PNB Housing Finance Ltd. is a non-banking financial institution in India, primarily focused on providing home loans to individuals and corporate clients. Established in 1988, it functions as a subsidiary of the Punjab National Bank, one of India’s largest public sector banks. The organization offers a variety of financial products, including loans for residential purchases, home construction finance, home improvement and extension loans, as well as loans against property for personal or business purposes. By catering to a broad demographic, ranging from salaried individuals to self-employed professionals, PNB Housing Finance plays a crucial role in supporting the housing sector's growth in India. It contributes significantly to the financial inclusion agenda by enabling home ownership for a diverse range of customers, including those in underserved markets. In the financial market, PNB Housing Finance is considered a significant player in the mortgage industry, providing valuable housing finance solutions and influencing the real estate sector's development through its diverse loan portfolio and widespread network of branches across the country.