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Premium Card Series
AU Bank Xcite Ultra Credit Card
AU Small Finance Bank, which is one of the well-known card issuers in the country, recently came up with the SwipeUp platform that offers upgraded cre
Security
Advanced protection for all transactions
Instant
Immediate digital card access
0%
Joining Fee
0%
Renewal Fee
24/7
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Meet AU Bank Xcite Ultra Credit Card
AU Small Finance Bank, which is one of the well-known card issuers in the country, recently came up with the SwipeUp platform that offers upgraded credit cards to everyone holding a credit card from any bank/card issuer. Currently, three cards are being issued on the SwipeUp portal and The AU Bank Xcite Ultra Credit Card is the most premium one out of them. It comes with a zero annual membership fee and offers you a great reward rate of up to 12 Reward Points on every spend of Rs. 100. Other than this, you can earn 500 bonus rewards every month and 2,000 additional reward points on the basis of milestone spends. Talking about the travel privileges of this card, you get free access to the domestic railway as well as airport lounges and travel-based insurance covers worth up to Rs. 50 lakhs. To know more about the features & benefits of the AU Bank Xcite Ultra Credit Card, keep reading the article:
AU Bank Xcite Ultra Credit Card MEMBERSHIP
JOINING FEE0
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make AU Bank Xcite Ultra Credit Card the perfect choice for those who demand excellence.
Spend- Based Waiver
NA
Rewards Redemption Fee
Nil
Foreign Currency Markup
3.49% of the transaction amount.
Interest Rates
3.49% per month
Fuel Surcharge
1% fuel surcharge waiver on all fuel transactions between Rs. 200 and Rs. 5,000
Cash Advance Charges
2.5% of the cash amount subject to a minimum of Rs. 100.
Movie & Dining
Get up to 30% off on your dining spends
Rewards Rate
4 RPs on every offline spend of Rs. 100, 8 RPs on every online spend, and 12 RPs on every international spend of Rs. 100
Reward Redemption
The earned reward points can be redeemed against various options via the AU Rewardz portal at a rate of 1 RP = Re. 0.25.
Travel
Complimentary access to railway lounges
Domestic Lounge Access
2 free domestic airport lounges
International Lounge Access
NA
Golf
NA
Insurance Benefits
Get a personal accident cover worth Rs. 50 lakhs, a purchase protection cover worth Rs. 25,000, and a credit liability cover worth Rs. 2 lakhs.
Earn additional 500 Reward Points per month.
Up to 8 Reward points on every domestic spend of Rs. 100.
Up to 12 Reward Points per international spend of Rs. 100.
Get 5,000 bonus Reward points on achieving the spending milestone.
Complimentary railway and airport lounge access.
Get personal accident cover worth Rs. 50 lakhs.
A 1% fuel surcharge waiver on all fuel purchases.
Get dedicated concierge services.
Why Choose AU Bank Xcite Ultra Credit Card
Banking Reimagined for the Digital Age
Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.
Earn additional 500 Reward Points per month.
Up to 8 Reward points on every domestic spend of Rs. 100.
Up to 12 Reward Points per international spend of Rs. 100.
Get 5,000 bonus Reward points on achieving the spending milestone.
Complimentary railway and airport lounge access.
Get personal accident cover worth Rs. 50 lakhs.
A 1% fuel surcharge waiver on all fuel purchases.
Get dedicated concierge services.
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