Fincare Small Finance Bank Fixed Deposits (FD) - Established in 2017 through the merger of Future Financial Services and Disha Microfin, Fincare Small Finance Bank has expanded across India with 919 branches and 35 ATMs. It boasts an A+ credit rating for its FD offerings, including Smart and NRE FDs. Senior citizens receive an extra 0.50% interest benefit. For the general public, FD interest rates range from 3.00% p.a. to 6.75% p.a., depending on the tenure. For instance, a 3-year FD attracts 6.75%, increasing to 7.25% for senior citizens.

FD Interest Rates - Here's a table of Fincare Small Finance Bank's FD rates for different tenures:

• 7 to 14 days: Regular 3.00%, Seniors 3.60%
• 15 to 30 days: Regular 4.50%, Seniors 5.10%
• 31 to 45 days: Regular 4.75%, Seniors 5.35%
• 46 to 90 days: Regular 5.25%, Seniors 5.75%
• 91 to 180 days: Regular 5.75%, Seniors 6.25%
• 181 to 364 days: Regular 6.50%, Seniors 7.10%
• 12 to 15 months: Regular 7.50%, Seniors 8.10%
• 750 days: Regular 8.51%, Seniors 9.11%

Tax Saver FD - Offers a 5-year lock-in period with an interest rate of 8.00% for regular investors and 8.60% for senior citizens, plus tax deductions under Section 80C.

NRO & NRE FD Rates - As of July 26, 2023, NRO FDs <2 crores have similar rates as regular deposits, starting from 3.00% for 7 days to 8.31% for 1000 days. NRE deposits up to 10 crores share these competitive rates with similar maturity options.

FD Schemes Introduction - Fincare Small Finance Bank’s FD schemes offer numerous benefits:

• Smart FDs: Min ₹50,000, max ₹6 lakhs, plus 0.5% additional interest for seniors, with flexible payment options and automatic renewal.
• Priority Plus FDs: Investments range from ₹2 crores to ₹30 crores, with predefined maturity periods.

Eligibility: Applicants range from resident individuals to NRIs, corporates, and various organizational bodies.

Required Documents - Essential documents include PAN, Aadhaar, photographs, and address proof for FD account opening.

Application Process - Fincare Small Finance Bank FD applications can be processed online or offline. Online involves visiting the bank's website, while offline requires branch visits for form submission.

Advantages - Enjoy benefits like flexible tenures, auto-renewals, insurance cover by DICGC, tax-saving options, and loans against FD, besides the ease of starting with a minimal deposit. Senior citizens benefit from higher interest rates and flexible payout selections to suit individual needs.

Conclusion - Fincare Small Finance Bank FDs offer an ideal blend of flexibility, safety, and competitive rates, ensuring your path to financial security is robust and yielding. It remains a strategic choice for those looking to leverage their investments with a trustworthy financial partner.