Aryavart Bank Balance Enquiry: Top 5 Methods Explained

Aryavart Bank, officially known as the Gramin Bank of Aryavart (GBA), is a key regional rural bank affiliated with the Bank of India (BOI). Launched on April 1, 2019, its headquarters is located in Lucknow, Uttar Pradesh, and is led by Chairman S.B. Singh. The bank has a network of 1365 branches and ATMs spanning 20 Indian states, focusing on boosting rural financial inclusion.

The mission of Aryavart Bank is to empower rural communities with a range of banking products such as savings accounts, agricultural loans, and microfinance, aimed at developmental initiatives. The bank emphasizes convenient customer methods for account balance checks, including online banking, mobile banking, ATMs, SMS banking, and the IVR system.

Balance Enquiry Methods at Aryavart Bank

• Mobile Number Registration: Register for alerts by visiting a branch.
• QR Card Scan: Use the QR code for secure account access.
• SMS Banking: Send an SMS to +91-7388800794 for balance inquiries.
• ATM/Passbook Services: Access mini statements at ATMs and detailed services in branches.
• Debit Card Activation: Apply for a debit card to enable full transaction capabilities.

Aryavart Bank Customer Care

• Customer Care Number: +91 7388800794
• Toll-Free Number: 18001020304
• Email: chairmansecretariat.gba@gba-rrb.com

Checking Balance and Services

Aryavart Bank provides various channels to check balance and access other services:

• Mobile Banking: A user-friendly app for balance and fund transfers.
• Internet Banking: A secure portal for transactions.
• USSD Banking: Dial *99# for services without an internet connection.
• IVR System: Use phone access for account inquiries.
• Online Passbook: View real-time transactions and balance online.

Additional Services Offered

• Loan Services: Includes personal and agricultural loans.
• Insurance Products: Offers life and health insurance coverage.
• Investment Opportunities: Participate in fixed deposits and mutual funds.
• ATM Services: 24/7 transaction access.

Aryavart Bank customers can significantly improve financial management and convenience by using these services.

The Importance of Proactive Account Management

Proactive account management is crucial for ensuring financial stability:

• Regular Balance Monitoring: Regularly check your balance using digital channels.
• Budgeting & Expense Tracking: Use tools to manage your budget effectively.
• Setting Financial Goals: Define objectives for financial growth.
• Emergency Fund: Save for unforeseen expenses.
• Diversified Investments: Encourage a varied portfolio for growth potential.
• Retirement Planning: Contribute consistently to retirement plans.
• Seeking Professional Advice: Obtain tailored advice from experts.

Conclusion

Since its inception in 2019, Aryavart Bank has been instrumental in enhancing rural financial inclusion. With its extensive network across 20 states and under the leadership of Chairman S.B. Singh, the bank addresses the needs of rural communities with a wide range of banking solutions, contributing to the socio-economic growth of rural India.

• [MSMEs]: Micro, Small and Medium Enterprises
• [CIBIL]: Credit Information Bureau (India) Limited
• [MICR Code]: Magnetic Ink Character Recognition
• [RTGS]: Real Time Gross Settlement
• [IMPS]: Immediate Payment Service
• [NEFT]: National Electronic Funds Transfer
• [NBFCs]: Non-Banking Financial Companies
• [TDS]: Tax Deducted at Source
• [KYC]: Know Your Customer