SBI Card provides credit card statements to cardholders to detail all transactions and relevant account information. Statements can be accessed both online and offline, with an option for receiving a monthly e-statement via email.

SBI Credit Card Statement Overview
The SBI Credit Card Statement is a summary displaying your card usage for a billing period, typically 1-2 pages long. It includes transaction details, payment history, the amount due, and due dates. Monitoring the statement helps detect fraudulent activity.

Key Components of SBI Credit Card Statement

• Billing Cycle: The period for which card payments must be made.
• Payment Due Date: The deadline to clear the amount due without incurring late fees.
• Total Amount Due: The total of all transactions and charges till the statement date, encompassing the opening balance, new purchases, and more.
• Minimum Amount Due: The minimum payment needed to prevent penalties.
• Closing Balance: The full amount owed on the card.
• Current Outstanding Balance: The total amount payable before the due date.
• Transaction Summary: A log of all card transactions during the statement period.

Calculating the Minimum Amount Due
The minimum due is typically 5% of the outstanding balance. For instance, a Rs. 10,000 transaction may have a Rs. 500 minimum due (5% of Rs. 10,000).

Checking SBI Credit Card Statement Online

• Login to your account via the SBI Card website or app.
• Access the 'My Account' section to view the statement.
• Use ILA, SBI's chatbot, by selecting 'Statement' for instant viewing.

Accessing the SBI Credit Card Statement via Mobile App
Download the SBI Card app, login, and navigate through 'My Account' to 'Card Statement' for details.

Switching to SBI Credit Card E-statement
Opt into e-statements by registering your email with the bank through customer care, SMS, website, or email.

Offline Access to SBI Credit Card Statement

• By SMS: Request a duplicate statement via SMS: DSTMT XXXX MM to 5676791.
• Customer Care: Request your statement by contacting SBI Credit Card Customer Care.
• Via Post: Ask for a physical statement to be mailed to your registered address.
• In Person: Visit a State Bank of India branch for in-person assistance.

Addressing Errors in Your SBI Credit Card Statement
If you notice errors, report them via customer care with supporting proof, visit a branch, or send a letter detailing the issue.