Credit cards offer a convenient payment method, allowing users to acquire products without immediate payments and convert large purchases into Equated Monthly Instalments (EMIs). Apart from product purchases, credit cards facilitate fund transfers to a savings account, though often with high fees.

For transferring funds, services like MoneyGram enable international transfers to accounts across over 400 banks. By selecting the receiver's country and amount, payments via 'Credit Card' can be securely completed by providing necessary bank details.

Western Union provides another transfer option, involving registration, country and amount selection, and entering the recipient's bank info. Post payment via credit card, a tracking-confirmation ensures the money reaches the account.

E-wallets like Paytm, FreeCharge, and MobiKwik support transfers from credit cards. After app registration and wallet transfer, selecting 'Send money to Bank' and entering details like account number and IFSC facilitates fund transfers.

Services such as PayDeck allow online transfers to different bank accounts with registration, verification, and credit card payments. Net banking also offers direct credit card to bank transfers via account login and transfer selection.

Using ATM cash facilities involves credit card cash withdrawal and deposit at bank branches; however, such usage isn't the card's intended function. Defaulting on dues can incur fines, making it essential to consider interest rates, fees, limits, and security when transferring money this way.

Despite potential fees and restrictions, credit card to bank account transfers are often cheaper alternatives to personal loans or high-interest cash withdrawals. Awareness of regulatory issues and transfer cautions is vital.