UCO Bank Balance Check Number - Check via SMS, Toll-Free, ATM

UCO Bank Balance Check Number - Check via SMS, Toll-Free, ATM

UCO Bank offers various conveniences to its patrons, including UCO Bank balance checking services. Customers holding an account with UCO Bank can avail themselves of this facility through the UCO Bank Balance Check numbers. By dialing the toll-free UCO Bank balance enquiry number from their registered phone number, customers can effortlessly inquire about their account balances.

Aside from the toll-free number, UCO Bank patrons can explore alternative methods for checking their account balance. These methods include utilizing missed call services, accessing internet banking facilities, or visiting an ATM. Each of these avenues provides customers with convenient options for conducting a UCO Bank Balance Check. Below, we outline the detailed procedures for utilizing these methods:

By utilizing these diverse methods, UCO Bank customers can conveniently stay updated on their account balances at any time and from anywhere. Whether it's through missed calls, internet banking, or ATM services, UCO Bank ensures that its patrons have easy access to their account information whenever needed.

Methods for UCO Bank Balance Enquiry

UCO Bank offers multiple avenues for customers to check their account balances, ensuring convenience and accessibility. Here are the detailed methods for UCO Bank Balance Enquiry:

1.) UCO Bank Balance Check Number (Toll-free):

  • Customers can dial the toll-free UCO Bank Balance Enquiry Number: 1800 274 0123.

  • This service is available 24x7 and can be accessed using the registered mobile number.

  • The toll-free nature of the service means customers won't incur any call charges when using this number.

  • Using the customer's registered mobile number adds an extra layer of security and convenience.

  • This service reflects UCO Bank's commitment to providing accessible and customer-centric banking services to its account holders.

2.) UCO Bank Balance Enquiry Number for SMS:

  • SMS Banking Services:

    • UCO Bank offers SMS Banking services, allowing account holders to access their account information conveniently via text message.

    • This service is particularly useful for customers who may not have access to smartphones or internet banking facilities but still want to check their account balance on the go.

  • Sending SMS for Balance Check:

    • To check their account balance through SMS, account holders need to compose a message.

    • The message should be sent to UCO Bank's designated Balance Check number, which is 5616.

    • The format for the message is: <BAL> <space> <Your Customer ID> to <56161>.

    • For example, if your Customer ID is 123456789, you would send the message: BAL 123456789 to 56161.

  • Multiple Accounts Linked to the Same Number:

    • If a customer has multiple accounts linked to the same mobile number, they can still use the SMS Banking service efficiently.

    • Instead of specifying the Customer ID in the message, they can simply send BAL to 56161.

    • This allows for a quick balance check without the need to remember or input specific account numbers.

    • The system recognizes the mobile number and retrieves the balance information for all accounts associated with it.

  • Confirmation and Response:

    • Upon receiving the message, UCO Bank's system processes the request and retrieves the account balance information.

    • Within a short time, usually a few seconds to a minute, the customer receives a response SMS.

    • The response contains the account balance details, including the available balance in the account.

    • This prompt response ensures that customers have immediate access to their financial information whenever they need it.

  • Security Measures:

    • UCO Bank implements stringent security measures to protect customers' financial data when using SMS Banking services.

    • The system employs encryption protocols and authentication mechanisms to safeguard sensitive information during transmission.

    • Customers can have confidence in the security and privacy of their banking transactions conducted through SMS.

  • Convenience and Accessibility:

    • Overall, the SMS Banking service offered by UCO Bank enhances convenience and accessibility for account holders.

    • It enables customers to check their account balances quickly and easily, even when they are unable to access traditional banking channels.

    • Whether traveling, shopping, or simply away from internet connectivity, customers can stay informed about their finances with a simple text message.

3.) UCO Bank Balance Check Number for Missed Calls:

  • Missed Call Service Overview:

    • UCO Bank offers a convenient missed call service for balance enquiry, allowing customers to check their account balance quickly and free of charge.

    • This service is particularly beneficial for customers who may not have access to internet banking or SMS facilities but still want to stay updated on their account balances.

  • How the Missed Call Service Works:

    • While UCO Bank does not have a specific dedicated missed call number for balance enquiry, customers can still utilize the toll-free number provided by the bank for this purpose.

    • Customers simply need to dial the toll-free number from their registered mobile number and allow the call to disconnect after a few rings.

    • The system automatically detects the incoming call and processes it as a missed call.

    • Upon receiving the missed call, UCO Bank's system retrieves the account balance information associated with the caller's mobile number.

  • Toll-Free Number for Missed Calls:

    • The toll-free number provided by UCO Bank for missed call balance enquiry is the same as the one designated for other banking services.

    • Customers can dial 1800 274 0123 from their registered mobile number to initiate the missed call.

    • This number is accessible 24x7, allowing customers to check their account balances at any time of the day or night.

  • Automatic Response:

    • After the missed call is registered by the system, customers receive an automatic response via SMS.

    • The SMS contains essential account balance details, including the available balance in the account.

    • This prompt response ensures that customers have immediate access to their financial information without the need to wait or follow up with additional queries.

  • Benefits of Missed Call Service:

    • The missed call service offered by UCO Bank offers several benefits to customers:

      • Convenience: Customers can check their account balances quickly and effortlessly by simply giving a missed call.

      • Accessibility: The service is accessible to customers across different locations, even in areas with limited network coverage.

      • Cost-Effective: Since the service is toll-free, customers incur no charges for using it, making it a cost-effective option for balance enquiry.

      • Time-Saving: Checking account balances via missed call is a time-saving option compared to visiting branches or using other traditional banking channels.

  • Security Measures:

    • UCO Bank implements robust security measures to safeguard customers' financial data during missed call transactions.

    • The system employs encryption protocols and authentication mechanisms to ensure the privacy and security of account balance information.

    • Customers can trust that their financial details are protected when using the missed call service for balance enquiry.

4.)UCO Bank Balance Enquiry through Passbook:

  • Passbook Overview:

    • A passbook is a physical record issued by banks to their customers, containing a chronological list of all transactions conducted through the account.

    • UCO Bank provides passbooks to its account holders, enabling them to track their financial activities conveniently.

  • Purpose of the Passbook:

    • The primary purpose of the passbook is to serve as a comprehensive record of all transactions, including deposits, withdrawals, transfers, and other account activities.

    • Account holders can use the passbook to monitor their account balances, verify the accuracy of transactions, and reconcile their financial records.

  • Updating the Passbook:

    • To ensure that the passbook reflects the most current account information, account holders need to update it regularly.

    • There are two main methods for updating the passbook:

      • Visit the Nearest UCO Bank Branch:

        • Account holders can visit the nearest UCO Bank branch and present their passbooks to the bank teller for updating.

        • The bank staff will process the update by entering the latest transaction details into the passbook.

        • This method allows customers to receive immediate updates to their passbooks and access real-time account information.

      • UCO Bank m-Passbook App:

        • Alternatively, UCO Bank offers a digital solution for passbook updates through its m-Passbook app.

        • Customers can download the UCO Bank m-Passbook app on their smartphones and log in using their registered mobile number and account credentials.

        • Once logged in, customers can access their electronic passbook, which displays the same transaction details as the physical passbook.

        • The m-Passbook app syncs with the bank's servers to retrieve the latest transaction information, ensuring that customers have up-to-date account balances and transaction history.

        • Account holders can view their transaction history, check their current balance, and track recent account activities conveniently from their mobile devices.

  • Benefits of Passbook Updates:

    • Regularly updating the passbook offers several benefits to account holders:

      • Accurate Financial Records: By keeping the passbook up-to-date, customers can maintain accurate and reliable financial records.

      • Monitor Account Activity: Account holders can monitor their account activity closely and identify any unauthorized transactions or discrepancies promptly.

      • Budgeting and Planning: Access to detailed transaction history helps customers budget effectively and plan their finances for future expenses.

      • Convenience: Whether updating the passbook at the bank branch or using the m-Passbook app, customers enjoy convenience and flexibility in managing their account information.

  • Security Measures:

    • UCO Bank implements stringent security measures to protect the integrity and confidentiality of customer data in both physical and digital passbooks.

    • The bank employs encryption protocols, multi-factor authentication, and other security mechanisms to safeguard account information from unauthorized access or tampering.

    • Customers can trust that their financial data remains secure when using the passbook update services provided by UCO Bank.

5.) UCO Bank Balance Check through ATM:

  • Accessing Account Information:

    • UCO Bank provides its customers with the convenience of checking their account balance at any time through the bank's Automated Teller Machines (ATMs).

    • ATMs offer a self-service option for customers to access their account information and perform various banking transactions without visiting a branch.

  • Visit to a UCO Bank ATM:

    • To check their account balance, customers can visit any UCO Bank ATM located conveniently across different locations.

    • Upon reaching the ATM, customers should insert their UCO Bank ATM card into the card slot provided on the machine.

  • PIN Authentication:

    • After inserting the ATM card, customers need to authenticate themselves by entering their Personal Identification Number (PIN) using the keypad on the ATM.

    • The PIN serves as a security measure to verify the identity of the account holder and ensure the confidentiality of the transaction.

  • Selecting Account Balance Enquiry:

    • Once the PIN is entered correctly, the ATM will display a menu of available transaction options on the screen.

    • Customers should select the "Account Balance Enquiry" option from the menu by pressing the corresponding button on the ATM keypad.

  • Display of Account Balance:

    • After selecting the Account Balance Enquiry option, the ATM will communicate with the bank's servers to retrieve the customer's account information.

    • Within a few moments, the account balance associated with the inserted ATM card will be displayed on the ATM screen.

    • The displayed balance represents the current available balance in the customer's UCO Bank account at the time of the transaction.

  • Transaction Completion:

    • Once the account balance is displayed, customers have the option to perform additional transactions or end the session.

    • If customers wish to perform additional transactions, they can select the desired options from the ATM menu.

    • If the balance enquiry is the only intended transaction, customers can choose to end the session and retrieve their ATM card from the machine.

  • Security Measures:

    • UCO Bank ATMs are equipped with advanced security features to protect customer data and transactions.

    • These security measures include encryption protocols, PIN authentication, tamper-resistant card readers, and surveillance cameras to ensure the safety and integrity of ATM transactions.

    • Customers can use UCO Bank ATMs with confidence, knowing that their account information is protected by robust security measures.

6.)UCO Bank Balance Check through Mobile Banking:

  • Mobile Banking Apps:

    • UCO Bank offers a range of mobile banking applications to cater to the diverse needs of its customers. These apps include UCO M-Banking, UCOSecure, UCO Pay Plus, BHIM UCO UPI, and UCO m-Passbook.

    • Each mobile banking app serves specific purposes and provides customers with convenient access to banking services on their smartphones.

  • Logging In:

    • To check their account balance through mobile banking, customers need to download and install the UCO Bank mobile banking app of their choice from the respective app store (Google Play Store for Android devices and Apple App Store for iOS devices).

    • After downloading the app, customers must log in using their banking credentials, which typically include their user ID and password or a Personal Identification Number (PIN).

  • Accessing Account Details:

    • Once logged in, customers can navigate to the account details section within the mobile banking app.

    • The account details section provides comprehensive information about the customer's UCO Bank accounts, including the current balance, transaction history, and account statements.

  • Checking Account Balance:

    • Within the account details section, customers can select the option to check their account balance.

    • Depending on the specific mobile banking app being used, the process for checking the account balance may vary slightly. However, most apps offer a straightforward interface that allows customers to view their balance with just a few taps.

  • UCO M-Banking App:

    • UCO M-Banking is a dedicated mobile banking app offered by UCO Bank that enables customers to perform various banking transactions, including balance enquiries, fund transfers, bill payments, and more.

    • To check their account balance using the UCO M-Banking app, customers can log in using their registered mobile number or account number and navigate to the "Account Balance" or "View Balance" option within the app's menu.

  • UCO m-Passbook App:

    • The UCO m-Passbook app allows customers to access their electronic passbook directly from their smartphones.

    • In addition to viewing account balances, customers can also track their transaction history and monitor account activity in real-time using the UCO m-Passbook app.

  • Security Measures:

    • UCO Bank prioritizes the security and privacy of its customers' financial information on its mobile banking platforms.

    • The mobile banking apps employ advanced encryption technologies and multi-factor authentication methods to ensure secure access to account information.

    • Customers can enjoy peace of mind knowing that their sensitive data is protected by robust security measures while using UCO Bank's mobile banking services.

7.) UCO Bank Account Balance Enquiry through Netbanking:

  • UCO Net Banking Registration:

    • To access UCO Bank's net banking services, customers must first register for UCO Net Banking.

    • Registration typically involves visiting the UCO Bank website and filling out an online registration form. Customers need to provide their account details, personal information, and create login credentials such as a user ID and password.

    • Once the registration process is complete, customers receive confirmation and can proceed to log in to their net banking account.

  • Logging In:

    • Registered customers can log in to their UCO Net Banking account by visiting the official UCO Bank website (https://www.ucobank.com/english/e-banking.aspx).

    • On the homepage, customers need to locate and click on the "Login" or "Net Banking" option, which will redirect them to the login portal.

  • Entering Credentials:

    • At the login portal, customers are required to enter their user ID and password in the respective fields.

    • Additionally, some net banking portals may prompt users to enter additional authentication factors such as OTP (One-Time Password) sent to their registered mobile number for enhanced security.

  • Navigating to Account Details:

    • After successful login, customers are directed to the net banking dashboard, which provides access to various banking services and account management features.

    • To check their account balance, customers need to navigate to the "Account Details" or "Account Summary" section. This section typically contains comprehensive information about the customer's linked accounts, including savings, current, and loan accounts.

  • Viewing Account Balance:

    • Within the "Account Details" section, customers can select the specific account for which they wish to check the balance.

    • Upon selecting the account, the current balance, along with any recent transactions or pending debits/credits, is displayed on the screen.

    • Customers can view their account balance in real-time, allowing them to stay updated on their financial status and transactions.

  • Additional Features:

    • In addition to checking their account balance, UCO Net Banking offers customers a range of other features and services.

    • These may include fund transfers, bill payments, statement downloads, account management, and more, all accessible through the net banking portal for added convenience and flexibility.

  • Security Measures:

    • UCO Bank implements robust security measures to safeguard customers' net banking transactions and sensitive financial information.

    • This includes encryption protocols, secure authentication methods, and regular security updates to protect against unauthorized access and fraudulent activities.

    • Customers can confidently perform account balance enquiries and other banking transactions online, knowing that their privacy and security are prioritized by UCO Bank's net banking platform.


These methods offer UCO Bank customers flexibility and convenience in checking their account balances, ensuring they stay informed about their financial transactions at all times. Whether through toll-free numbers, SMS, mobile apps, or net banking, UCO Bank strives to provide accessible banking services to its customers.

UCO Bank offers various conveniences to its patrons, including UCO Bank balance checking services. Customers holding an account with UCO Bank can avail themselves of this facility through the UCO Bank Balance Check numbers. By dialing the toll-free UCO Bank balance enquiry number from their registered phone number, customers can effortlessly inquire about their account balances.

Aside from the toll-free number, UCO Bank patrons can explore alternative methods for checking their account balance. These methods include utilizing missed call services, accessing internet banking facilities, or visiting an ATM. Each of these avenues provides customers with convenient options for conducting a UCO Bank Balance Check. Below, we outline the detailed procedures for utilizing these methods:

By utilizing these diverse methods, UCO Bank customers can conveniently stay updated on their account balances at any time and from anywhere. Whether it's through missed calls, internet banking, or ATM services, UCO Bank ensures that its patrons have easy access to their account information whenever needed.

Methods for UCO Bank Balance Enquiry

UCO Bank offers multiple avenues for customers to check their account balances, ensuring convenience and accessibility. Here are the detailed methods for UCO Bank Balance Enquiry:

1.) UCO Bank Balance Check Number (Toll-free):

  • Customers can dial the toll-free UCO Bank Balance Enquiry Number: 1800 274 0123.

  • This service is available 24x7 and can be accessed using the registered mobile number.

  • The toll-free nature of the service means customers won't incur any call charges when using this number.

  • Using the customer's registered mobile number adds an extra layer of security and convenience.

  • This service reflects UCO Bank's commitment to providing accessible and customer-centric banking services to its account holders.

2.) UCO Bank Balance Enquiry Number for SMS:

  • SMS Banking Services:

    • UCO Bank offers SMS Banking services, allowing account holders to access their account information conveniently via text message.

    • This service is particularly useful for customers who may not have access to smartphones or internet banking facilities but still want to check their account balance on the go.

  • Sending SMS for Balance Check:

    • To check their account balance through SMS, account holders need to compose a message.

    • The message should be sent to UCO Bank's designated Balance Check number, which is 5616.

    • The format for the message is: <BAL> <space> <Your Customer ID> to <56161>.

    • For example, if your Customer ID is 123456789, you would send the message: BAL 123456789 to 56161.

  • Multiple Accounts Linked to the Same Number:

    • If a customer has multiple accounts linked to the same mobile number, they can still use the SMS Banking service efficiently.

    • Instead of specifying the Customer ID in the message, they can simply send BAL to 56161.

    • This allows for a quick balance check without the need to remember or input specific account numbers.

    • The system recognizes the mobile number and retrieves the balance information for all accounts associated with it.

  • Confirmation and Response:

    • Upon receiving the message, UCO Bank's system processes the request and retrieves the account balance information.

    • Within a short time, usually a few seconds to a minute, the customer receives a response SMS.

    • The response contains the account balance details, including the available balance in the account.

    • This prompt response ensures that customers have immediate access to their financial information whenever they need it.

  • Security Measures:

    • UCO Bank implements stringent security measures to protect customers' financial data when using SMS Banking services.

    • The system employs encryption protocols and authentication mechanisms to safeguard sensitive information during transmission.

    • Customers can have confidence in the security and privacy of their banking transactions conducted through SMS.

  • Convenience and Accessibility:

    • Overall, the SMS Banking service offered by UCO Bank enhances convenience and accessibility for account holders.

    • It enables customers to check their account balances quickly and easily, even when they are unable to access traditional banking channels.

    • Whether traveling, shopping, or simply away from internet connectivity, customers can stay informed about their finances with a simple text message.

3.) UCO Bank Balance Check Number for Missed Calls:

  • Missed Call Service Overview:

    • UCO Bank offers a convenient missed call service for balance enquiry, allowing customers to check their account balance quickly and free of charge.

    • This service is particularly beneficial for customers who may not have access to internet banking or SMS facilities but still want to stay updated on their account balances.

  • How the Missed Call Service Works:

    • While UCO Bank does not have a specific dedicated missed call number for balance enquiry, customers can still utilize the toll-free number provided by the bank for this purpose.

    • Customers simply need to dial the toll-free number from their registered mobile number and allow the call to disconnect after a few rings.

    • The system automatically detects the incoming call and processes it as a missed call.

    • Upon receiving the missed call, UCO Bank's system retrieves the account balance information associated with the caller's mobile number.

  • Toll-Free Number for Missed Calls:

    • The toll-free number provided by UCO Bank for missed call balance enquiry is the same as the one designated for other banking services.

    • Customers can dial 1800 274 0123 from their registered mobile number to initiate the missed call.

    • This number is accessible 24x7, allowing customers to check their account balances at any time of the day or night.

  • Automatic Response:

    • After the missed call is registered by the system, customers receive an automatic response via SMS.

    • The SMS contains essential account balance details, including the available balance in the account.

    • This prompt response ensures that customers have immediate access to their financial information without the need to wait or follow up with additional queries.

  • Benefits of Missed Call Service:

    • The missed call service offered by UCO Bank offers several benefits to customers:

      • Convenience: Customers can check their account balances quickly and effortlessly by simply giving a missed call.

      • Accessibility: The service is accessible to customers across different locations, even in areas with limited network coverage.

      • Cost-Effective: Since the service is toll-free, customers incur no charges for using it, making it a cost-effective option for balance enquiry.

      • Time-Saving: Checking account balances via missed call is a time-saving option compared to visiting branches or using other traditional banking channels.

  • Security Measures:

    • UCO Bank implements robust security measures to safeguard customers' financial data during missed call transactions.

    • The system employs encryption protocols and authentication mechanisms to ensure the privacy and security of account balance information.

    • Customers can trust that their financial details are protected when using the missed call service for balance enquiry.

4.)UCO Bank Balance Enquiry through Passbook:

  • Passbook Overview:

    • A passbook is a physical record issued by banks to their customers, containing a chronological list of all transactions conducted through the account.

    • UCO Bank provides passbooks to its account holders, enabling them to track their financial activities conveniently.

  • Purpose of the Passbook:

    • The primary purpose of the passbook is to serve as a comprehensive record of all transactions, including deposits, withdrawals, transfers, and other account activities.

    • Account holders can use the passbook to monitor their account balances, verify the accuracy of transactions, and reconcile their financial records.

  • Updating the Passbook:

    • To ensure that the passbook reflects the most current account information, account holders need to update it regularly.

    • There are two main methods for updating the passbook:

      • Visit the Nearest UCO Bank Branch:

        • Account holders can visit the nearest UCO Bank branch and present their passbooks to the bank teller for updating.

        • The bank staff will process the update by entering the latest transaction details into the passbook.

        • This method allows customers to receive immediate updates to their passbooks and access real-time account information.

      • UCO Bank m-Passbook App:

        • Alternatively, UCO Bank offers a digital solution for passbook updates through its m-Passbook app.

        • Customers can download the UCO Bank m-Passbook app on their smartphones and log in using their registered mobile number and account credentials.

        • Once logged in, customers can access their electronic passbook, which displays the same transaction details as the physical passbook.

        • The m-Passbook app syncs with the bank's servers to retrieve the latest transaction information, ensuring that customers have up-to-date account balances and transaction history.

        • Account holders can view their transaction history, check their current balance, and track recent account activities conveniently from their mobile devices.

  • Benefits of Passbook Updates:

    • Regularly updating the passbook offers several benefits to account holders:

      • Accurate Financial Records: By keeping the passbook up-to-date, customers can maintain accurate and reliable financial records.

      • Monitor Account Activity: Account holders can monitor their account activity closely and identify any unauthorized transactions or discrepancies promptly.

      • Budgeting and Planning: Access to detailed transaction history helps customers budget effectively and plan their finances for future expenses.

      • Convenience: Whether updating the passbook at the bank branch or using the m-Passbook app, customers enjoy convenience and flexibility in managing their account information.

  • Security Measures:

    • UCO Bank implements stringent security measures to protect the integrity and confidentiality of customer data in both physical and digital passbooks.

    • The bank employs encryption protocols, multi-factor authentication, and other security mechanisms to safeguard account information from unauthorized access or tampering.

    • Customers can trust that their financial data remains secure when using the passbook update services provided by UCO Bank.

5.) UCO Bank Balance Check through ATM:

  • Accessing Account Information:

    • UCO Bank provides its customers with the convenience of checking their account balance at any time through the bank's Automated Teller Machines (ATMs).

    • ATMs offer a self-service option for customers to access their account information and perform various banking transactions without visiting a branch.

  • Visit to a UCO Bank ATM:

    • To check their account balance, customers can visit any UCO Bank ATM located conveniently across different locations.

    • Upon reaching the ATM, customers should insert their UCO Bank ATM card into the card slot provided on the machine.

  • PIN Authentication:

    • After inserting the ATM card, customers need to authenticate themselves by entering their Personal Identification Number (PIN) using the keypad on the ATM.

    • The PIN serves as a security measure to verify the identity of the account holder and ensure the confidentiality of the transaction.

  • Selecting Account Balance Enquiry:

    • Once the PIN is entered correctly, the ATM will display a menu of available transaction options on the screen.

    • Customers should select the "Account Balance Enquiry" option from the menu by pressing the corresponding button on the ATM keypad.

  • Display of Account Balance:

    • After selecting the Account Balance Enquiry option, the ATM will communicate with the bank's servers to retrieve the customer's account information.

    • Within a few moments, the account balance associated with the inserted ATM card will be displayed on the ATM screen.

    • The displayed balance represents the current available balance in the customer's UCO Bank account at the time of the transaction.

  • Transaction Completion:

    • Once the account balance is displayed, customers have the option to perform additional transactions or end the session.

    • If customers wish to perform additional transactions, they can select the desired options from the ATM menu.

    • If the balance enquiry is the only intended transaction, customers can choose to end the session and retrieve their ATM card from the machine.

  • Security Measures:

    • UCO Bank ATMs are equipped with advanced security features to protect customer data and transactions.

    • These security measures include encryption protocols, PIN authentication, tamper-resistant card readers, and surveillance cameras to ensure the safety and integrity of ATM transactions.

    • Customers can use UCO Bank ATMs with confidence, knowing that their account information is protected by robust security measures.

6.)UCO Bank Balance Check through Mobile Banking:

  • Mobile Banking Apps:

    • UCO Bank offers a range of mobile banking applications to cater to the diverse needs of its customers. These apps include UCO M-Banking, UCOSecure, UCO Pay Plus, BHIM UCO UPI, and UCO m-Passbook.

    • Each mobile banking app serves specific purposes and provides customers with convenient access to banking services on their smartphones.

  • Logging In:

    • To check their account balance through mobile banking, customers need to download and install the UCO Bank mobile banking app of their choice from the respective app store (Google Play Store for Android devices and Apple App Store for iOS devices).

    • After downloading the app, customers must log in using their banking credentials, which typically include their user ID and password or a Personal Identification Number (PIN).

  • Accessing Account Details:

    • Once logged in, customers can navigate to the account details section within the mobile banking app.

    • The account details section provides comprehensive information about the customer's UCO Bank accounts, including the current balance, transaction history, and account statements.

  • Checking Account Balance:

    • Within the account details section, customers can select the option to check their account balance.

    • Depending on the specific mobile banking app being used, the process for checking the account balance may vary slightly. However, most apps offer a straightforward interface that allows customers to view their balance with just a few taps.

  • UCO M-Banking App:

    • UCO M-Banking is a dedicated mobile banking app offered by UCO Bank that enables customers to perform various banking transactions, including balance enquiries, fund transfers, bill payments, and more.

    • To check their account balance using the UCO M-Banking app, customers can log in using their registered mobile number or account number and navigate to the "Account Balance" or "View Balance" option within the app's menu.

  • UCO m-Passbook App:

    • The UCO m-Passbook app allows customers to access their electronic passbook directly from their smartphones.

    • In addition to viewing account balances, customers can also track their transaction history and monitor account activity in real-time using the UCO m-Passbook app.

  • Security Measures:

    • UCO Bank prioritizes the security and privacy of its customers' financial information on its mobile banking platforms.

    • The mobile banking apps employ advanced encryption technologies and multi-factor authentication methods to ensure secure access to account information.

    • Customers can enjoy peace of mind knowing that their sensitive data is protected by robust security measures while using UCO Bank's mobile banking services.

7.) UCO Bank Account Balance Enquiry through Netbanking:

  • UCO Net Banking Registration:

    • To access UCO Bank's net banking services, customers must first register for UCO Net Banking.

    • Registration typically involves visiting the UCO Bank website and filling out an online registration form. Customers need to provide their account details, personal information, and create login credentials such as a user ID and password.

    • Once the registration process is complete, customers receive confirmation and can proceed to log in to their net banking account.

  • Logging In:

    • Registered customers can log in to their UCO Net Banking account by visiting the official UCO Bank website (https://www.ucobank.com/english/e-banking.aspx).

    • On the homepage, customers need to locate and click on the "Login" or "Net Banking" option, which will redirect them to the login portal.

  • Entering Credentials:

    • At the login portal, customers are required to enter their user ID and password in the respective fields.

    • Additionally, some net banking portals may prompt users to enter additional authentication factors such as OTP (One-Time Password) sent to their registered mobile number for enhanced security.

  • Navigating to Account Details:

    • After successful login, customers are directed to the net banking dashboard, which provides access to various banking services and account management features.

    • To check their account balance, customers need to navigate to the "Account Details" or "Account Summary" section. This section typically contains comprehensive information about the customer's linked accounts, including savings, current, and loan accounts.

  • Viewing Account Balance:

    • Within the "Account Details" section, customers can select the specific account for which they wish to check the balance.

    • Upon selecting the account, the current balance, along with any recent transactions or pending debits/credits, is displayed on the screen.

    • Customers can view their account balance in real-time, allowing them to stay updated on their financial status and transactions.

  • Additional Features:

    • In addition to checking their account balance, UCO Net Banking offers customers a range of other features and services.

    • These may include fund transfers, bill payments, statement downloads, account management, and more, all accessible through the net banking portal for added convenience and flexibility.

  • Security Measures:

    • UCO Bank implements robust security measures to safeguard customers' net banking transactions and sensitive financial information.

    • This includes encryption protocols, secure authentication methods, and regular security updates to protect against unauthorized access and fraudulent activities.

    • Customers can confidently perform account balance enquiries and other banking transactions online, knowing that their privacy and security are prioritized by UCO Bank's net banking platform.


These methods offer UCO Bank customers flexibility and convenience in checking their account balances, ensuring they stay informed about their financial transactions at all times. Whether through toll-free numbers, SMS, mobile apps, or net banking, UCO Bank strives to provide accessible banking services to its customers.

FAQs 🤔

  • How can I register for UCO Net Banking to check my account balance online?

Answer: To register for UCO Net Banking, visit the official UCO Bank website and complete the online registration process by providing your account details and personal information. Once registered, you can log in to access your account balance and other banking services.

  • What credentials do I need to log in to my UCO Net Banking account?

Answer: You will need your user ID and password to log in to your UCO Net Banking account. Additionally, some portals may require you to enter an OTP (One-Time Password) sent to your registered mobile number for authentication.

  • Where can I find the "Account Details" section to check my balance?

Answer: After logging in to your UCO Net Banking account, navigate to the dashboard or main menu where you'll typically find the "Account Details" or "Account Summary" section. Select this section to view your account balance.

  • Is it safe to check my account balance through UCO Net Banking?

Answer: Yes, UCO Bank implements robust security measures to protect customers' net banking transactions and sensitive information. Encryption protocols, secure authentication methods, and regular security updates ensure the safety of your online banking activities.

  • What other services can I access through UCO Net Banking besides checking my account balance?

Answer: In addition to checking your account balance, UCO Net Banking offers various features and services such as fund transfers, bill payments, statement downloads, account management, and more. You can conveniently perform these transactions online through the net banking portal.


  • How can I register for UCO Net Banking to check my account balance online?

Answer: To register for UCO Net Banking, visit the official UCO Bank website and complete the online registration process by providing your account details and personal information. Once registered, you can log in to access your account balance and other banking services.

  • What credentials do I need to log in to my UCO Net Banking account?

Answer: You will need your user ID and password to log in to your UCO Net Banking account. Additionally, some portals may require you to enter an OTP (One-Time Password) sent to your registered mobile number for authentication.

  • Where can I find the "Account Details" section to check my balance?

Answer: After logging in to your UCO Net Banking account, navigate to the dashboard or main menu where you'll typically find the "Account Details" or "Account Summary" section. Select this section to view your account balance.

  • Is it safe to check my account balance through UCO Net Banking?

Answer: Yes, UCO Bank implements robust security measures to protect customers' net banking transactions and sensitive information. Encryption protocols, secure authentication methods, and regular security updates ensure the safety of your online banking activities.

  • What other services can I access through UCO Net Banking besides checking my account balance?

Answer: In addition to checking your account balance, UCO Net Banking offers various features and services such as fund transfers, bill payments, statement downloads, account management, and more. You can conveniently perform these transactions online through the net banking portal.


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