How to Pay Axis Credit Card Bill? BillDesk & More
Maintaining a strong credit history is crucial, and timely payment of your Axis Bank credit card bills is a key aspect. Thankfully, Axis Bank offers multiple online and offline methods to facilitate this, including the user-friendly BillDesk platform.
The process to pay via BillDesk is straightforward. First, input your 16-digit credit card number and the payment amount. Next, choose the bank account you wish to debit, followed by confirming the payment with your authentication details like net banking ID and password. Once confirmed, your account is debited instantly and you'll receive a transaction confirmation with a unique reference number.
Beyond BillDesk, there are various other flexible methods to pay your credit card bills. If you hold an Axis Bank savings account, using internet banking makes it seamless. Just log in, navigate to the 'Credit Card' section, select your card, and proceed with the steps provided.
The bank's mobile banking app also offers an on-the-go payment solution, providing a quick clearance timeline for transactions.
For those favoring an automated solution, the Auto Debit option is available via the mobile app or internet banking. This facility allows for the automatic deduction of either the full bill amount or the minimum due from your Axis Bank account monthly.
Prefer offline methods? You can visit an Axis Bank ATM to settle your bills using your ATM or debit card, with immediate credit to your credit card account.
Additionally, cash or cheque payments can be made at any Axis Bank branch. For cheque payments, make them payable to 'Axis Bank Card No. [Your 16-digit Credit Card Number]'. Note that cash payments at branches incur a service fee of Rs.100.
Payments from non-Axis bank accounts can be made via UPI, NEFT, or Visa Money Transfer (VMT), with each offering a clearing period of 1-2 business days.
Axis Bank advises utilizing these recommended channels to ensure prompt payment clearance and avoid potential penalties for late receipt of funds. Using non-affiliated third-party apps might result in delayed transaction processing.
With a variety of payment options, managing your credit card dues becomes hassle-free, aiding in maintaining a favorable credit history and securing future credit opportunities.