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How Bajaj Finserv's Home Loan Unlocks Your Dream Home?

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Mar 20, 2024
3 Minutes

Introduction: Bajaj Finserv offers flexible home loan solutions with a simple online application and straightforward eligibility criteria. Benefits include zero foreclosure charges, a flexible repayment tenure, and loan top-up options up to 1 Crore.

Unlock the Best Home Loan Offers from Bajaj Finserv

Bajaj Finserv provides appealing choices for home financing. To apply, pick your city, occupation, desired loan amount, and monthly income. Appointing UrbanMoney to access your credit information from Experian streamlines the process.

Interest Rates and Loan Amounts

Bajaj Finserv's competitive interest rates range from 8.45% to 15%, with loan amounts from ₹1L to ₹15Cr, providing choices for every homebuyer. Use the EMI Calculator to estimate your monthly payments based on your chosen loan amount, tenure, and interest rate.

Fees and Charges

Be mindful of the applicable fees and charges. Bajaj Finserv charges a processing fee up to 0.50% of the loan amount plus GST, with the advantage of no pre-payment charges for early repayment.

Bajaj Finserv Home Loan: Eligibility Criteria

Eligibility includes being an Indian resident with specific requirements based on employment. Salaried individuals should be aged 23-62, with three years of experience and a monthly salary between INR 30,000 and INR 50,000, depending on location. Self-employed individuals need to be aged 25-70, with five years in the current business, earning INR 30,000 to INR 40,000 monthly.

Documents Required and Minimal Documentation

Minimal documentation is required for a Bajaj Finserv home loan. Essential KYC documents include Aadhaar, passport, or voter ID, along with income proofs like recent salary slips and bank statements.

Get Your Dream Home with Bajaj Finserv

Thanks to Bajaj Finserv's flexible plans, quick disbursal, and attractive interest rates from 8.6% to 14% per annum, achieving your dream home is more attainable. Whether a first-time homebuyer, seeking a loan transfer, or a top-up, Bajaj Finserv offers solutions to fit your needs.

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