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IndianOil HDFC Bank Credit Card
IndianOil HDFC credit card is a co-branded credit card issued by the HDFC Bank in collaboration with IndianOil. This card rewards you in the form of f
Security
Advanced protection for all transactions
Instant
Immediate digital card access
Rs. 500 + GST
Joining Fee
Rs. 500 + GST
Renewal Fee
24/7
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Meet IndianOil HDFC Bank Credit Card
IndianOil HDFC credit card is a co-branded credit card issued by the HDFC Bank in collaboration with IndianOil. This card rewards you in the form of fuel points, which can be used for purchasing fuel at Indian Oil Petrol pumps. Axis Bank also offers a similar credit card named ‘IndianOil Axis Bank Credit Card‘ in partnership with the Indian Oil Corporation Limited, which can be considered a strong competitor to this card. You can get up to 50 liters of free fuel annually by purchasing the fuel with the fuel points you earn. Not only this you can also link this credit card to UPI as it is on the RuPay network. You also get a complimentary membership to the IndianOil XTRAREWARDS Program (IXRP), which enables you to redeem the fuel points at a rate of 1 FP = Re. 0.96, which is a very good rate. You cannot only earn fuel points but also redeem your earned fuel points against products/vouchers and several other categories. This card comes with a nominal joining fee of Rs 500, which can be waived if you spend Rs 20,000 in the first 90 days of card issuance. Read below to know more about the IndianOil HDFC credit card.
IndianOil HDFC Bank Credit Card MEMBERSHIP
JOINING FEERs. 500 + GST
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make IndianOil HDFC Bank Credit Card the perfect choice for those who demand excellence.
Spend- Based Waiver
The renewal fee will be waived on spends of Rs. 50,000
Rewards Redemption Fee
Rs 99 per redemption request
Foreign Currency Markup
3.5% of the amount transacted
Interest Rates
3.6% per month (or 43.2% per annum)
Fuel Surcharge
On a minimum fuel transaction of Rs. 400, you will get a fuel surcharge waiver of 1%.
Cash Advance Charges
2.5% of the amount withdrawn subject to a minimum charge of Rs 500.
Movie & Dining
N/A
Rewards Rate
5% of spends as Fuel Points at IndianOil outlets, groceries, and bill payments, 1 Fuel Point on every Rs. 150 spent on all other purchases, reward rate of up to 4.8%
Reward Redemption
Fuel Points redeemable for Free Fuel using the complimentary IndianOil XTRAREWARDS Program (IXRP) membership at IndianOil outlets (1 FP = 96 Paise), through net-banking towards catalog products (1 FP = 20 Paise) and as cashback on the credit card (1 FP = 20 Paise)
Travel
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Golf
N/A
Insurance Benefits
N/A
IndianOil XTRAREWARDS Program
This credit card feature offers a complimentary membership to the IndianOil XTRAREWARDS Program. This program is designed to reward frequent IndianOil customers with points that can be redeemed for a variety of goods and services. As a member, every time you make a purchase at IndianOil, you earn points that can be used towards future purchases. This can result in significant savings over time, especially for those who regularly fill up their vehicles at IndianOil stations.
Renewal Fee Waiver
With this credit card feature, you can enjoy a renewal fee waiver when you spend Rs 50,000 and above in the previous year. This means that if you use your card frequently and meet the spending threshold, you won't have to pay the annual card renewal fee. This feature can save you a significant amount of money, especially if you are a high spender.
5% Fuel Points
This feature allows cardholders to earn 5% of their spends as Fuel Points at IndianOil outlets, on groceries, and bill payments. This means that for every transaction you make in these categories, you will receive 5% back in the form of points. These points can then be redeemed for free fuel at IndianOil outlets. This is a fantastic benefit for those who spend a lot on fuel and groceries each month.
1 Fuel Point per Rs 150
With this feature, you will earn 1 Fuel Point for every Rs 150 spent on all other purchases. This is a great way to accumulate points on regular spending that can then be redeemed for free fuel. No matter what you're buying, you'll be earning points towards free fuel, making every purchase more rewarding.
50 Liters Free Fuel
This feature enables card users to earn up to 50 liters of free fuel annually using their IndianOil HDFC Bank credit card. This is a significant saving for those who regularly spend on fuel. Simply use your credit card for regular purchases and accumulate points that can be redeemed for free fuel.
Fuel Surcharge Waiver
This feature offers a fuel surcharge of 1% waived on all fuel transactions at all fuel stations across India. This means you save an additional 1% on all your fuel purchases, irrespective of the fuel station. This benefit can add up to significant savings over the course of a year, especially for those who travel frequently or have long commutes.
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IndianOil XTRAREWARDS Program
This credit card feature offers a complimentary membership to the IndianOil XTRAREWARDS Program. This program is designed to reward frequent IndianOil customers with points that can be redeemed for a variety of goods and services. As a member, every time you make a purchase at IndianOil, you earn points that can be used towards future purchases. This can result in significant savings over time, especially for those who regularly fill up their vehicles at IndianOil stations.
Renewal Fee Waiver
With this credit card feature, you can enjoy a renewal fee waiver when you spend Rs 50,000 and above in the previous year. This means that if you use your card frequently and meet the spending threshold, you won't have to pay the annual card renewal fee. This feature can save you a significant amount of money, especially if you are a high spender.
5% Fuel Points
This feature allows cardholders to earn 5% of their spends as Fuel Points at IndianOil outlets, on groceries, and bill payments. This means that for every transaction you make in these categories, you will receive 5% back in the form of points. These points can then be redeemed for free fuel at IndianOil outlets. This is a fantastic benefit for those who spend a lot on fuel and groceries each month.
1 Fuel Point per Rs 150
With this feature, you will earn 1 Fuel Point for every Rs 150 spent on all other purchases. This is a great way to accumulate points on regular spending that can then be redeemed for free fuel. No matter what you're buying, you'll be earning points towards free fuel, making every purchase more rewarding.
50 Liters Free Fuel
This feature enables card users to earn up to 50 liters of free fuel annually using their IndianOil HDFC Bank credit card. This is a significant saving for those who regularly spend on fuel. Simply use your credit card for regular purchases and accumulate points that can be redeemed for free fuel.
Fuel Surcharge Waiver
This feature offers a fuel surcharge of 1% waived on all fuel transactions at all fuel stations across India. This means you save an additional 1% on all your fuel purchases, irrespective of the fuel station. This benefit can add up to significant savings over the course of a year, especially for those who travel frequently or have long commutes.
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