How Aryavart Bank's 1365 Branches Empower Rural India
Aryavart Bank, officially recognized as the Gramin Bank of Aryavart (GBA), is a pivotal regional rural bank partnered with Bank of India (BOI). Established on April 1, 2019, the bank is headquartered in Lucknow, Uttar Pradesh, with S.B. Singh serving as its Chairman. It operates through 1365 branches and ATMs across 20 Indian states to facilitate seamless banking services aimed at promoting rural financial inclusion.
The bank's mission is to empower rural communities through an array of banking products, including savings accounts, agricultural loans, and microfinance aimed at fostering developmental schemes. Aryavart Bank prioritizes offering convenient methods for customers to check their account balance, such as through online banking, mobile banking, ATMs, SMS banking, and utilizing the IVR system.
Aryavart Bank Balance Enquiry Methods
- Mobile Number Registration: Customers can register their mobile numbers for receiving alerts by visiting a branch.
- QR Card Scan: Scan the provided QR code for secure access to account details.
- SMS Banking: Send an SMS to +91-7388800794 for balance inquiries.
- ATM/Passbook Services: Mini statements are available at ATMs, with detailed passbook services at branches.
- Debit Card Activation: Apply for an Aryavart Bank debit card for comprehensive banking transactions.
Aryavart Bank Customer Care
- Customer Care Number: +91 7388800794
- Toll-Free Number: 18001020304
- Customer Care Email: chairmansecretariat.gba@gba-rrb.com
Aryavart Bank Balance Check and Services
Aryavart Bank provides various channels for customers to check balances and other services:
- Mobile Banking: A user-friendly app for transactions like balance checks and fund transfers.
- Internet Banking: Secure account access for transactions via the bank's portal.
- USSD Banking: Access banking via USSD without internet by dialing *99#.
- IVR System: Phone-based account inquiries through customer care.
- Online Passbook: Real-time transaction and balance viewing online.
Additional Services Offered
- Loan Services: Varied loan options including personal and agricultural loans.
- Insurance Products: Comprehensive insurance coverage including life and health insurance.
- Investment Opportunities: Investments like fixed deposits and mutual funds.
- ATM Services: 24/7 ATM access for transactions.
By utilizing these services, Aryavart Bank customers can achieve enhanced financial management and convenience.
Importance of Proactive Account Management
Proactive account management is crucial for financial stability:
- Regular Balance Monitoring: Use digital channels for frequent account checks.
- Budgeting & Expense Tracking: Employ budgeting tools to manage finances effectively.
- Setting Financial Goals: Establish clear goals for financial advancement.
- Emergency Fund: Cultivate savings for unforeseen expenses.
- Diversified Investments: Diversify portfolios for balanced growth.
- Retirement Planning: Regularly contribute to retirements funds.
- Seeking Professional Advice: Consult financial experts for tailored advice.
Conclusion
Aryavart Bank, since its inception in 2019, has been pivotal in driving financial inclusion in rural sectors. By extending a vast network across 20 states, Aryavart Bank, led by Chairman S.B. Singh, addresses the distinct needs of rural communities with a diverse suite of banking solutions, thus playing a transformative role in the socio-economic development of rural India.