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Premium Card Series
ICICI Bank Rubyx Credit Card
The ICICI Bank Rubyx Credit Card is India’s first dual platinum credit card that aims to provide its customers with benefits across various categories
Security
Advanced protection for all transactions
Instant
Immediate digital card access
Rs. 3,000 + GST
Joining Fee
Rs. 2,000 + GST
Renewal Fee
24/7
Support
Meet ICICI Bank Rubyx Credit Card
The ICICI Bank Rubyx Credit Card is India’s first dual platinum credit card that aims to provide its customers with benefits across various categories. It comes in three variants: Visa, MasterCard, and American Express. However, only the ICICI Bank Rubyx Visa Credit card is being issued by the bank currently. The card comes with a joining fee of Rs. 3,000 and welcomes you with travel & shopping gift vouchers worth Rs. 5,000 or more. With this card, you earn ICICI Reward Points (which earlier used to offer Payback Points) on almost all your domestic as well as international spends, and you can redeem these points easily against cash or gifts as per your choice. You can earn up to 4 Reward Points for every Rs. 100 you spend. Being one of the popular ICICI Credit Cards, it also provides you with exciting lifestyle benefits, including exclusive discount offers on dining and a 25% discount on movie tickets on BookMyShow & Inox. You also get travel benefits, including railway & airport lounge access every quarter to make your travel experiences comfortable. The cardholders can save a lot with this card along with all these benefits, and you can also get your card’s renewal fee waived based on your spends in an anniversary year. Read on for more details on the ICICI Rubyx Credit Card.
ICICI Bank Rubyx Credit Card MEMBERSHIP
JOINING FEERs. 3,000 + GST
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make ICICI Bank Rubyx Credit Card the perfect choice for those who demand excellence.
Spend- Based Waiver
Renewal Fee is waived off on spending Rs. 3 lakhs or more in an anniversary year.
Rewards Redemption Fee
Rs. 99 (plus applicable taxes) per redemption request
Foreign Currency Markup
3.5% of the transaction amount
Interest Rates
3.40% per month (or 40.8% annually)
Fuel Surcharge
1% fuel surcharge is waived off for all fuel transactions up to Rs. 4,000 across all fuel stations in India.
Cash Advance Charges
2.5% of the amount withdrawn or Rs. 300 (whichever is higher)
Movie & Dining
25% discount on movie ticket bookings (min 2 per transaction and max 2 tines in a month) on BookMyShow and INOX (max discount capped at Rs. 150), discount on dining bills with the Culinary Treats Program.
Rewards Rate
4 Reward Points on every international spend of Rs. 100, 2 Reward Points on domestic spends & 1 Reward Point on every Rs. 100 spent on utilities and insurance categories.
Reward Redemption
The reward points can be redeemed for gift vouchers or cashback at a rate of 1 Reward Point = Re. 0.25
Travel
2 complimentary railway lounge access per quarter
Domestic Lounge Access
1 complimentary domestic airport lounge access per quarter (MasterCard variant) and two 2 domestic airport lounge access per quarter on the Visa variant
International Lounge Access
N/A
Golf
Up to 2 complimentary golf lessons/rounds each month (1 golf round/lesson for every Rs. 50,000 spent in the previous month)
Insurance Benefits
Complimentary insurance covers against air accidents, plane hijacking, lost baggage, delayed baggage, lost card, lost travel documents, credit shield, etc.
Reward Points on Domestic and International Spends
Enhance your shopping experiences with our reward system. For every domestic spend of Rs. 100, you earn 2 Reward Points. Your international shopping is even more rewarding with 4 Reward Points for every Rs. 100 spent. These points can be accumulated and redeemed for a wide array of products, vouchers or services.
Reward Points on Utility and Insurance Payments
Turn your necessary spends into rewards. Every Rs. 100 spent on utilities and insurance categories earns you 1 Reward Point. These points can be redeemed for a variety of products, services or vouchers, making every spend count.
Welcome Benefit - Travel and Shopping Vouchers
Start your journey with us on a rewarding note. As a welcome benefit, you receive travel and shopping vouchers worth over Rs. 5,000. These vouchers can be used at partner outlets and online stores, for a delightful shopping experience.
Discounts on Movie Tickets
Add extra joy to your movie outings. Avail a 25% discount (up to Rs. 150) when booking a minimum of 2 movie tickets in a single transaction on BookMyShow or Inox. This offer can be availed twice a month - once with each variant.
ICICI Bank Culinary Treats Program
Experience gourmet dining with attractive discounts. Our cardholders get exclusive discount offers with the ICICI Bank Culinary Treats Program. Dine at partner restaurants and enjoy a variety of cuisines at discounted rates.
Complimentary Railway Lounge Access
Travel in comfort with our complimentary railway lounge access. With each of the MasterCard and American Express variants, you get 2 complimentary railway lounge access per quarter, totaling to 4 accesses per quarter. Turn your travel time into a relaxing experience.
Complimentary Domestic Airport Lounge Access
Experience the luxury of airport lounges with our complimentary domestic airport lounge access. On minimum spends of Rs. 5,000 in the previous quarter, you get 2 accesses - 1 with each of MasterCard and AmEx variants.
Complimentary Golf Lessons/Rounds
Indulge in the leisure of golf with our exclusive offer. For every Rs. 50,000 spent in the previous month, you get 1 complimentary golf lesson/round. Maximize this benefit to 2 rounds/lessons in a month and enjoy the game at our partner golf courses.
Exclusive Insurance Benefits
Secure your life and finances with our exclusive insurance benefits. Our cardholders get a personal air accident cover worth Rs. 1 crore and lost card liability protection worth Rs. 50,000. Stay protected while enjoying the benefits of our credit card.
24*7 Concierge Service i-Assist
Experience supreme convenience with our 24*7 concierge service, i-Assist. Use this service for hotel reservations, flight/movie ticket bookings, gift delivery assistance, and more. We are here to assist you round the clock.
Spends-based Renewal Fee Waiver
Enjoy a waiver on your renewal fee based on your spends. On expenditure of Rs. 3 lakh in the previous year, the renewal fee for the next year is waived off. The more you spend, the more you save.
Additional Reward Points on Milestone Spends
Achieve your spending milestones and earn extra reward points. Depending on the stipulated spends, you can earn additional Reward Points. These points can be redeemed for a variety of products, vouchers, and services, making your spending more rewarding.
Why Choose ICICI Bank Rubyx Credit Card
Banking Reimagined for the Digital Age
Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.
Reward Points on Domestic and International Spends
Enhance your shopping experiences with our reward system. For every domestic spend of Rs. 100, you earn 2 Reward Points. Your international shopping is even more rewarding with 4 Reward Points for every Rs. 100 spent. These points can be accumulated and redeemed for a wide array of products, vouchers or services.
Reward Points on Utility and Insurance Payments
Turn your necessary spends into rewards. Every Rs. 100 spent on utilities and insurance categories earns you 1 Reward Point. These points can be redeemed for a variety of products, services or vouchers, making every spend count.
Welcome Benefit - Travel and Shopping Vouchers
Start your journey with us on a rewarding note. As a welcome benefit, you receive travel and shopping vouchers worth over Rs. 5,000. These vouchers can be used at partner outlets and online stores, for a delightful shopping experience.
Discounts on Movie Tickets
Add extra joy to your movie outings. Avail a 25% discount (up to Rs. 150) when booking a minimum of 2 movie tickets in a single transaction on BookMyShow or Inox. This offer can be availed twice a month - once with each variant.
ICICI Bank Culinary Treats Program
Experience gourmet dining with attractive discounts. Our cardholders get exclusive discount offers with the ICICI Bank Culinary Treats Program. Dine at partner restaurants and enjoy a variety of cuisines at discounted rates.
Complimentary Railway Lounge Access
Travel in comfort with our complimentary railway lounge access. With each of the MasterCard and American Express variants, you get 2 complimentary railway lounge access per quarter, totaling to 4 accesses per quarter. Turn your travel time into a relaxing experience.
Complimentary Domestic Airport Lounge Access
Experience the luxury of airport lounges with our complimentary domestic airport lounge access. On minimum spends of Rs. 5,000 in the previous quarter, you get 2 accesses - 1 with each of MasterCard and AmEx variants.
Complimentary Golf Lessons/Rounds
Indulge in the leisure of golf with our exclusive offer. For every Rs. 50,000 spent in the previous month, you get 1 complimentary golf lesson/round. Maximize this benefit to 2 rounds/lessons in a month and enjoy the game at our partner golf courses.
Exclusive Insurance Benefits
Secure your life and finances with our exclusive insurance benefits. Our cardholders get a personal air accident cover worth Rs. 1 crore and lost card liability protection worth Rs. 50,000. Stay protected while enjoying the benefits of our credit card.
24*7 Concierge Service i-Assist
Experience supreme convenience with our 24*7 concierge service, i-Assist. Use this service for hotel reservations, flight/movie ticket bookings, gift delivery assistance, and more. We are here to assist you round the clock.
Spends-based Renewal Fee Waiver
Enjoy a waiver on your renewal fee based on your spends. On expenditure of Rs. 3 lakh in the previous year, the renewal fee for the next year is waived off. The more you spend, the more you save.
Additional Reward Points on Milestone Spends
Achieve your spending milestones and earn extra reward points. Depending on the stipulated spends, you can earn additional Reward Points. These points can be redeemed for a variety of products, vouchers, and services, making your spending more rewarding.
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