What are the key benefits of SBI Credit Cards?

SBI Credit Cards offer a wide range of benefits, including rewards, cashback, lounge access, discounts, and insurance coverage.

How can I apply for an SBI Credit Card?

You can apply for an SBI Credit Card online through the Paisabazaar platform, where you can compare card options and check for pre-approved offers.

What factors should I consider when choosing an SBI Credit Card?

Consider your spending habits, lifestyle, and financial goals to select a card that best suits your needs, such as travel, shopping, or rewards.

How can I manage my SBI Credit Card efficiently?

SBI Card offers a user-friendly mobile app and online banking services to help you manage your card, check statements, make payments, and access additional features.

What precautions should I take to avoid accumulating credit card debt?

Responsible credit card usage includes paying bills on time, managing credit limits wisely, and avoiding unnecessary spending to prevent debt accumulation.

Moneyview Personal Loan Offers Instant Paperless Loans Up to Rs. 10 Lakhs

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Mar 23, 2024

15 Mins

Introduction:

Moneyview is providing a hassle-free personal loan option with no collateral required. With loan amounts ranging from Rs. 5,000 to Rs. 10 Lakhs, customers can fulfill various personal needs such as traveling, purchasing a mobile phone, medical emergencies, education expenses, wedding arrangements, home renovations, and more. The interest rate for Moneyview loans is set at 1.33% per month, and borrowers can repay their loan within a 5-year tenure.

Loan Details

Interest Rates: 1.33% Per Month

Loan Amount: Rs. 5,000 to Rs. 10 Lakhs

Tenure: 1 Year to 5 Years

Loan Processing Fee: 2% - 8% of the approved loan amount

Cheque Bounce Fees: Rs. 500/- for every bounced cheque

Part/Full Payment of the Loan (Loan Foreclosure):

- Part payments are not allowed

- Foreclosure is allowed after a minimum of 6 EMIs

Note: Moneyview is powered by https://moneyview.in/ and the information provided here is from Whizdm Innovations Private Limited.

Money View Personal Loan Features

- Loan Amount: Moneyview offers loans ranging from Rs. 5,000 to Rs. 5 Lakhs.

- Paperless Loan: Moneyview's seamless application process makes it the best money loan app.

- Attractive Interest Rate: Starting at 1.33% per month.

- Tenure: Flexible repayment tenure of up to 60 months.

- Age: Applicant's age should be between 21 and 57 years.

Money view Personal Loan Interest Rates

Moneyview loan interest rates start from 1.33% per month. The actual interest rate may vary based on factors such as the borrower's credit score, repayment history, employment status, income-to-loan ratio, existing relationship with the lender, the loan amount availed, and more.

Documents Required for Moneyview Personal Loan

The documents required for a Moneyview Personal Loan are as follows:

- 1 recent photograph

- Identity proof (any one): Aadhaar Card, Passport, Driving License, Ration Card

- Address proof (any one): Aadhaar Card, Passport, Electricity Bill, Ration Card

- PAN Card

- For salaried employees: Salary slips, Form 16, and bank statements from the last 6 months in PDF format

- For self-employed individuals: Last 2-3 years' ITR and bank account statements

How to Calculate Moneyview Personal Loan EMI?

Calculating the EMI payment for a Moneyview loan can be easily done using our Personal Loan EMI Calculator. The calculator requires details such as the loan amount, interest rate, and repayment tenure for instant EMI calculation.

How to Check Moneyview Personal Loan Application Status?

After applying for a Moneyview Personal Loan, you can check your application status through the following methods:

If you applied through the Moneyview website:

1. Visit the official Moneyview website and click on 'Sign In'.

2. Enter your registered mobile number and OTP to log in to your loan account.

3. After logging in, go to the 'Dashboard' section, scroll down, and click on the 'Application Status' tab to check your loan application status.

If you applied through the Moneyview mobile app:

1. Log in to the Moneyview Loans app.

2. If you already have the app, go directly to the 'Loans' section.

3. You will be directed to the 'Application Status' screen, where you can check your personal loan application status.

You can also contact Moneyview customer care via phone or email to inquire about your loan application status.

Money View Personal Loan Benefits

- eKYC: Instant validation of the candidate's identity through Aadhaar or eKYC.

- Instant Approval: Check your eligibility and apply for a Moneyview loan online in just 2 minutes. Get cash disbursed to your account within a few hours.

- Paperless Application: The entire loan application process is carried out online, making it convenient and effortless.

- Secure and Safe: Moneyview ensures the safety and security of your personal information.

- Flexible Repayment Terms: Enjoy the flexibility of choosing a repayment tenure of your preference.

- Top Up Personal Loan Facility: Moneyview also offers the facility of a top-up personal loan.

- Read customer reviews to learn more about the advantages of using Moneyview compared to other personal loan apps.

Money view Personal Loan Eligibility Criteria

Detailed eligibility criteria for Moneyview loans are as follows:

- Applicants should be salaried individuals or self-employed.

- Minimum monthly income for salaried applicants:

- Rs. 20,000 (for applicants new to credit or located in Mumbai, Thane, Delhi, Gurgaon, Noida, Faridabad, Ghaziabad, and other NCR regions)

- Rs. 15,000 if applicant's CIBIL score is above 675 and located in a metro city (excluding Mumbai/NCR)

- Rs. 25,000 if applicant's CIBIL score is between 300 and 675

- Rs. 13,500 for all others

- Minimum monthly income for self-employed applicants: Rs. 25,000

- Minimum CIBIL score required: 650 or Experian credit score of 750

- Applicant's age should be between 21 and 57 years.

- Contact Moneyview loan customer care number for any inquiries.

Money view Personal Loan Charges

Moneyview personal loan interest rates start from 1.33% per month. In addition to the interest rate, the loan involves the following fees and charges:

- Loan Processing Fee: Starts at 2% of the sanctioned loan amount

- Charges for Prepayment of Loan (in part or full):

- Part-payment is not allowed

- For full prepayment, a minimum of 3 EMIs must have been paid. Charges are applicable as per the Moneyview personal loan agreement.

- Interest on Overdue EMIs: 2% per month

How to Login to the Moneyview Portal?

To log in to the Moneyview loan app, follow these steps:

1. Visit the Moneyview website and click on 'Sign In'.

2. Enter your registered mobile number and the OTP received.

3. Alternatively, you can download the Moneyview loan app on your mobile phone for easy access.

4. Once logged in, you can access various online services, including checking your loan outstanding, viewing previous payment details, knowing the next EMI date and amount, and more.

Comparison between Moneyview Personal Loan and Other Lenders

Here is a comparison of some key features of Moneyview's online loan app with other top personal loan providers in India:

Lender Name | Interest Rate (per annum) | Processing Fee | Loan Amount | Tenure

KreditBee | 15% - 29.95% | Up to 6% | Rs. 1,000 - Rs. 2 Lakhs | 2 months - 15 months

MoneyTap | Starting at 13% | Up to 2% + GST | Rs. 3,000 - Rs. 5 Lakhs | 2 months - 36 months

CASHe | 2.75% - 3% | Up to 2% | Rs. 7,000 - Rs. 3 Lakhs | 62 days - 1 year

Early Salary | 24% - 30% | Up to 4,000 | Rs. 5,000 - Rs. 5 Lakhs | 90 days - 730 days

StashFin | 11.99% - 59.99% | Up to 10% + GST | Rs. 500 - Rs. 5 Lakhs | 3 months - 36 months

Money view Personal Loan Customer Care

For any queries, you can contact Moneyview Customer Care at 080 4569 2002 or send an email to loans@moneyview.in for loan-related inquiries. For loan payment queries, email payments@moneyview.in.