Products
Investing
Resources
Credit Cards
Tools & Calculators
Support
Premium Card Series
ICICI Bank Parakram Credit Card
While talking about ICICI Bank Parakram Credit Card, this credit card has exclusive rewarding features. There are marvelous benefits to holding these
Security
Advanced protection for all transactions
Instant
Immediate digital card access
0%
Joining Fee
0%
Renewal Fee
24/7
Support
Meet ICICI Bank Parakram Credit Card
While talking about ICICI Bank Parakram Credit Card, this credit card has exclusive rewarding features. There are marvelous benefits to holding these cards, including the specialized reward plan, which allows you to earn 5 reward points in selected categories. The benefit of culinary treats is an add-on by the ICICI Bank Culinary Treats Program. To protect the card from any fraud, counterfeiting, and duplication, an extra layer of security is added to the microchip present in the card. This card offers you rewards on multiple platforms and the opportunity to get value back on every other purchase. Since the card is specifically designed to fulfill the needs of defense personnel, you get 5X reward points on your purchases with Canteen Store Departments as well. The best feature of this credit card is the complimentary railway lounge access it provides. This feature will make the journey of many soldiers easier while they travel to report for their post. Please have a thorough look at the credit card issued by ICICI Bank, which is specially designed for defence personnel.
ICICI Bank Parakram Credit Card MEMBERSHIP
JOINING FEE0
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make ICICI Bank Parakram Credit Card the perfect choice for those who demand excellence.
Spend- Based Waiver
NA
Rewards Redemption Fee
Rs. 99 per reward redemption request
Foreign Currency Markup
3.5% per month or 42% annually
Interest Rates
3.40% per month or 40.8% annually
Fuel Surcharge
1% fuel surcharge waiver on all fuel transactions
Cash Advance Charges
2.50% of the withdrawn amount or a minimum of Rs. 300
Movie & Dining
Dining benefits with ICICI Bank Culinary Treats Programme
Rewards Rate
5X reward points for every Rs. 100 spent on CSDs, groceries, and departmental stores and 1 reward point for every Rs. 100 spent on all other expenses
Reward Redemption
Rs. 99 will be charged on every reward redemption request
Travel
N/A
Domestic Lounge Access
One Domestic Airport Lounge Visit Each Quarter
International Lounge Access
NA
Golf
NA
Insurance Benefits
Personal accident insurance of Rs. 2 Lakh and Air Accident Cover of Rs. 20 Lakh
5X Reward Points Bonus
Maximize your reward points with this fantastic feature. For every ₹100 spent on CSDs, groceries, and departmental stores, you'll earn 5X reward points. It's an excellent incentive for frequent shoppers as your typical shopping can help you accumulate points quickly. However, please note that the maximum limit for this offer is capped at 1,000 points per month. This means that once you have earned 1,000 points in a month, any further spending will not earn you additional points until the next month.
Standard Reward Points
Earn as you spend! For every ₹100 you spend on all other applicable expenses, you'll earn 1 reward point. This feature allows you to gather points on a broad range of expenses, making it easy to accumulate points over time. So, every time you spend, you're also earning - making your credit card work harder for you.
Non-Eligible Transactions
It's important to be aware of the transactions that won't earn you reward points. These include fuel, ATM withdrawals, balance transfers, cash withdrawals, EMIs, PLCC, fees, and other charges. This means that you won't earn points when you make these types of transactions. Make sure to plan your spending accordingly to maximize your reward points.
Fuel Surcharge Waiver
Enjoy a 1% fuel surcharge waiver on all fuel transactions across the country. This feature is designed to help you save money each time you fill up your vehicle. It's a great advantage for regular commuters or those who frequently travel by car. The savings can really add up over time, making this feature a valuable addition to your credit card benefits.
Personal Accident Insurance
Get peace of mind with the personal accident insurance feature. This coverage offers an insurance amount of Rs. 2 Lakh in the event of a personal accident. It adds an extra layer of financial security, ensuring that you're protected against unforeseen accidents. It's a significant benefit that could make a big difference when you need it most.
Air Accident Cover
Stay protected while travelling with the air accident cover feature. This feature provides an insurance amount of Rs. 20 Lakh in case of an air accident. It's an essential benefit for frequent flyers, giving you peace of mind every time you travel by air. With this coverage, you can focus on your journey, knowing that you're protected.
Free Add-on Cards
Share the benefits with your loved ones with up to 3 add-on credit cards at no added fee. This feature allows you to provide cards for your family members or others without incurring any extra costs. It's a convenient way to manage household expenses and track spending, all while earning reward points.
Dining Benefits
Enjoy exclusive dining benefits with the ICICI Bank Culinary Treats Programme. This feature gives you access to discounts and offers at a wide range of restaurants. It's a delightful perk for food lovers or those who enjoy dining out. Make every meal a celebration with this fantastic dining benefit.
Why Choose ICICI Bank Parakram Credit Card
Banking Reimagined for the Digital Age
Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.
5X Reward Points Bonus
Maximize your reward points with this fantastic feature. For every ₹100 spent on CSDs, groceries, and departmental stores, you'll earn 5X reward points. It's an excellent incentive for frequent shoppers as your typical shopping can help you accumulate points quickly. However, please note that the maximum limit for this offer is capped at 1,000 points per month. This means that once you have earned 1,000 points in a month, any further spending will not earn you additional points until the next month.
Standard Reward Points
Earn as you spend! For every ₹100 you spend on all other applicable expenses, you'll earn 1 reward point. This feature allows you to gather points on a broad range of expenses, making it easy to accumulate points over time. So, every time you spend, you're also earning - making your credit card work harder for you.
Non-Eligible Transactions
It's important to be aware of the transactions that won't earn you reward points. These include fuel, ATM withdrawals, balance transfers, cash withdrawals, EMIs, PLCC, fees, and other charges. This means that you won't earn points when you make these types of transactions. Make sure to plan your spending accordingly to maximize your reward points.
Fuel Surcharge Waiver
Enjoy a 1% fuel surcharge waiver on all fuel transactions across the country. This feature is designed to help you save money each time you fill up your vehicle. It's a great advantage for regular commuters or those who frequently travel by car. The savings can really add up over time, making this feature a valuable addition to your credit card benefits.
Personal Accident Insurance
Get peace of mind with the personal accident insurance feature. This coverage offers an insurance amount of Rs. 2 Lakh in the event of a personal accident. It adds an extra layer of financial security, ensuring that you're protected against unforeseen accidents. It's a significant benefit that could make a big difference when you need it most.
Air Accident Cover
Stay protected while travelling with the air accident cover feature. This feature provides an insurance amount of Rs. 20 Lakh in case of an air accident. It's an essential benefit for frequent flyers, giving you peace of mind every time you travel by air. With this coverage, you can focus on your journey, knowing that you're protected.
Free Add-on Cards
Share the benefits with your loved ones with up to 3 add-on credit cards at no added fee. This feature allows you to provide cards for your family members or others without incurring any extra costs. It's a convenient way to manage household expenses and track spending, all while earning reward points.
Dining Benefits
Enjoy exclusive dining benefits with the ICICI Bank Culinary Treats Programme. This feature gives you access to discounts and offers at a wide range of restaurants. It's a delightful perk for food lovers or those who enjoy dining out. Make every meal a celebration with this fantastic dining benefit.
More from Similar Bank
Compare and explore our card offerings
ICICI Manchester United Signature Credit Card
Renewal Fee
Rs. 2,499 + GST
Joining Fees
Rs 2,499 + GST
ICICI Bank Parakram Select Credit Card
Renewal Fee
0
Joining Fees
0
ICICI Bank Rubyx Credit Card
Renewal Fee
Rs. 2,000 + GST
Joining Fees
Rs. 3,000 + GST
More from Similar Categories
Compare and explore our card offerings
HDFC Bank Regalia Gold Credit Card
Renewal Fee
₹2,500 + GST
Joining Fees
₹2,500 + GST
HDFC Bank RuPay IRCTC Credit Card
Renewal Fee
Rs. 500 + GST
Joining Fees
Rs. 500 + GST
HDFC Bank H.O.G Diners Club Credit Card
Renewal Fee
Rs. 10,000 + GST
Joining Fees
Rs. 10,000 + GST