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5 Mins read
•GeneralWhy Understanding NPAs is Critical for India's Economy

Summary
This comprehensive post explains NPAs in India as loans overdue by 90 days, categorized into sub-standard, doubtful, and loss assets. It covers provisioning, key ratios such as GNPA and NNPA, and reviews SBI's performance in reducing NPAs. The article emphasizes that understanding NPAs is essential for informed decision-making by financial stakeholders.