What are the key benefits of SBI Credit Cards?

SBI Credit Cards offer a wide range of benefits, including rewards, cashback, lounge access, discounts, and insurance coverage.

How can I apply for an SBI Credit Card?

You can apply for an SBI Credit Card online through the Paisabazaar platform, where you can compare card options and check for pre-approved offers.

What factors should I consider when choosing an SBI Credit Card?

Consider your spending habits, lifestyle, and financial goals to select a card that best suits your needs, such as travel, shopping, or rewards.

How can I manage my SBI Credit Card efficiently?

SBI Card offers a user-friendly mobile app and online banking services to help you manage your card, check statements, make payments, and access additional features.

What precautions should I take to avoid accumulating credit card debt?

Responsible credit card usage includes paying bills on time, managing credit limits wisely, and avoiding unnecessary spending to prevent debt accumulation.

IFSC Code of HDFC Bank's Credit Card Operations Branch in Chennai, Tamil Nadu

The IFSC and MICR codes for HDFC Bank's Credit Card Operations branch in Chennai, Tamil Nadu are as follows: IFSC - HDFC0000128 and MICR - 600240002. This branch is located in Chennai and serves customers in the Chennai district of Tamil Nadu. The complete address of this branch is Prince Kushal Towers, 96 Anna Salai, Chennai, Tamil Nadu, 600002. For any inquiries or assistance, you can contact the branch at the phone number +919840673333.

The IFSC code is assigned by the Reserve Bank of India (RBI) to all banks and their branches. It is a crucial requirement for any fund transfer conducted through a bank, including NEFT, RTGS, and IMPS. You can easily find the IFSC code on your bank account passbook, cheque leaf, or the RBI website. Additionally, the official website of HDFC Bank provides the IFSC code for its branches.

To find the MICR code, you can refer to your cheque leaf or bank passbook. It is also available on the respective bank's website.

The IFSC code consists of 11 alphanumeric characters, with the first four characters indicating the bank's name and the last six characters representing the branch. The fifth character is typically a 0 (zero) reserved for future use.

For a comprehensive list of banks and their respective branch IFSC codes, you can visit the Reserve Bank of India's website.

Nearby branches of HDFC Bank in Chennai include ITC Centre, Besant Nagar, Anna Nagar, Valsaravakkam, Nungambakkam, Madipakkam, Kilpauk, and Ashok Nagar. These branches cater to the banking needs of customers in different areas of Chennai.

Overall, IFSC and MICR codes play a crucial role in ensuring smooth and secure fund transfers within the banking system. By using these codes, customers can efficiently perform transactions and make financial arrangements.