In today’s digital era, car insurance remains an essential aspect of responsible vehicle ownership. It satisfies legal obligations while safeguarding against possible financial burdens arising from accidents or damages. With advancements in technology, checking your vehicle’s insurance status online has become both efficient and accessible. This guide outlines the steps to keep your vehicle compliant and secure.

Significance of Verifying Vehicle Insurance Status

Grasping your car insurance status is paramount for several reasons. Firstly, driving without valid insurance contravenes The Motor Vehicles Act, which mandates at least a Third-party Liability Insurance Plan. Online insurance status checks offer numerous advantages:

• Prompt Policy Renewal: Ensure timely renewal of your policy through regular checks.
• Avoid Penalties: Sidestep fines and repercussions for uninsured driving.
• Financial Safeguard: Continue enjoying protection from accident-related liabilities or vehicle damage.

Checking Car Insurance Online

You can verify your car insurance via platforms such as the insurer’s website, Parivahan Sewa/Vahan portal, mParivahan app, and IIB portal. Below is a brief guide to each method:

Using Parivahan Sewa:

• Visit the Parivahan Sewa site.
• Select “Know Your Vehicle Details” within “Informational Services.”
• Create an account using your mobile number or log in.
• Enter your vehicle registration number and verification code, then search.
• View the displayed insurance details.

Using mParivahan App:

• Download mParivahan to your smartphone.
• Log in with your mobile number.
• Select your preferred language.
• Input your vehicle registration number in the search field.
• Check insurance status and validity.

Using VAHAN Portal:

• Access the VAHAN portal.
• Log in with your mobile number.
• Enter registration details and search.
• Examine the insurance validity and details shown.

Vehicle Registration Number

A vehicle registration number acts as an ID mark, assigned by the RTO to distinguish vehicles. This alphanumeric arrangement signifies the registration's location and is a vital identification tool.

Using IIB Portal:

• Gather necessary vehicle and personal information.
• Sign in to the IIB portal and fill in requisite fields.
• If needed, search using engine or chassis number.

IIB Portal Guidelines:

• Ensure precise entry of the registration number devoid of special symbols.
• Data typically appears two months following submission.
• Insurers provide new vehicle data, including chassis and engine numbers.
• Three search trials are permissible per mobile number or email.

Checking at the RTO:

• Visit the official RTO site.
• Select “Vehicle Related Services.”
• Input registration, chassis, and engine numbers, then validate details.

Using ACKO:

• Check status via ACKO website or app.
• Log in and view policy card for insurance validity.

Offline Methods:

• Contact your insurer through call, using your registration or policy number.
• Visit your insurer’s office to obtain policy details.

Conclusion

To sum up, staying informed of your vehicle’s insurance status via online platforms, such as Parivahan Sewa, mParivahan, VAHAN, and IIB, ensures compliance with legal standards, prevents penalties, and safeguards finances. Alternatively, offline verification with your insurer or the RTO provides continuous coverage assurance and peace of mind while driving.