AU Bank introduces the LIT Credit Card, a pioneering product in India allowing users to tailor their credit card to their preferences. This card stands out by offering the flexibility to switch features on or off, ensuring users pay only for what they select. Managing these features is straightforward and can be done in real-time, making it convenient while on the go. To apply, please visit the AU Small Finance Bank website and click the "Apply Now" button.

Notable features of the AU Bank LIT Credit Card include no joining or annual fees. It's ideal for those seeking rewards, cashback, milestone perks, fuel savings, and lounge access. Users can earn either 10X or 5X rewards on both online and offline purchases.

Benefits comprise earning 10X or 5X reward points on transactions, redeemable for discounts, a 1% fuel surcharge waiver on transactions from INR 400 to INR 5,000, and cashback across various retail categories, with an additional 5% cashback on groceries, dining, travel, electronics, and apparel. Cardholders enjoy up to four quarterly domestic lounge visits.

Eligibility for the AU Bank LIT Credit Card requires primary cardholders to be aged 21-60, add-on cardholders over 18, and Indian citizens. A CIBIL score of 650 or higher is needed, subject to AU Bank's discretion on approval.

For alternatives, AU Small Finance Bank offers the Zenith, AU Vetta, Altura Plus, and Aultra Credit Cards. In summary, the AU Bank LIT Credit Card empowers users to customize and enjoy features that align with their lifestyle, offering rewards, cashback, and fuel savings. Eligibility criteria apply, and other credit card options from AU Small Finance Bank are available for exploration.