What are the key benefits of SBI Credit Cards?

SBI Credit Cards offer a wide range of benefits, including rewards, cashback, lounge access, discounts, and insurance coverage.

How can I apply for an SBI Credit Card?

You can apply for an SBI Credit Card online through the Paisabazaar platform, where you can compare card options and check for pre-approved offers.

What factors should I consider when choosing an SBI Credit Card?

Consider your spending habits, lifestyle, and financial goals to select a card that best suits your needs, such as travel, shopping, or rewards.

How can I manage my SBI Credit Card efficiently?

SBI Card offers a user-friendly mobile app and online banking services to help you manage your card, check statements, make payments, and access additional features.

What precautions should I take to avoid accumulating credit card debt?

Responsible credit card usage includes paying bills on time, managing credit limits wisely, and avoiding unnecessary spending to prevent debt accumulation.

Capri Global Home Loans: Interest Rates & Charges Explained

Capri Global Housing Finance Limited is now offering Home Loans for amounts up to Rs 50 Lakh at interest rates of up to 16.75% per annum, with repayment tenures of up to 20 years. Furthermore, the company also provides the option of balance transfer for its customers.

In order to unlock the best home loan offers from over 20 lenders, interested individuals can enter their mobile number on the website. They can select the type of home loan they are looking for, such as a new home loan or balance transfer. Additionally, they are required to choose the desired loan amount and specify the property city.

It is important to note that by submitting the online form, individuals confirm that they have read and agree to the Credit Report Terms of Use, Terms of Use, and Privacy Policy.

Some highlights of the Capri Global Home Loan include interest rates of up to 16.75% per annum, loan amounts of up to Rs 50 lakh, and repayment tenures of up to 20 years. There is also a processing fee of Rs 2,000 associated with these loans. Please note that the provided interest rates are accurate as of March 21, 2024.

Interested individuals can compare interest rates offered by other lenders in order to make an informed decision. The article provides a comprehensive table that outlines interest rates for various loan amounts offered by different banks and housing finance companies.

Capri Global Housing Finance offers home loans at interest rates of up to 16.75% per annum for built-up properties, under construction properties, and plots. The final interest rate offered to an individual will depend on factors such as their credit score, monthly income, job profile, and income profile.

To further assist individuals in comparing home loan schemes, the article presents a table that lists interest rates offered by top banks and housing finance companies for different loan amounts.

The article also mentions the fees and charges associated with Capri Housing Finance. Apart from a processing fee of Rs 2,000, there are various other charges such as prepayment/foreclosure charges, application fee, document handling and administrative charges, CERSAI charge creation, legal opinion charges, and more.

In addition to the above information, the article provides details about the different types of home loans offered by Capri Global. These include Home Extension Loan, Home Renovation Loan, Plot Purchase Loan, Home Purchase Loan, Home Construction Loan, and Balance Transfer + Top-up Loan. The loan amounts and tenures vary depending on the type of loan.

The eligibility criteria for Capri Housing Finance include being an Indian resident, with a minimum age of 21 years at the time of loan application and a maximum age of 65 years at the time of loan maturity. The company also considers factors such as credit score, occupation profile, and employer's profile in evaluating the home loan eligibility of applicants.

To avail a Capri Housing Finance Home Loan, interested individuals need to submit certain documents. These include application form, passport, photo of all applicants, KYC documents, age proof, PAN card copy, Aadhar card copy, income documents such as salary slips, bank statements, ITR forms, and property documents.

Overall, Capri Global Housing Finance Limited offers competitive home loan options with attractive interest rates, flexible repayment tenures, and a variety of loan types to suit different needs. Interested individuals are encouraged to explore the various options and compare rates and charges with other lenders before making a decision.