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Premium Card Series
SBI Prime Credit Card
The SBI Prime Credit Card is a lifestyle credit card issued by SBI Card. The Prime card carries an annual membership fee of ₹2,999. In many aspects, t
Security
Advanced protection for all transactions
Instant
Immediate digital card access
Rs. 2,999 + GST
Joining Fee
Rs. 2,999 + GST
Renewal Fee
24/7
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Meet SBI Prime Credit Card
The SBI Prime Credit Card is a lifestyle credit card issued by SBI Card. The Prime card carries an annual membership fee of ₹2,999. In many aspects, the card is quite similar to the SBI ELITE Credit Card, which has a membership fee of ₹4,999 and can be regarded as a toned-down version of the same. However, the SBI Prime Card does offer plenty of value-added benefits, such as complimentary domestic and international airport lounge access, discounted hotel bookings, and movie tickets, among others. In terms of the reward rate, you earn 2 Reward Points for every ₹100 spent with this card and 10 Reward Points for every ₹100 spent on dining, groceries, and department store purchases. With 1 Reward Point valued at ₹0.25, the effective reward rate for the card becomes 2.5% on dining, groceries, and department store categories and 0.5% on all other categories of spending. The SBI Card Prime, just like the ELITE Card, is issued in three variants: MasterCard, American Express, and VISA variants. Although the reward rate and benefits offered by all three variants are more or less the same, the payment networks do provide some exclusive benefits on their respective variants (details will be covered later in this article). Continue reading to learn more about this lifestyle credit card from SBI Card.
SBI Prime Credit Card MEMBERSHIP
JOINING FEERs. 2,999 + GST
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make SBI Prime Credit Card the perfect choice for those who demand excellence.
Spend- Based Waiver
Renewal fee is waived off if a minimum of Rs. 3 lakhs were spent in the previous year
Rewards Redemption Fee
Rs. 99 (plus applicable taxes) per redemption request
Foreign Currency Markup
3.5% of the transaction amount
Interest Rates
3.5% per month (42% per annum)
Fuel Surcharge
1% fuel surcharge waiver applicable on every fuel transaction between Rs. 500 to Rs. 4,000 (maximum waiver of Rs. 250 in a month).
Cash Advance Charges
2.5% of the amount withdrawn or Rs. 500 (whichever is higher)
Movie & Dining
5X Reward Points (10 Reward Points) on dining and movie spendsGet up to 25% discount on dining bills at partner restaurants (only with AmEx variant)
Rewards Rate
10 Reward Points for every spend of Rs. 100 on groceries, dining, movie and departmental store, 2 RPs for every Rs. 100 spent on all other retail.
Reward Redemption
Redeem reward points on Sbicard.com for gift vouchers or for settling the card's statement balance.1 RP = Rs. 0.25
Travel
N/A
Domestic Lounge Access
8 complimentary domestic airport lounge visits per annum (max visits 2 per quarter)
International Lounge Access
4 complimentary international airport lounge access every year with Priority Pass Membership (2 per quarter)
Golf
Complimentary 4 rounds of green fee and 1 complimentary golf lesson every month and also up to 50% off on golf games (With MasterCard Variant only)
Insurance Benefits
Air accident cover (worth Rs. 50 lakhs), fraud liability cover (worth Rs. 1 lakh) applicable from 48 hours prior to 7 days post reporting about the loss of the card to the bank
Gift voucher (worth Rs. 3,000) as a welcome offer upon card issuance.
You will earn 10 Reward Points for every Rs. 100 spent on dining, movies, groceries, and departmental store purchases.
For other retail spends, get 2 RPs on every transaction of Rs. 100.
The e-Gift Voucher is worth Rs. 7,000 from Yatra or Pantaloons, and it costs Rs. 5 lakh in a year.
A Pizza Hut e-voucher worth Rs. 1,000 on spending Rs. 50,000 in a calendar quarter.
The renewal fee was waived on an expenditure of Rs. 3 lakhs or more in the last year.
4 complimentary international airport lounge access every year (max 2 per quarter).
8 complimentary domestic airport lounge access every year (max 2 in a quarter).
Up to 15% discount on the finest available room rates at Lalit and F&B hotels (only available for MasterCard variant).
Up to 10% off on Hertz car rental and get up to 35% off on Avis Car Rentals (for Visa card variant only).
Enjoy exclusive benefits across 900 extravagant hotels. (only for the Visa variant).
20 Reward points for every spend of Rs. 100 on birthday (max cap of 2,000 Reward Points on birthday spends).
This card provides eight complimentary visits to domestic lounges and 4 to international terminals.
With the card, you get an attractive welcome benefit of gift vouchers worth Rs. 3,000 to numerous popular brands like Hush Puppies and Bata.
The card’s Reward Rate is poor, with 4 Reward Points equal to 1 Re.
For the waiver of the annual renewal fee, you would have to spend Rs. 3 lakhs which is quite high.
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Gift voucher (worth Rs. 3,000) as a welcome offer upon card issuance.
You will earn 10 Reward Points for every Rs. 100 spent on dining, movies, groceries, and departmental store purchases.
For other retail spends, get 2 RPs on every transaction of Rs. 100.
The e-Gift Voucher is worth Rs. 7,000 from Yatra or Pantaloons, and it costs Rs. 5 lakh in a year.
A Pizza Hut e-voucher worth Rs. 1,000 on spending Rs. 50,000 in a calendar quarter.
The renewal fee was waived on an expenditure of Rs. 3 lakhs or more in the last year.
4 complimentary international airport lounge access every year (max 2 per quarter).
8 complimentary domestic airport lounge access every year (max 2 in a quarter).
Up to 15% discount on the finest available room rates at Lalit and F&B hotels (only available for MasterCard variant).
Up to 10% off on Hertz car rental and get up to 35% off on Avis Car Rentals (for Visa card variant only).
Enjoy exclusive benefits across 900 extravagant hotels. (only for the Visa variant).
20 Reward points for every spend of Rs. 100 on birthday (max cap of 2,000 Reward Points on birthday spends).
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