Axis Bank REWARDS Credit Card

Axis Bank REWARDS Credit Card

Jun 18, 2024

15 Mins

Axis Bank REWARDS Credit Card offers reward points every time you swipe your card. The cardholders get incremental rewards on apparel and department stores, along with up to 30% discount on food-related spends. The earned reward points have different cash-values based on their redemption. Besides this, users can also avail up to 8 domestic lounge access in a year. Mainly focused on reward points benefits, this credit card is suitable for those who use it on the categories with accelerated rewards.

Note: This card is not available on Paisabazaar.com. The content on this page is for information only.

Axis Bank REWARDS Credit Card Rewards Program

Axis REWARDS Credit Card users can earn EDGE Reward points on almost every spend they make using their card. These reward points are credited directly to your EDGE account for further use. The detailed rewards rate is as follows:

Base Rate: 2 EDGE Reward points on every Rs. 125 spent, except fuel spends

Accelerated Rate: 10X, i.e. 20 EDGE Reward points per Rs. 125 spent on department stores and apparel

Rewards Capping

Axis Bank Credit Card users can earn unlimited EDGE Reward points on the base rewards rate since there is no cap imposed on it. However, the accelerated rewards rate has a capping of 7,000 EDGE Reward points per month.

Earn Bonus Reward Points

The credit cardholders can earn more EDGE Reward points as bonus in the form of welcome and milestone benefits through this Axis Credit Card.

Welcome Rewards Benefits: 5,000 EDGE Reward points on spending minimum Rs. 1,000 within the first 30 days of card issuance

Milestone Benefits: 1,500 EDGE Reward points on reaching the spends of Rs. 30,000 in a statement cycle

Food & Dining Benefits

You get instant discount offers on food and dining on your Axis REWARDS Credit Card as described below:

Up to 30% off on Swiggy: Cardholders get 30% off of up to Rs. 150 per order on food delivery via Swiggy. This discount offer can be availed twice a month by using the coupon code “AXIS30” on orders worth Rs. 200 or above.

Up to 15% off on Dining: Axis credit card users get 15% off of up to Rs. 500 at the partner restaurants under Axis Bank Dining Delights Program.

Other Benefits

Lounge Access: 2 complimentary lounge access at select airports in India per quarter. Click here for the list of participating lounges.

Fuel Surcharge Waiver: 1% fuel surcharge waiver of up to Rs. 400 per statement cycle on all fuel transactions between Rs. 400 and Rs. 5,000

Insurance Cover: Axis Bank REWARDS Credit Card comes with the following insurance benefits –

Insurance Category

Amount

Purchase Protection Cover

Up to Rs. 1 lakh

Check-in Baggage Delay & Travel Documents Loss

Up to USD 300

Loss of Check-in Baggage

Up to USD 500

Credit Shield

Rs. 1 lakh

Rewards Comparison: Axis REWARDS Vs. SBI Prime Vs. Axis Select

Parameters

Axis REWARDS

SBI Prime

Axis Select

Joining Fee

Rs. 1,000

Rs. 2,999

Rs. 3,000 (Nil for Burgundy)

Annual Fee & Fee Waiver

  • Rs. 1,000- waived off on annual spends of min. Rs. 2 lakh

  • Rs. 2,999- waived off on annual spends of Rs. 3 lakh

  • Rs. 3,000 (Nil for Burgundy)- waived off on annual spends of Rs. 6 lakh

  • Welcome Benefit

  • 5,000 EDGE Reward points on min. spends of Rs. 1,000 within 30 days of card issuance

  • E-gift voucher worth Rs. 3,000 from partner brands

  • Rs. 2,000 Amazon voucher on 1st transaction made within 90 days of card issuance

Base Rewards Rate

  • 2 EDGE Reward points per Rs. 125 spent

  • 2 reward points per Rs. 100 on all retail spends

  • 10 EDGE points per Rs. 200 spent

Accelerated Rewards

  • 10X EDGE Reward points per Rs. 125 spent on department stores & apparel

  • 10 reward points per Rs. 100 spent on dining, groceries, department stores & movies

  • 20 reward points per Rs. 100 birthday spends

  • 2X EDGE points per Rs. 200 spent on retail shopping

Lounge Access

  • 2 lounge access at domestic airports per quarter

  • 4 international Priority Pass Lounge visits per year outside India

  • 8 domestic lounges visits in India per year

  • Up to 12 international lounge access via Priority Pass membership

  • 2 domestic lounge visits per quarter

Milestone Benefits

  • 1,500 EDGE Reward points on spending Rs. 30,000 in a statement cycle

  • Pizza Hut e-voucher of Rs. 1,000 on spending Rs. 50,000 per quarter

  • E-gift voucher of Rs. 7,000 from Yatra.com/ Pantaloons on spending Rs. 5 lakh

  • On Rs. 3 lakh annual spends:

  • 5,000 EDGE Reward points

  • Priority Pass membership

  • 3 extra golf visits

  • Food & Dining Benefits

  • Up to 30% off on Swiggy food delivery

  • Up to 15% off via Axis bank Dining Delight program

Other Benefits

Bouquet of membership of up to Rs. 1,000

Club Vistara Silver & Trident Privilege Red Tier membership

6 golf rounds per year

Up to 20% off on BigBasket

Buy 1 get 1 ticket of up to Rs. 300 on BookMyShow

Axis Bank Credit Card- Eligibility Criteria & Documents Required

Before you apply online for Axis Bank Credit Card, it is advisable to check whether you meet the basic eligibility criteria. Along with the eligibility, you should also be ready with the identity and income-related documents which you may have to produce during the Axis Bank Credit Card application process.

Criteria

Details

Nationality

  • Indian resident

  • Age Requirement

  • 18 to 70 years

  • Occupation

  • Salaried or Self-employed

Documents Required

Click here for the list of acceptable documents

Serviceable Cities

Click here for the list of serviceable cities

Axis Bank REWARDS Credit Card- Fees & Charges

The Axis Bank fees and charges applicable on the REWARDS credit card are given below:

Fee Type

Fee Amount

Joining Fee

Rs. 1,000

Annual Fee

Rs. 1,000 – waived off on annual spends of Rs. 2 lakh or more

Finance Charges

3.6% per month (52.86% p.a.)

Cash Withdrawal Fee

2.5% or Rs. 500, whichever is higher

Forex Charges

3.5%

Rewards Redemption Fee

Nil

Late Payment Fee

On outstanding amount of –

Less than Rs. 500: Nil

Between Rs. 501 & Rs. 5,000: Rs. 500

Between Rs. 5,001 & Rs. 10,000: Rs. 750

Above Rs. 10,001: Rs. 1,000

 Click here for detailed Axis Bank REWARDS Credit Card fees and charges.

Axis Bank REWARDS Credit Card offers reward points every time you swipe your card. The cardholders get incremental rewards on apparel and department stores, along with up to 30% discount on food-related spends. The earned reward points have different cash-values based on their redemption. Besides this, users can also avail up to 8 domestic lounge access in a year. Mainly focused on reward points benefits, this credit card is suitable for those who use it on the categories with accelerated rewards.

Note: This card is not available on Paisabazaar.com. The content on this page is for information only.

Axis Bank REWARDS Credit Card Rewards Program

Axis REWARDS Credit Card users can earn EDGE Reward points on almost every spend they make using their card. These reward points are credited directly to your EDGE account for further use. The detailed rewards rate is as follows:

Base Rate: 2 EDGE Reward points on every Rs. 125 spent, except fuel spends

Accelerated Rate: 10X, i.e. 20 EDGE Reward points per Rs. 125 spent on department stores and apparel

Rewards Capping

Axis Bank Credit Card users can earn unlimited EDGE Reward points on the base rewards rate since there is no cap imposed on it. However, the accelerated rewards rate has a capping of 7,000 EDGE Reward points per month.

Earn Bonus Reward Points

The credit cardholders can earn more EDGE Reward points as bonus in the form of welcome and milestone benefits through this Axis Credit Card.

Welcome Rewards Benefits: 5,000 EDGE Reward points on spending minimum Rs. 1,000 within the first 30 days of card issuance

Milestone Benefits: 1,500 EDGE Reward points on reaching the spends of Rs. 30,000 in a statement cycle

Food & Dining Benefits

You get instant discount offers on food and dining on your Axis REWARDS Credit Card as described below:

Up to 30% off on Swiggy: Cardholders get 30% off of up to Rs. 150 per order on food delivery via Swiggy. This discount offer can be availed twice a month by using the coupon code “AXIS30” on orders worth Rs. 200 or above.

Up to 15% off on Dining: Axis credit card users get 15% off of up to Rs. 500 at the partner restaurants under Axis Bank Dining Delights Program.

Other Benefits

Lounge Access: 2 complimentary lounge access at select airports in India per quarter. Click here for the list of participating lounges.

Fuel Surcharge Waiver: 1% fuel surcharge waiver of up to Rs. 400 per statement cycle on all fuel transactions between Rs. 400 and Rs. 5,000

Insurance Cover: Axis Bank REWARDS Credit Card comes with the following insurance benefits –

Insurance Category

Amount

Purchase Protection Cover

Up to Rs. 1 lakh

Check-in Baggage Delay & Travel Documents Loss

Up to USD 300

Loss of Check-in Baggage

Up to USD 500

Credit Shield

Rs. 1 lakh

Rewards Comparison: Axis REWARDS Vs. SBI Prime Vs. Axis Select

Parameters

Axis REWARDS

SBI Prime

Axis Select

Joining Fee

Rs. 1,000

Rs. 2,999

Rs. 3,000 (Nil for Burgundy)

Annual Fee & Fee Waiver

  • Rs. 1,000- waived off on annual spends of min. Rs. 2 lakh

  • Rs. 2,999- waived off on annual spends of Rs. 3 lakh

  • Rs. 3,000 (Nil for Burgundy)- waived off on annual spends of Rs. 6 lakh

  • Welcome Benefit

  • 5,000 EDGE Reward points on min. spends of Rs. 1,000 within 30 days of card issuance

  • E-gift voucher worth Rs. 3,000 from partner brands

  • Rs. 2,000 Amazon voucher on 1st transaction made within 90 days of card issuance

Base Rewards Rate

  • 2 EDGE Reward points per Rs. 125 spent

  • 2 reward points per Rs. 100 on all retail spends

  • 10 EDGE points per Rs. 200 spent

Accelerated Rewards

  • 10X EDGE Reward points per Rs. 125 spent on department stores & apparel

  • 10 reward points per Rs. 100 spent on dining, groceries, department stores & movies

  • 20 reward points per Rs. 100 birthday spends

  • 2X EDGE points per Rs. 200 spent on retail shopping

Lounge Access

  • 2 lounge access at domestic airports per quarter

  • 4 international Priority Pass Lounge visits per year outside India

  • 8 domestic lounges visits in India per year

  • Up to 12 international lounge access via Priority Pass membership

  • 2 domestic lounge visits per quarter

Milestone Benefits

  • 1,500 EDGE Reward points on spending Rs. 30,000 in a statement cycle

  • Pizza Hut e-voucher of Rs. 1,000 on spending Rs. 50,000 per quarter

  • E-gift voucher of Rs. 7,000 from Yatra.com/ Pantaloons on spending Rs. 5 lakh

  • On Rs. 3 lakh annual spends:

  • 5,000 EDGE Reward points

  • Priority Pass membership

  • 3 extra golf visits

  • Food & Dining Benefits

  • Up to 30% off on Swiggy food delivery

  • Up to 15% off via Axis bank Dining Delight program

Other Benefits

Bouquet of membership of up to Rs. 1,000

Club Vistara Silver & Trident Privilege Red Tier membership

6 golf rounds per year

Up to 20% off on BigBasket

Buy 1 get 1 ticket of up to Rs. 300 on BookMyShow

Axis Bank Credit Card- Eligibility Criteria & Documents Required

Before you apply online for Axis Bank Credit Card, it is advisable to check whether you meet the basic eligibility criteria. Along with the eligibility, you should also be ready with the identity and income-related documents which you may have to produce during the Axis Bank Credit Card application process.

Criteria

Details

Nationality

  • Indian resident

  • Age Requirement

  • 18 to 70 years

  • Occupation

  • Salaried or Self-employed

Documents Required

Click here for the list of acceptable documents

Serviceable Cities

Click here for the list of serviceable cities

Axis Bank REWARDS Credit Card- Fees & Charges

The Axis Bank fees and charges applicable on the REWARDS credit card are given below:

Fee Type

Fee Amount

Joining Fee

Rs. 1,000

Annual Fee

Rs. 1,000 – waived off on annual spends of Rs. 2 lakh or more

Finance Charges

3.6% per month (52.86% p.a.)

Cash Withdrawal Fee

2.5% or Rs. 500, whichever is higher

Forex Charges

3.5%

Rewards Redemption Fee

Nil

Late Payment Fee

On outstanding amount of –

Less than Rs. 500: Nil

Between Rs. 501 & Rs. 5,000: Rs. 500

Between Rs. 5,001 & Rs. 10,000: Rs. 750

Above Rs. 10,001: Rs. 1,000

 Click here for detailed Axis Bank REWARDS Credit Card fees and charges.

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