Trusted by 1L+ Indians
Want to Achieve any of the below Goals upto 80% faster?
Dream Home
Dream Wedding
Dream Car
Retirement
1st Crore
Dream Home
Dream Wedding
Dream Car
Retirement
1st Crore
Trusted by 1L+ Indians
Want to Achieve any of the below Goals upto 80% faster?
Dream Home
Dream Wedding
Dream Car
Retirement
1st Crore
Dream Home
Dream Wedding
Dream Car
Retirement
1st Crore
Trusted by 3 Crore+ Indians
Want to Achieve any of the below
Goals upto 80% faster?
Dream Home
Dream Wedding
Dream Car
Retirement
1st Crore
Trusted by 3 Crore+ Indians
Want to Achieve any of the below
Goals upto 80% faster?
Dream Home
Dream Wedding
Dream Car
Retirement
1st Crore
Trusted by 3 Crore+ Indians
Want to Achieve any of the below Goals upto 80% faster?
Dream Home
Dream Wedding
Dream Car
Retirement
1st Crore
Trusted by 3 Crore+ Indians
Want to Achieve any of the below Goals upto 80% faster?
Dream Home
Dream Wedding
Dream Car
Retirement
1st Crore
Axis Bank Neo Credit Card
Axis Bank Neo Credit Card
Jun 22, 2024
15 Mins
Save while shopping and dining with the Axis Bank Neo Credit Card. When you apply for this card, a joining fee of ₹250 is required. This joining fee serves as the first-year fee and is waived if you spend at least ₹2,500 within 45 days of card approval. From the second year onwards, the annual fee is ₹250. The interest rate for any overdue amount is 46.78% per annum.
Key Highlights of Axis Bank Neo Credit Card
Welcome Offers: Enjoy offers from Amazon, cashback benefits, gift vouchers, and entertainment offers.
EMI Facility: Avail no-cost EMIs on selected products.
Lost Card Liability Insurance: Protection against unauthorized transactions if the card is lost.
Lifestyle Benefits: Discounts on dining, movies, and shopping.
Features and Benefits
Dining Benefits: Attractive dining discounts at partner restaurants across India under the Axis Bank Dining Delights program.
Movie Vouchers: Enjoy movie vouchers and other entertainment offers.
Rewards Program: Earn 2 reward points for every ₹200 spent under the eDGE Loyalty Program. Redeem these points on the Axis Bank website.
Secure Transactions: EMV chip embedded for secure online transactions.
Lost Card Liability: Zero lost card liability insurance provided. Report lost cards immediately to customer care.
EMI Facility: Convert purchases above ₹2,500 into EMIs with tenures ranging from 6 to 24 months.
Credit Card Limit
The credit limit for the Axis Bank Neo Credit Card is determined by the bank based on your credit history, credit report, credit score, and existing debts.
Latest Offers
Shopping:
10% discount on Myntra for purchases over ₹500.
Up to 20% discount on BigBasket for purchases above ₹1,000.
EMI options available on Croma, Reliance Digital, and Snapdeal.
Up to 100% cashback on mobile recharges via Freecharge.
Movies:
10% discount on movie tickets booked on BookMyShow, with benefits up to ₹50 monthly.
Travel:
EMI payments for travel bookings on Yatra and Goibibo.
Up to ₹800 discount on first flight bookings on EaseMyTrip.
Redeeming Reward Points
Log in to your net banking account.
Select 'Account Summary'.
Click on 'Axis eDGE Rewards'.
Accept the terms and conditions and click 'Redeem Now'.
Choose the reward category from the drop-down menu.
Confirm and redeem your points.
Fees and Charges
Joining Fee: ₹250 (waived if ₹2,500 is spent in 45 days).
Annual Fee: ₹250.
Cash Withdrawal Fee: 2.5% of the transaction amount (minimum ₹250).
Late Payment Fee:
Below ₹100: Nil
₹101 - ₹300: ₹100
₹301 - ₹1,000: ₹300
₹1,001 - ₹5,000: ₹500
₹5,001 - ₹20,000: ₹600
Above ₹20,000: ₹700
Foreign Currency Transaction Fee: 3.50%
Interest on Cash Advances: 3.50% per month
Penalty on Over-limit: 3% of the over-limit amount (minimum ₹500)
Eligibility Criteria
Primary cardholder: 18 to 70 years old.
Add-on cardholder: Over 15 years old.
Resident or non-resident of India.
Required Documents
Completed credit card application form.
Copy of PAN card or Form 60.
Identity proof: PAN, driving license, Aadhaar Card, etc.
Income proof: Latest pay slips, Form 16, IT return copy, etc.
Residence proof: Passport, Ration Card, electricity bill, Aadhaar, etc.
Passport size color photographs.
Applying for the Axis Bank Neo Credit Card Online
You can apply for the Neo credit card online through the Axis Bank website or through BankBazaar.
Steps to Apply Online:
Check eligibility by clicking 'Check Eligibility'.
Submit the required information.
Upload the necessary documents.
Use the tracking ID to monitor the application status through 'Track Application'.
Save while shopping and dining with the Axis Bank Neo Credit Card. When you apply for this card, a joining fee of ₹250 is required. This joining fee serves as the first-year fee and is waived if you spend at least ₹2,500 within 45 days of card approval. From the second year onwards, the annual fee is ₹250. The interest rate for any overdue amount is 46.78% per annum.
Key Highlights of Axis Bank Neo Credit Card
Welcome Offers: Enjoy offers from Amazon, cashback benefits, gift vouchers, and entertainment offers.
EMI Facility: Avail no-cost EMIs on selected products.
Lost Card Liability Insurance: Protection against unauthorized transactions if the card is lost.
Lifestyle Benefits: Discounts on dining, movies, and shopping.
Features and Benefits
Dining Benefits: Attractive dining discounts at partner restaurants across India under the Axis Bank Dining Delights program.
Movie Vouchers: Enjoy movie vouchers and other entertainment offers.
Rewards Program: Earn 2 reward points for every ₹200 spent under the eDGE Loyalty Program. Redeem these points on the Axis Bank website.
Secure Transactions: EMV chip embedded for secure online transactions.
Lost Card Liability: Zero lost card liability insurance provided. Report lost cards immediately to customer care.
EMI Facility: Convert purchases above ₹2,500 into EMIs with tenures ranging from 6 to 24 months.
Credit Card Limit
The credit limit for the Axis Bank Neo Credit Card is determined by the bank based on your credit history, credit report, credit score, and existing debts.
Latest Offers
Shopping:
10% discount on Myntra for purchases over ₹500.
Up to 20% discount on BigBasket for purchases above ₹1,000.
EMI options available on Croma, Reliance Digital, and Snapdeal.
Up to 100% cashback on mobile recharges via Freecharge.
Movies:
10% discount on movie tickets booked on BookMyShow, with benefits up to ₹50 monthly.
Travel:
EMI payments for travel bookings on Yatra and Goibibo.
Up to ₹800 discount on first flight bookings on EaseMyTrip.
Redeeming Reward Points
Log in to your net banking account.
Select 'Account Summary'.
Click on 'Axis eDGE Rewards'.
Accept the terms and conditions and click 'Redeem Now'.
Choose the reward category from the drop-down menu.
Confirm and redeem your points.
Fees and Charges
Joining Fee: ₹250 (waived if ₹2,500 is spent in 45 days).
Annual Fee: ₹250.
Cash Withdrawal Fee: 2.5% of the transaction amount (minimum ₹250).
Late Payment Fee:
Below ₹100: Nil
₹101 - ₹300: ₹100
₹301 - ₹1,000: ₹300
₹1,001 - ₹5,000: ₹500
₹5,001 - ₹20,000: ₹600
Above ₹20,000: ₹700
Foreign Currency Transaction Fee: 3.50%
Interest on Cash Advances: 3.50% per month
Penalty on Over-limit: 3% of the over-limit amount (minimum ₹500)
Eligibility Criteria
Primary cardholder: 18 to 70 years old.
Add-on cardholder: Over 15 years old.
Resident or non-resident of India.
Required Documents
Completed credit card application form.
Copy of PAN card or Form 60.
Identity proof: PAN, driving license, Aadhaar Card, etc.
Income proof: Latest pay slips, Form 16, IT return copy, etc.
Residence proof: Passport, Ration Card, electricity bill, Aadhaar, etc.
Passport size color photographs.
Applying for the Axis Bank Neo Credit Card Online
You can apply for the Neo credit card online through the Axis Bank website or through BankBazaar.
Steps to Apply Online:
Check eligibility by clicking 'Check Eligibility'.
Submit the required information.
Upload the necessary documents.
Use the tracking ID to monitor the application status through 'Track Application'.
Author
Pluto Team
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