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Is Moneyview's 1.33% Personal Loan Right for You?

blog-image
Mar 23, 2024
15 Mins

Introduction:
Moneyview provides a convenient personal loan option without requiring collateral. Offering loan amounts from Rs. 5,000 to Rs. 10 Lakhs, borrowers can address a variety of needs including travel, gadget purchases, emergencies, educational costs, weddings, and home upgrades. The loan interest rate is set at 1.33% monthly, with repayment terms extending up to 5 years.

Loan Details
Interest Rates: 1.33% per month
Loan Amount: Rs. 5,000 to Rs. 10 Lakhs
Tenure: 1 Year to 5 Years
Processing Fee: 2% - 8% of the approved amount
Cheque Bounce Fee: Rs. 500 per bounced cheque

Part/Full Loan Payment (Foreclosure):
- No part payments allowed
- Full foreclosure after a minimum of 6 EMIs
Note: Moneyview is offered by Moneyview, a service from Whizdm Innovations Private Limited.

Moneyview Personal Loan Features
- Loan Amount: Rs. 5,000 to Rs. 5 Lakhs
- Paperless Process: Seamless application, making it a top money loan app
- Interest Rate: Starting at 1.33% per month
- Tenure: Flexible repayment up to 60 months
- Age: Applicants must be between 21 and 57 years

Moneyview Loan Interest Rates
The interest rates for Moneyview loans begin at 1.33% per month. Rates may vary based on credit score, repayment history, employment status, income-to-loan ratio, and existing lending relationships.

Required Documents for Moneyview Personal Loan
- Recent photo
- Identity proof: Aadhaar, Passport, Driving License, Ration Card
- Address proof: Aadhaar, Passport, Electricity Bill, Ration Card
- PAN Card
- For salaried: Salary slips, Form 16, 6 months bank statements (PDF)
- For self-employed: 2-3 years ITR, bank statements

How to Calculate Moneyview Loan EMI?
Determine your EMI with our Personal Loan EMI Calculator using the loan amount, interest rate, and tenure details.

Checking Moneyview Personal Loan Application Status

Via Website:
1. Visit Moneyview's site and click 'Sign In'.
2. Enter mobile number, OTP to access your account.
3. Check application status under 'Dashboard'.

Via Mobile App:
1. Log in to the Moneyview Loans app.
2. Navigate to 'Loans' section for the status.

Alternatively, contact customer care via phone or email for updates.

Moneyview Loan Benefits
- eKYC: Immediate identity validation via Aadhaar/eKYC
- Instant Approval: Eligibility check and application within 2 minutes; fast disbursal
- Paperless: Entirely online process
- Secure: Safeguarded personal information
- Flexible Terms: Choose preferred repayment period
- Top Up Loan: Additional loan options available
Review customer feedback for more insights on Moneyview's benefits.

Personal Loan Eligibility Criteria
- Salaried or self-employed
- Minimum income for salaried:
    - Rs. 20,000 for new credit or certain regions
    - Rs. 15,000 for CIBIL score >675 in metro cities, excluding Mumbai/NCR
    - Rs. 25,000 for CIBIL score 300-675
    - Rs. 13,500 for others
- Self-employed: Rs. 25,000 monthly
- Minimum score: CIBIL 650 or Experian 750
- Age: 21 to 57 years

Contact customer care for queries.

Loan Charges
Interest begins at 1.33% monthly with additional fees:
- Processing Fee: Starts at 2% of the sanctioned amount
- Prepayment:
    - Part-payment not permitted
    - Full prepayment allowed after 3 EMIs, charges apply
- Overdue EMIs Interest: 2% monthly

How to Log into Moneyview Portal?
- Visit the site, click 'Sign In'.
- Use registered mobile number and OTP.
- Alternatively, download the app for easier access.
Once in, manage loans, check outstanding amounts, previous payments, EMI schedules, and more.

Comparison with Other Lenders

LenderInterest RateProcessing FeeLoan AmountTenure
KreditBee15% - 29.95%Up to 6%Rs. 1,000 - Rs. 2 Lakhs2 - 15 months
MoneyTapStarting at 13%Up to 2% + GSTRs. 3,000 - Rs. 5 Lakhs2 - 36 months
CASHe2.75% - 3%Up to 2%Rs. 7,000 - Rs. 3 Lakhs62 days - 1 year
Early Salary24% - 30%Up to 4,000Rs. 5,000 - Rs. 5 Lakhs90 - 730 days
StashFin11.99% - 59.99%Up to 10% + GSTRs. 500 - Rs. 5 Lakhs3 - 36 months

Customer Care
For queries, call 080 4569 2002 or email loans@moneyview.in for loan inquiries. For payment questions, email payments@moneyview.in.

Available on both IOS and AndroidTry Pluto Money Today 👇
Author
Team Pluto
Have a question?
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Invest Smarter, Here's how to achieve Your Dreams 80% Faster - Let’s Get Started!Trusted by 3 Crore+ Indians
Dream Home
Dream Wedding
Dream Car
Retirement
1st Crore
credit-cards

Is Moneyview's 1.33% Personal Loan Right for You?

blog-image
Mar 23, 2024
15 Mins

Introduction:
Moneyview provides a convenient personal loan option without requiring collateral. Offering loan amounts from Rs. 5,000 to Rs. 10 Lakhs, borrowers can address a variety of needs including travel, gadget purchases, emergencies, educational costs, weddings, and home upgrades. The loan interest rate is set at 1.33% monthly, with repayment terms extending up to 5 years.

Loan Details
Interest Rates: 1.33% per month
Loan Amount: Rs. 5,000 to Rs. 10 Lakhs
Tenure: 1 Year to 5 Years
Processing Fee: 2% - 8% of the approved amount
Cheque Bounce Fee: Rs. 500 per bounced cheque

Part/Full Loan Payment (Foreclosure):
- No part payments allowed
- Full foreclosure after a minimum of 6 EMIs
Note: Moneyview is offered by Moneyview, a service from Whizdm Innovations Private Limited.

Moneyview Personal Loan Features
- Loan Amount: Rs. 5,000 to Rs. 5 Lakhs
- Paperless Process: Seamless application, making it a top money loan app
- Interest Rate: Starting at 1.33% per month
- Tenure: Flexible repayment up to 60 months
- Age: Applicants must be between 21 and 57 years

Moneyview Loan Interest Rates
The interest rates for Moneyview loans begin at 1.33% per month. Rates may vary based on credit score, repayment history, employment status, income-to-loan ratio, and existing lending relationships.

Required Documents for Moneyview Personal Loan
- Recent photo
- Identity proof: Aadhaar, Passport, Driving License, Ration Card
- Address proof: Aadhaar, Passport, Electricity Bill, Ration Card
- PAN Card
- For salaried: Salary slips, Form 16, 6 months bank statements (PDF)
- For self-employed: 2-3 years ITR, bank statements

How to Calculate Moneyview Loan EMI?
Determine your EMI with our Personal Loan EMI Calculator using the loan amount, interest rate, and tenure details.

Checking Moneyview Personal Loan Application Status

Via Website:
1. Visit Moneyview's site and click 'Sign In'.
2. Enter mobile number, OTP to access your account.
3. Check application status under 'Dashboard'.

Via Mobile App:
1. Log in to the Moneyview Loans app.
2. Navigate to 'Loans' section for the status.

Alternatively, contact customer care via phone or email for updates.

Moneyview Loan Benefits
- eKYC: Immediate identity validation via Aadhaar/eKYC
- Instant Approval: Eligibility check and application within 2 minutes; fast disbursal
- Paperless: Entirely online process
- Secure: Safeguarded personal information
- Flexible Terms: Choose preferred repayment period
- Top Up Loan: Additional loan options available
Review customer feedback for more insights on Moneyview's benefits.

Personal Loan Eligibility Criteria
- Salaried or self-employed
- Minimum income for salaried:
    - Rs. 20,000 for new credit or certain regions
    - Rs. 15,000 for CIBIL score >675 in metro cities, excluding Mumbai/NCR
    - Rs. 25,000 for CIBIL score 300-675
    - Rs. 13,500 for others
- Self-employed: Rs. 25,000 monthly
- Minimum score: CIBIL 650 or Experian 750
- Age: 21 to 57 years

Contact customer care for queries.

Loan Charges
Interest begins at 1.33% monthly with additional fees:
- Processing Fee: Starts at 2% of the sanctioned amount
- Prepayment:
    - Part-payment not permitted
    - Full prepayment allowed after 3 EMIs, charges apply
- Overdue EMIs Interest: 2% monthly

How to Log into Moneyview Portal?
- Visit the site, click 'Sign In'.
- Use registered mobile number and OTP.
- Alternatively, download the app for easier access.
Once in, manage loans, check outstanding amounts, previous payments, EMI schedules, and more.

Comparison with Other Lenders

LenderInterest RateProcessing FeeLoan AmountTenure
KreditBee15% - 29.95%Up to 6%Rs. 1,000 - Rs. 2 Lakhs2 - 15 months
MoneyTapStarting at 13%Up to 2% + GSTRs. 3,000 - Rs. 5 Lakhs2 - 36 months
CASHe2.75% - 3%Up to 2%Rs. 7,000 - Rs. 3 Lakhs62 days - 1 year
Early Salary24% - 30%Up to 4,000Rs. 5,000 - Rs. 5 Lakhs90 - 730 days
StashFin11.99% - 59.99%Up to 10% + GSTRs. 500 - Rs. 5 Lakhs3 - 36 months

Customer Care
For queries, call 080 4569 2002 or email loans@moneyview.in for loan inquiries. For payment questions, email payments@moneyview.in.

Available on both IOS and AndroidTry Pluto Money Today 👇
Author
Team Pluto
Have a question?
Digital GoldInvest in 24K Gold with Zero making ChargesLearn More
Digital SilverInvest in silver with Zero making ChargesLearn More
Pluto FixedEarn from 11% to 14% Returns annually in a fixed lock-in periodLearn More