Rs. 7,000 from Yatra.com/ Pantaloons on spending Rs. 5 lakh
On Rs. 3 lakh annual spends:
5,000 EDGE Reward points
Priority Pass membership
3 extra golf visits
Food & Dining Benefits
Up to 30% off on Swiggy food delivery
Up to 15% off via Axis bank Dining Delight program
Other Benefits
Bouquet of membership of up to Rs. 1,000
Club Vistara Silver & Trident Privilege Red Tier membership
6 golf rounds per year
Up to 20% off on BigBasket
Buy 1 get 1 ticket of up to Rs. 300 on BookMyShow
Axis Bank Credit Card- Eligibility Criteria & Documents Required
Before you apply online for Axis Bank Credit Card, it is advisable to check whether you meet the basic eligibility criteria. Along with the eligibility, you should also be ready with the identity and income-related documents which you may have to produce during the Axis Bank Credit Card application process.
Criteria
Details
Nationality
Indian resident
Age Requirement
18 to 70 years
Occupation
Salaried or Self-employed
Documents Required
Click here for the list of acceptable documents
Serviceable Cities
Click here for the list of serviceable cities
Axis Bank REWARDS Credit Card- Fees & Charges
The Axis Bank fees and charges applicable on the REWARDS credit card are given below:
Fee Type
Fee Amount
Joining Fee
Rs. 1,000
Annual Fee
Rs. 1,000 – waived off on annual spends of Rs. 2 lakh or more
Finance Charges
3.6% per month (52.86% p.a.)
Cash Withdrawal Fee
2.5% or Rs. 500, whichever is higher
Forex Charges
3.5%
Rewards Redemption Fee
Nil
Late Payment Fee
On outstanding amount of –
Less than Rs. 500: Nil
Between Rs. 501 & Rs. 5,000: Rs. 500
Between Rs. 5,001 & Rs. 10,000: Rs. 750
Above Rs. 10,001: Rs. 1,000
Click here for detailed Axis Bank REWARDS Credit Card fees and charges.
Axis Bank REWARDS Credit Card offers reward points every time you swipe your card. The cardholders get incremental rewards on apparel and department stores, along with up to 30% discount on food-related spends. The earned reward points have different cash-values based on their redemption. Besides this, users can also avail up to 8 domestic lounge access in a year. Mainly focused on reward points benefits, this credit card is suitable for those who use it on the categories with accelerated rewards.
Note: This card is not available on Paisabazaar.com. The content on this page is for information only.
Axis Bank REWARDS Credit Card Rewards Program
Axis REWARDS Credit Card users can earn EDGE Reward points on almost every spend they make using their card. These reward points are credited directly to your EDGE account for further use. The detailed rewards rate is as follows:
Base Rate: 2 EDGE Reward points on every Rs. 125 spent, except fuel spends
Accelerated Rate: 10X, i.e. 20 EDGE Reward points per Rs. 125 spent on department stores and apparel
Rewards Capping
Axis Bank Credit Card users can earn unlimited EDGE Reward points on the base rewards rate since there is no cap imposed on it. However, the accelerated rewards rate has a capping of 7,000 EDGE Reward points per month.
Earn Bonus Reward Points
The credit cardholders can earn more EDGE Reward points as bonus in the form of welcome and milestone benefits through this Axis Credit Card.
Welcome Rewards Benefits: 5,000 EDGE Reward points on spending minimum Rs. 1,000 within the first 30 days of card issuance
Milestone Benefits: 1,500 EDGE Reward points on reaching the spends of Rs. 30,000 in a statement cycle
Food & Dining Benefits
You get instant discount offers on food and dining on your Axis REWARDS Credit Card as described below:
Up to 30% off on Swiggy: Cardholders get 30% off of up to Rs. 150 per order on food delivery via Swiggy. This discount offer can be availed twice a month by using the coupon code “AXIS30” on orders worth Rs. 200 or above.
Up to 15% off on Dining: Axis credit card users get 15% off of up to Rs. 500 at the partner restaurants under Axis Bank Dining Delights Program.
Other Benefits
Lounge Access: 2 complimentary lounge access at select airports in India per quarter. Click here for the list of participating lounges.
Fuel Surcharge Waiver: 1% fuel surcharge waiver of up to Rs. 400 per statement cycle on all fuel transactions between Rs. 400 and Rs. 5,000
Insurance Cover: Axis Bank REWARDS Credit Card comes with the following insurance benefits –
Insurance Category
Amount
Purchase Protection Cover
Up to Rs. 1 lakh
Check-in Baggage Delay & Travel Documents Loss
Up to USD 300
Loss of Check-in Baggage
Up to USD 500
Credit Shield
Rs. 1 lakh
Rewards Comparison: Axis REWARDS Vs. SBI Prime Vs. Axis Select
Parameters
Axis REWARDS
SBI Prime
Axis Select
Joining Fee
Rs. 1,000
Rs. 2,999
Rs. 3,000 (Nil for Burgundy)
Annual Fee & Fee Waiver
Rs. 1,000- waived off on annual spends of min. Rs. 2 lakh
Rs. 2,999- waived off on annual spends of Rs. 3 lakh
Rs. 3,000 (Nil for Burgundy)- waived off on annual spends of Rs. 6 lakh
Welcome Benefit
5,000 EDGE Reward points on min. spends of Rs. 1,000 within 30 days of card issuance
E-gift voucher worth Rs. 3,000 from partner brands
Rs. 2,000 Amazon voucher on 1st transaction made within 90 days of card issuance
Base Rewards Rate
2 EDGE Reward points per Rs. 125 spent
2 reward points per Rs. 100 on all retail spends
10 EDGE points per Rs. 200 spent
Accelerated Rewards
10X EDGE Reward points per Rs. 125 spent on department stores & apparel
10 reward points per Rs. 100 spent on dining, groceries, department stores & movies
20 reward points per Rs. 100 birthday spends
2X EDGE points per Rs. 200 spent on retail shopping
Lounge Access
2 lounge access at domestic airports per quarter
4 international Priority Pass Lounge visits per year outside India
8 domestic lounges visits in India per year
Up to 12 international lounge access via Priority Pass membership
2 domestic lounge visits per quarter
Milestone Benefits
1,500 EDGE Reward points on spending Rs. 30,000 in a statement cycle
Pizza Hut e-voucher of Rs. 1,000 on spending Rs. 50,000 per quarter
E-gift voucher of Rs. 7,000 from Yatra.com/ Pantaloons on spending Rs. 5 lakh
On Rs. 3 lakh annual spends:
5,000 EDGE Reward points
Priority Pass membership
3 extra golf visits
Food & Dining Benefits
Up to 30% off on Swiggy food delivery
Up to 15% off via Axis bank Dining Delight program
Other Benefits
Bouquet of membership of up to Rs. 1,000
Club Vistara Silver & Trident Privilege Red Tier membership
6 golf rounds per year
Up to 20% off on BigBasket
Buy 1 get 1 ticket of up to Rs. 300 on BookMyShow
Axis Bank Credit Card- Eligibility Criteria & Documents Required
Before you apply online for Axis Bank Credit Card, it is advisable to check whether you meet the basic eligibility criteria. Along with the eligibility, you should also be ready with the identity and income-related documents which you may have to produce during the Axis Bank Credit Card application process.
Criteria
Details
Nationality
Indian resident
Age Requirement
18 to 70 years
Occupation
Salaried or Self-employed
Documents Required
Click here for the list of acceptable documents
Serviceable Cities
Click here for the list of serviceable cities
Axis Bank REWARDS Credit Card- Fees & Charges
The Axis Bank fees and charges applicable on the REWARDS credit card are given below:
Fee Type
Fee Amount
Joining Fee
Rs. 1,000
Annual Fee
Rs. 1,000 – waived off on annual spends of Rs. 2 lakh or more
Finance Charges
3.6% per month (52.86% p.a.)
Cash Withdrawal Fee
2.5% or Rs. 500, whichever is higher
Forex Charges
3.5%
Rewards Redemption Fee
Nil
Late Payment Fee
On outstanding amount of –
Less than Rs. 500: Nil
Between Rs. 501 & Rs. 5,000: Rs. 500
Between Rs. 5,001 & Rs. 10,000: Rs. 750
Above Rs. 10,001: Rs. 1,000
Click here for detailed Axis Bank REWARDS Credit Card fees and charges.
Author
Pluto Team
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