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IDBI Euphoria World Credit Card
The IDBI Euphoria World Credit Card is a basic card issued by the IDBI Bank with an aim to provide maximum benefits to its customers with minimum char
Security
Advanced protection for all transactions
Instant
Immediate digital card access
0%
Joining Fee
Rs. 1,499 + GST
Renewal Fee
24/7
Support
Meet IDBI Euphoria World Credit Card
The IDBI Euphoria World Credit Card is a basic card issued by the IDBI Bank with an aim to provide maximum benefits to its customers with minimum charges. It comes with zero joining fee and rewards you in the form of Delight Points. The card welcomes you with a bonus of 4,000 Delight Points on making an eligible transaction. You get 3 Delight Points every time you spend Rs. 100, and 2X Delight Points on spending for flight/hotel/bus bookings, IRCTC, etc. The Delight Points are redeemable against various categories, including travel, entertainment, cash, etc. Moreover, to give you a luxurious travel experience, the card provides complimentary airport lounge access at several participating lounges in India. The IDBI Euphoria World Credit Card has several other advantages, including a spend-based annual fee waiver, fuel surcharge waiver, exclusive insurance benefits, and many more. To know all about the card and its fees & charges, refer to the information given below:
IDBI Euphoria World Credit Card MEMBERSHIP
JOINING FEE0
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make IDBI Euphoria World Credit Card the perfect choice for those who demand excellence.
Spend- Based Waiver
The renewal fee is waived off if you spend Rs. 1,50,000 or more in the previous year.
Rewards Redemption Fee
Rs. 99
Foreign Currency Markup
3.5% on all foreign currency transactions
Interest Rates
2.9% per month
Fuel Surcharge
1% fuel surcharge waiver for all transactions between Rs. 400 & Rs. 5,000.
Cash Advance Charges
2.5% of the cash withdrawn or Rs. 500 (whichever is higher)
Movie & Dining
NA
Rewards Rate
3 Reward Points per Rs. 100 spent & 6 Reward Points per Rs. 100 spent on hotels, Airlines, Bus bookings, etc. You can save up to 1.5% using this card.
Reward Redemption
1 Delight Point = Rs. 0.25.
Travel
Complimentary airport lounge access
Domestic Lounge Access
Complimentary domestic lounge access to selected lounges in India.
International Lounge Access
NA
Golf
NA
Insurance Benefits
You get an air accident insurance coverage worth Rs. 25 lakhs.
No joining fee.
You get 3 Delight Points on every Rs. 100 you spend using your IDBI Euphoria World Credit Card.
You get 6 Delight Points on every Rs. 100 you spend on Airline/hotel bookings/ Bus bookings/ IRCTC, etc.
Welcome gift of 4,000 Delight Points.
Complimentary airport lounge access.
Insurance cover against air accidents.
1% fuel surcharge waiver up to Rs. 500 per month.
Spend-based renewal fee waiver.
Why Choose IDBI Euphoria World Credit Card
Banking Reimagined for the Digital Age
Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.
No joining fee.
You get 3 Delight Points on every Rs. 100 you spend using your IDBI Euphoria World Credit Card.
You get 6 Delight Points on every Rs. 100 you spend on Airline/hotel bookings/ Bus bookings/ IRCTC, etc.
Welcome gift of 4,000 Delight Points.
Complimentary airport lounge access.
Insurance cover against air accidents.
1% fuel surcharge waiver up to Rs. 500 per month.
Spend-based renewal fee waiver.
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