Linking Aadhaar with Bank Account: NPCI Guide
Linking Aadhaar with Bank Account: NPCI Guide
Mar 21, 2024
15 Mins
NPCI Link Aadhaar Card: How to Link Bank Account and Aadhaar to NPCI
The National Payments Corporation of India (NPCI), an organization established by the Reserve Bank of India (RBI) and the Indian Banks Association (IBA), plays a crucial role in promoting electronic payments in India. Its primary objective is to provide a secure platform for all electronic transactions in the country.
As a key player in India's payments ecosystem, NPCI operates the National Financial Switch (NFS), which is the largest interbank network in the country. Additionally, NPCI manages the Immediate Payment Service (IMPS), a real-time interbank electronic funds transfer system. Furthermore, NPCI has introduced the Bharat Bill Payment System (BBPS), an integrated bill payment platform that allows customers to conveniently settle utility and mobile bills from a single location. The NPCI serves as an extension of the RBI, facilitating bill payments and settlements without any complications.
Continuously striving to enhance convenience and accessibility, NPCI has introduced the Unified Payment Interface (UPI), enabling customers to make instant payments using their mobile phones. Moreover, NPCI is working towards the development of a Payments Bank, which will provide essential banking services to the masses.
NPCI Aadhaar Link Bank Account:
A significant development in NPCI's endeavors is the initiative to link every Indian's bank account with their Aadhaar Number. NPCI has requested all banks to provide Aadhaar e-KYC service using Aadhaar-enabled devices, based on a one-time password (OTP). The steps to link NPCI with Aadhaar and a bank account are as follows:
Linking Aadhaar Card to Bank Account with NPCI:
The respective authority, NPCI, is actively working towards linking every Indian's bank account with their Aadhaar Number. The organization has invited all banks to offer an Aadhaar e-KYC service using Aadhaar-enabled devices based on a one-time password (OTP).
NPCI Aadhaar Link with Bank Account Procedure:
Here is how you can link your Aadhaar card with your bank account through the official NPCI website:
Step 1: Visit the official NPCI website.
Step 2: Scroll down and click on the 'Aadhaar Seeding Process.'
Step 3: Under the 'Aadhaar Seeding Process' tab, click on the 'Click here' option.
Step 4: Fill out the Aadhaar Seeding form that opens in a new tab.
Step 5: Read the instructions carefully and provide the required information.
Step 6: Attach a photocopy of your Aadhaar card and bank passbook.
Step 7: Submit the form and documents to the bank manager for processing.
NPCI Aadhar Link Through Paytm Application:
Alternatively, you can link your Aadhaar card with NPCI through the Paytm application using the following steps:
Step 1: Open the Paytm application on your mobile device.
Step 2: Go to the 'My Paytm' tab and select 'Paytm Bank.'
Step 3: Enter your Paytm Bank passcode.
Step 4: Under the 'Services' tab, click on 'All Services.'
Step 5: Proceed to 'Enroll For Direct Benefits Transfer' under 'Government Schemes.'
Step 6: Review the features and benefits of DBT and click on 'Link your Account.'
Step 7: Choose the bank account you want to link with NPCI.
Step 8: Select the desired bank and accept the terms and conditions.
Step 9: Click on 'Submit' to initiate the linking process.
Step 10: After successful processing, you will receive an SMS notification confirming the linking in 2-3 days.
NPCI Aadhaar Link Bank Account Form:
To conveniently link your Aadhaar number with your bank account, NPCI provides a straightforward Bank Account Link form. This form is available on the official NPCI website and requires details such as your Aadhaar number, bank account number, and IFSC code. Once completed, submit the filled form to your bank.
NPCI Mapper:
The NPCI mapper is a vital tool for ensuring that Aadhaar-based payments reach the correct bank account. By accessing the NPCI mapper, you can verify the Aadhaar number of the intended recipient and the Issuer Identification Number (IIN) of the bank that has linked it. This verification ensures that your payment is processed seamlessly.
Checking NPCI Aadhaar Link Bank Account Status Online:
NPCI offers a convenient way to check the status of your bank account linked to your Aadhaar number through their official website. Follow these steps:
Step 1: Visit the official UIDAI website.
Step 2: Under the 'My Aadhaar' tab, click on 'Aadhaar Services.'
Step 3: From the drop-down menu, select 'Check Aadhaar/ Bank Linking Status.'
Step 4: Enter your Aadhaar number/virtual ID and the captcha code displayed.
Step 5: Click on 'Send OTP.'
Step 6: Enter the OTP received on your registered mobile number and click on 'Submit.'
Step 7: The linking status will be displayed on the subsequent page.
How to Check NPCI Aadhaar Linking Offline via SMS:
If you don't have internet access, you can verify your NPCI Aadhaar link status with your bank using the following steps:
- Dial *99*99*1# from a mobile phone number registered with UIDAI.
- Enter your 12-digit Aadhaar number.
- Re-enter the Aadhaar number to confirm if it is linked to your bank account.
- Please note that there is no requirement to link Aadhaar with a bank account if you do not wish to avail government benefits and services.
In Conclusion:
Understanding the significance of NPCI Aadhaar Link is crucial, as it offers various benefits through numerous government schemes. It is important to note that customers can only link one account with Aadhaar, and if consent is given to multiple bank branches, the subsidy will be credited to the last active bank where NPCI status is active."
NPCI Link Aadhaar Card: How to Link Bank Account and Aadhaar to NPCI
The National Payments Corporation of India (NPCI), an organization established by the Reserve Bank of India (RBI) and the Indian Banks Association (IBA), plays a crucial role in promoting electronic payments in India. Its primary objective is to provide a secure platform for all electronic transactions in the country.
As a key player in India's payments ecosystem, NPCI operates the National Financial Switch (NFS), which is the largest interbank network in the country. Additionally, NPCI manages the Immediate Payment Service (IMPS), a real-time interbank electronic funds transfer system. Furthermore, NPCI has introduced the Bharat Bill Payment System (BBPS), an integrated bill payment platform that allows customers to conveniently settle utility and mobile bills from a single location. The NPCI serves as an extension of the RBI, facilitating bill payments and settlements without any complications.
Continuously striving to enhance convenience and accessibility, NPCI has introduced the Unified Payment Interface (UPI), enabling customers to make instant payments using their mobile phones. Moreover, NPCI is working towards the development of a Payments Bank, which will provide essential banking services to the masses.
NPCI Aadhaar Link Bank Account:
A significant development in NPCI's endeavors is the initiative to link every Indian's bank account with their Aadhaar Number. NPCI has requested all banks to provide Aadhaar e-KYC service using Aadhaar-enabled devices, based on a one-time password (OTP). The steps to link NPCI with Aadhaar and a bank account are as follows:
Linking Aadhaar Card to Bank Account with NPCI:
The respective authority, NPCI, is actively working towards linking every Indian's bank account with their Aadhaar Number. The organization has invited all banks to offer an Aadhaar e-KYC service using Aadhaar-enabled devices based on a one-time password (OTP).
NPCI Aadhaar Link with Bank Account Procedure:
Here is how you can link your Aadhaar card with your bank account through the official NPCI website:
Step 1: Visit the official NPCI website.
Step 2: Scroll down and click on the 'Aadhaar Seeding Process.'
Step 3: Under the 'Aadhaar Seeding Process' tab, click on the 'Click here' option.
Step 4: Fill out the Aadhaar Seeding form that opens in a new tab.
Step 5: Read the instructions carefully and provide the required information.
Step 6: Attach a photocopy of your Aadhaar card and bank passbook.
Step 7: Submit the form and documents to the bank manager for processing.
NPCI Aadhar Link Through Paytm Application:
Alternatively, you can link your Aadhaar card with NPCI through the Paytm application using the following steps:
Step 1: Open the Paytm application on your mobile device.
Step 2: Go to the 'My Paytm' tab and select 'Paytm Bank.'
Step 3: Enter your Paytm Bank passcode.
Step 4: Under the 'Services' tab, click on 'All Services.'
Step 5: Proceed to 'Enroll For Direct Benefits Transfer' under 'Government Schemes.'
Step 6: Review the features and benefits of DBT and click on 'Link your Account.'
Step 7: Choose the bank account you want to link with NPCI.
Step 8: Select the desired bank and accept the terms and conditions.
Step 9: Click on 'Submit' to initiate the linking process.
Step 10: After successful processing, you will receive an SMS notification confirming the linking in 2-3 days.
NPCI Aadhaar Link Bank Account Form:
To conveniently link your Aadhaar number with your bank account, NPCI provides a straightforward Bank Account Link form. This form is available on the official NPCI website and requires details such as your Aadhaar number, bank account number, and IFSC code. Once completed, submit the filled form to your bank.
NPCI Mapper:
The NPCI mapper is a vital tool for ensuring that Aadhaar-based payments reach the correct bank account. By accessing the NPCI mapper, you can verify the Aadhaar number of the intended recipient and the Issuer Identification Number (IIN) of the bank that has linked it. This verification ensures that your payment is processed seamlessly.
Checking NPCI Aadhaar Link Bank Account Status Online:
NPCI offers a convenient way to check the status of your bank account linked to your Aadhaar number through their official website. Follow these steps:
Step 1: Visit the official UIDAI website.
Step 2: Under the 'My Aadhaar' tab, click on 'Aadhaar Services.'
Step 3: From the drop-down menu, select 'Check Aadhaar/ Bank Linking Status.'
Step 4: Enter your Aadhaar number/virtual ID and the captcha code displayed.
Step 5: Click on 'Send OTP.'
Step 6: Enter the OTP received on your registered mobile number and click on 'Submit.'
Step 7: The linking status will be displayed on the subsequent page.
How to Check NPCI Aadhaar Linking Offline via SMS:
If you don't have internet access, you can verify your NPCI Aadhaar link status with your bank using the following steps:
- Dial *99*99*1# from a mobile phone number registered with UIDAI.
- Enter your 12-digit Aadhaar number.
- Re-enter the Aadhaar number to confirm if it is linked to your bank account.
- Please note that there is no requirement to link Aadhaar with a bank account if you do not wish to avail government benefits and services.
In Conclusion:
Understanding the significance of NPCI Aadhaar Link is crucial, as it offers various benefits through numerous government schemes. It is important to note that customers can only link one account with Aadhaar, and if consent is given to multiple bank branches, the subsidy will be credited to the last active bank where NPCI status is active."
Author
Pluto Team
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