AU Bank Zenith Credit Card

Movie & Dining

20 Reward Points for every Rs. 100 spent on dining at standalone restaurants

Rewards Rate

20 Reward Points for every Rs. 100 spent on dining (reward rate = 5%), 10 Reward Points for every Rs. 100 spent on international purchases and grocery & departmental stores (reward rate = 2.5%) and 5 Reward Points for every Rs. 100 spent on all other spends except fuel (reward rate = 1.25%)

Reward Redemption

Reward Points can be redeemed for merchandise, e-vouchers, mobile or DTH recharges, flight or hotel bookings on AU Rewardz portal, 1 RP = Rs. 0.25

Travel

Complimentary Railway Lounge Access

Domestic Lounge Access

2 Free Lounge Visits Each Quarter

International Lounge Access

2 every quarter with Priority Pass membership

Golf

N/A

Insurance Benefits

Comprehensive insurance cover including lost card liability cover, Credit Shield, air accident cover, and multiple other travel-related insurance covers

10,000 Bonus Reward Points on completing retail spends worth Rs. 1 lakh within 60 days of card setup.

Up to 20 Reward Points per Rs. 100 spent.

Vouchers worth Rs. 1,000 on the expenditure of Rs. 2 lakh in a calendar quarter.

Complimentary Taj Epicure membership of minimum expenditure of Rs. 8 lakh in an anniversary year.

2,500 Bonus Reward Points on completing one retail transaction on your birthday.

Lower foreign currency markup fee of 1.99% of the transaction amount.

Complimentary (limited) domestic/international airport and IRCTC lounge access.

Spend-based waiver of joining and annual fee.

With this credit card, you can get airport and railway lounge access.

The foreign currency markup fee is low at 1.99% of the transaction amount.

This card comes at a high joining fee of Rs. 7,999

There are no golf and movie benefits provided with this card.