Net Banking: Also known as internet banking, net banking is a fast, secure, and convenient way to manage banking services online. With widespread digital adoption, banks now offer comprehensive online banking solutions, making it unnecessary to visit physical branches, thereby saving time and energy. Net banking facilitates account management, bill payments, money transfers, and more, accessible via computers or mobile devices.

Features and Benefits:

Net banking, identified as both internet banking and online banking, grants customers access to various financial transactions and banking services online. Activities such as money transfers, setting up deposits, and reviewing transactions can be conducted without visiting a bank branch. Registration is required to access these services, after which a unique login ID and password secure the user's account.

Key features include:

• Convenient Access: Easy access to a variety of services.
• Account Management: View balances and transaction history.
• Bill Payments: Streamlined online payments and transfers.
• Secure Transactions: Conduct activities securely.
• Loan and Insurance Applications: Apply online for loans or insurance.
• Card Management: Manage debit/credit cards and update details with ease.

Advantages: Net banking is available 24/7, offering easy fund transfers, unparalleled convenience, and effortless transaction tracking. Additionally, it allows non-financial activities such as ordering chequebooks and checking balances without physical visits. Security is robust with password protection.

Limitations: Challenges persist for beginners, dependence on internet connectivity, and potential security concerns necessitating regular password updates to guard against unauthorized access.

Registration:

Those without access must visit a bank branch, submit an application form along with necessary documents like the bank passbook and Aadhaar card. Upon verification, the bank provides a customer ID and password.

Online Registration:

1. Visit the bank’s official website.
2. Click 'login' or ‘New user/Register here’.
3. Complete the registration with account details, mobile number, CIF number, and debit card info.
4. Authenticate using the OTP received.
5. Use temporary credentials to login and set a new secure password.

Conclusion: Net banking offers customers the convenience of managing their finances anytime, anywhere, without in-person bank visits. Internet access and regular security updates are essential to protect accounts, as is safeguarding login details to prevent unauthorized access. By adopting net banking, financial management becomes more flexible and secure.