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How to Check HDFC Bank Personal Loan Status?

To check the status of your HDFC personal loan application, you'll need:

• Applicant's Name
• Reference Number
• Mobile Number
• Date of Birth

Apply now and enjoy lower interest rates. Track your application in two primary ways using the bank's website:

Online Methods to Track HDFC Loan Status

1. Loan Tracker Method

1. Visit the HDFC Bank website and select the 'Personal Loan' section.
2. Click on 'Manage Your Loan' and choose 'Track Your Application.'
3. The loan tracker opens in a new tab; input your name or reference number.
4. Enter your Mobile Number or Date of Birth.
5. Submit your data to check your loan status.

2. Mobile Number Method

• Return to the HDFC website, select 'Personal Loan' and navigate to 'Resume Your Application.'
• In the ensuing tab, enter your registered mobile number and proceed.

Apply now for personal loans at lower interest rates.

Offline Methods to Check HDFC Loan Status

Through customer care: Call the HDFC Customer Care at 1800 1600 / 1800 2600 (8:00 AM - 8:00 PM daily) to inquire about your loan status.

Visit the nearest HDFC branch with your loan reference number handy for assistance.

Factors Influencing HDFC Bank Personal Loan Application

Several key factors may influence your HDFC personal loan application:

Location:

The city of residence affects the minimum salary requirement for eligibility. Higher minimums are typically in metropolitan areas like Delhi and Mumbai.

Income:

Higher income can result in better loan terms by indicating superior repayment capability.

Existing Loans:

Existing debts influence the interest rate and amount the bank approves. Banks often assess the EMI/NMI ratio.

Credit History:

Your credit score, which should be at least 650, significantly affects the loan's approval and conditions. Poor credit history may lead to application rejection.

Employment:

Eligible applicants include employees of private limited companies and public sector organizations, encompassing central, state, and local government bodies.