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SBI Credit Cards offer a wide range of benefits, including rewards, cashback, lounge access, discounts, and insurance coverage.

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You can apply for an SBI Credit Card online through the Paisabazaar platform, where you can compare card options and check for pre-approved offers.

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Consider your spending habits, lifestyle, and financial goals to select a card that best suits your needs, such as travel, shopping, or rewards.

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SBI Card offers a user-friendly mobile app and online banking services to help you manage your card, check statements, make payments, and access additional features.

What precautions should I take to avoid accumulating credit card debt?

Responsible credit card usage includes paying bills on time, managing credit limits wisely, and avoiding unnecessary spending to prevent debt accumulation.

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Trusted by 1L+ Indians

Want to Achieve any of the below Goals upto 80% faster?

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Retirement

1st Crore

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Trusted by 3 Crore+ Indians

Want to Achieve any of the below
Goals upto 80% faster?

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1st Crore

Trusted by 3 Crore+ Indians

Want to Achieve any of the below
Goals upto 80% faster?

Dream Home

Dream Wedding

Dream Car

Retirement

1st Crore

Trusted by 3 Crore+ Indians

Want to Achieve any of the below Goals upto 80% faster?

Dream Home

Dream Wedding

Dream Car

Retirement

1st Crore

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Want to Achieve any of the below Goals upto 80% faster?

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Checking Car Insurance Status Online

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Checking Car Insurance Status Online

In today's fast-paced and digitally connected world, having car insurance is not just a legal requirement but also an essential aspect of responsible vehicle ownership. Ensuring that your vehicle is covered by valid insurance can protect you from unexpected financial liabilities in case of accidents or damages. Thanks to advancements in technology, checking your vehicle's insurance status online has become a quick, convenient, and straightforward process. This comprehensive guide will walk you through the steps to check your vehicle's insurance status online, ensuring that you remain compliant and protected on the roads.

Why is it Important to Know Your Car/Vehicle Insurance Status?

Knowing the insurance status of your vehicle is crucial for several reasons. First and foremost, it is illegal to drive a vehicle without valid motor insurance as per The Motor Vehicles Act. Every vehicle must have at least a Third-party Liability Insurance Plan. Checking vehicle insurance status online is easy, quick, and convenient, and it offers several benefits:

Timely Policy Renewal: Regularly checking your car insurance status helps you renew your policy on time, ensuring continuous coverage.

Avoid Penalties: You can avoid hefty fines and penalties for driving without valid insurance.

Financial Protection: Ensuring your insurance is up to date provides continued coverage against third-party liabilities and financial obligations arising from accidents or damage to your vehicle.

How to Check Car Insurance Validity Online

You can check your car insurance validity through various online platforms such as the insurer’s website, Parivahan Sewa/Vahan portal, mParivahan app, and IIB portal. Below are detailed steps for each method.

Checking Car Insurance Status on Parivahan Sewa

The Parivahan Sewa portal is a government initiative that allows you to check the insurance status of your vehicle. Follow these steps:

Visit the Parivahan Website: Go to the official Parivahan Sewa website.

Select Vehicle Details: From the “Informational Services” menu, select “Know Your Vehicle Details.”

Create an Account: Create an account on the VAHAN portal using your mobile number, or log in if you are an existing user.

Enter Registration Details: Enter your vehicle registration number, verification code, and click the “Search Vehicle” button.

View Insurance Details: The vehicle details will be displayed along with the insurance details.

Checking Car Insurance Status on mParivahan Mobile App

The mParivahan app offers a convenient way to check your vehicle insurance status on the go. Here are the steps:

Download the App: Download the mParivahan app on your smartphone.

Create an Account: Log in using your mobile number.

Select Language: Choose your preferred language.

Enter Vehicle Details: Enter your vehicle registration number in the search box and hit the search button.

View Insurance Details: The next page will display the vehicle details along with the insurance validity.

Checking Car Insurance Status on VAHAN Portal

The VAHAN portal provides another method to check your car insurance status online. Follow these steps:

Visit the VAHAN Portal: Go to the VAHAN online portal.

Enter Registration Details: Fill in your car registration number and the unique code, then click “Search Vehicle.”

View Insurance Details: The vehicle details, including insurance validity information, will be displayed.

What is a Vehicle Registration Number?

A vehicle registration number is a unique alphanumeric code assigned to a motor vehicle when it is registered with the Regional Transport Office (RTO). This registration number serves as an identification mark for the vehicle and helps authorities and individuals easily identify and track vehicles on the road. The registration number typically consists of a combination of letters and numbers, indicating the geographical location of the vehicle’s registration.

Checking Car Insurance Status on IIB Portal

The Insurance Information Bureau (IIB) of India maintains a digital record of vehicle insurance details from April 1, 2010, onwards. To check your car insurance status on the IIB portal, follow these steps:

Gather Information: Keep details such as the name, accident location (if known), date of the accident, mobile number, email ID, vehicle registration number, and address ready.

Alternative Search: If you cannot find the insurance details using the registration number, you can search using the vehicle engine number or chassis number.

Guidelines for Using the IIB Portal

When checking the vehicle insurance status on the IIB web portal, follow these guidelines:

Enter Registration Correctly: Ensure to enter the vehicle registration number without any special characters (e.g., KA01MC5656).

Data Availability: Note that it takes two months for the information to appear on the IIB portal after submission by the insurer.

New Vehicle Data: Insurers submit the chassis and engine numbers for new vehicles.

Data Submission: The data available is based on details submitted by the insurer from April 1, 2010, onwards.

RTO Visit: If details are unavailable, you may need to visit the concerned Regional Transport Office (RTO).

Search Limits: A maximum of three searches are allowed for a particular mobile number or email address.

Checking Car Insurance Status at the RTO

You can also check your vehicle insurance status through the RTO’s official website. Here are the steps:

Visit RTO’s Website: Go to the official website of the RTO.

Select Services: Choose “Vehicle Related Services.”

Choose RTO: Select your RTO and click on “Know Your Vehicle Details.”

Enter Details: Fill in the vehicle registration, chassis, and engine number.

Verify Details: Enter the captcha code and click on “Verify Details” to view the insurance status.

Checking Car Insurance Status on ACKO

ACKO offers a convenient way to check your vehicle insurance status online. Here’s how you can do it:

Visit ACKO Website: Go to the ACKO website or download the ACKO app.

View Policy: Click on your policy card to view the validity of the vehicle insurance policy.

Checking Vehicle Insurance Status Offline

If you prefer not to check your vehicle insurance status online, you can still find the information by contacting the concerned RTO or your insurance provider. Here’s how:

Call Your Insurer: Contact your insurance company and provide your car registration number or policy number to retrieve the insurance details.

Visit Insurer’s Office: Visit the insurer’s office to get the policy details.

Conclusion

In conclusion, checking your car insurance status online is a crucial aspect of responsible vehicle ownership. It ensures that you are compliant with legal requirements, avoids penalties, and provides financial protection in case of accidents or damages. With multiple online platforms available, such as the Parivahan Sewa portal, mParivahan app, VAHAN portal, and IIB portal, checking your vehicle’s insurance status has never been easier. Additionally, you can always rely on offline methods by contacting your insurer or visiting the RTO. By regularly checking and renewing your insurance, you can drive with peace of mind, knowing that you and your vehicle are protected.

Why is it Important to Know Your Car/Vehicle Insurance Status?

Timely Policy Renewal: Regularly checking your car insurance status helps you renew your policy on time, ensuring continuous coverage.

Avoid Penalties: You can avoid hefty fines and penalties for driving without valid insurance.

Financial Protection: Ensuring your insurance is up to date provides continued coverage against third-party liabilities and financial obligations arising from accidents or damage to your vehicle.

How to Check Car Insurance Validity Online

Checking Car Insurance Status on Parivahan Sewa

The Parivahan Sewa portal is a government initiative that allows you to check the insurance status of your vehicle. Follow these steps:

Visit the Parivahan Website: Go to the official Parivahan Sewa website.

Select Vehicle Details: From the “Informational Services” menu, select “Know Your Vehicle Details.”

Create an Account: Create an account on the VAHAN portal using your mobile number, or log in if you are an existing user.

Enter Registration Details: Enter your vehicle registration number, verification code, and click the “Search Vehicle” button.

View Insurance Details: The vehicle details will be displayed along with the insurance details.

Checking Car Insurance Status on mParivahan Mobile App

The mParivahan app offers a convenient way to check your vehicle insurance status on the go. Here are the steps:

Download the App: Download the mParivahan app on your smartphone.

Create an Account: Log in using your mobile number.

Select Language: Choose your preferred language.

Enter Vehicle Details: Enter your vehicle registration number in the search box and hit the search button.

View Insurance Details: The next page will display the vehicle details along with the insurance validity.

Checking Car Insurance Status on VAHAN Portal

The VAHAN portal provides another method to check your car insurance status online. Follow these steps:

Visit the VAHAN Portal: Go to the VAHAN online portal.

Enter Registration Details: Fill in your car registration number and the unique code, then click “Search Vehicle.”

View Insurance Details: The vehicle details, including insurance validity information, will be displayed.

What is a Vehicle Registration Number?

Checking Car Insurance Status on IIB Portal

Gather Information: Keep details such as the name, accident location (if known), date of the accident, mobile number, email ID, vehicle registration number, and address ready.

Alternative Search: If you cannot find the insurance details using the registration number, you can search using the vehicle engine number or chassis number.

Guidelines for Using the IIB Portal

When checking the vehicle insurance status on the IIB web portal, follow these guidelines:

Enter Registration Correctly: Ensure to enter the vehicle registration number without any special characters (e.g., KA01MC5656).

Data Availability: Note that it takes two months for the information to appear on the IIB portal after submission by the insurer.

New Vehicle Data: Insurers submit the chassis and engine numbers for new vehicles.

Data Submission: The data available is based on details submitted by the insurer from April 1, 2010, onwards.

RTO Visit: If details are unavailable, you may need to visit the concerned Regional Transport Office (RTO).

Search Limits: A maximum of three searches are allowed for a particular mobile number or email address.

Checking Car Insurance Status at the RTO

You can also check your vehicle insurance status through the RTO’s official website. Here are the steps:

Visit RTO’s Website: Go to the official website of the RTO.

Select Services: Choose “Vehicle Related Services.”

Choose RTO: Select your RTO and click on “Know Your Vehicle Details.”

Enter Details: Fill in the vehicle registration, chassis, and engine number.

Verify Details: Enter the captcha code and click on “Verify Details” to view the insurance status.

Checking Car Insurance Status on ACKO

ACKO offers a convenient way to check your vehicle insurance status online. Here’s how you can do it:

Visit ACKO Website: Go to the ACKO website or download the ACKO app.

View Policy: Click on your policy card to view the validity of the vehicle insurance policy.

Checking Vehicle Insurance Status Offline

If you prefer not to check your vehicle insurance status online, you can still find the information by contacting the concerned RTO or your insurance provider. Here’s how:

Call Your Insurer: Contact your insurance company and provide your car registration number or policy number to retrieve the insurance details.

Visit Insurer’s Office: Visit the insurer’s office to get the policy details.

Conclusion