Tata Neu Infinity HDFC Bank Credit Card

Movie & Dining

NA

Rewards Rate

Up to 10% NeuCoins on TataNeu Spends, 5% NeuCoins on Tata Brand Spends and 1.5% NeuCoins on UPI Spends

Reward Redemption

1 NeuCoin = ₹1

Travel

Complimentary Priority Pass (Visa Variant Only)

Domestic Lounge Access

8 Complimentary Domestic Lounge Access Every Year (2 Each Quarter)

International Lounge Access

4 Free Visits for Primary and Add-On Cardholders Each Year (One Per Quarter)

Golf

NA

Insurance Benefits

Insurance cover worth ₹1 crore against air accidents, cover worth ₹15 lakhs against emergency hospitalization and lost card liability cover worth up to ₹9 lakhs.

Welcome Neu Coin Bonus

As a new cardholder, you become eligible for a generous welcome bonus of 1,499 Neu Coins. These bonus coins are credited to your account immediately upon the first transaction. It's a great head start on earning rewards and a warm welcome to the benefits you'll enjoy with your new credit card. The coins can be used for a variety of rewards, including purchasing goods and services from partnered brands.

Rewarding Tata Neu App Spends

Every time you use your credit card for purchases on the Tata Neu app, you'll earn an impressive 10% back in Neu Coins. This is a fantastic opportunity to multiply your rewards quickly, especially if you frequently use the Tata Neu app for your shopping needs. The earned Neu Coins can be redeemed for goods and services, making your purchases more rewarding.

Earn More with Partner Brands

With this credit card, your spending extends beyond just basic rewards. You'll earn 5% back in Neu Coins when you spend at Tata’s partner brands and a solid 1.5% Neu Coins on all other spends. This ensures every purchase you make is rewarding, whether it's with Tata's extensive network of partner brands or elsewhere. It's an effortless way to accumulate Neu Coins for every Rupee spent.

Complimentary Lounge Access

Travel in style and comfort with the privilege of complimentary domestic and international lounge access. Whether you're traveling for business or leisure, you can escape the airport crowd and relax in a quiet and comfortable space. Enjoy amenities such as free Wi-Fi, comfortable seating, complimentary refreshments, and more. It's the perfect way to enhance your travel experience.

Low Foreign Currency Markup

This credit card offers a low foreign currency markup fee of just 2%. This is beneficial if you often travel abroad or make purchases in foreign currencies. Many cards charge a higher markup fee, so this feature could save you a significant amount of money in the long run. It minimizes the cost of converting your spending into your home currency and makes international spending more affordable.

Fuel Surcharge Waiver

Enjoy a 1% fuel surcharge waiver up to Rs. 500 per month with this credit card. This is a great benefit for those who spend a lot on fuel. The waiver applies automatically at all petrol pumps across the country, giving you savings each time you fill up your tank. It's a simple way to reduce your fuel costs each month.

Spend-Based Renewal Waiver

The more you spend, the more you save with a spend-based waiver of the renewal fee. This means if you reach a certain spending threshold within your membership year, the card's renewal fee for the next year will be waived. It's a rewarding incentive to use your card regularly for all types of purchases and a great way to save on annual fees.

10% cashback on the Tata Neu app.

Low foreign currency markup of 2%.

NeuCoins expire after a period of one year.

The minimum spend for the annual fee waiver is at a high price of ₹3 Lakhs.