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Paytm HDFC Bank Mobile Credit Card
The HDFC Bank issues three credit cards in partnership with Paytm: Paytm HDFC Bank Select Credit Card, Paytm HDFC Bank Credit Card, and Paytm HDFC Ban
Security
Advanced protection for all transactions
Instant
Immediate digital card access
₹149 + GST
Joining Fee
₹149 + GST
Renewal Fee
24/7
Support
Meet Paytm HDFC Bank Mobile Credit Card
The HDFC Bank issues three credit cards in partnership with Paytm: Paytm HDFC Bank Select Credit Card, Paytm HDFC Bank Credit Card, and Paytm HDFC Bank Mobile Credit Card. Out of the three, the Paytm HDFC Bank Mobile Credit Card is the most basic one and is affordable for all. It comes with a very nominal monthly membership fee of ₹149 + GST, which can be waived if you have spent ₹25,000 or more in the previous year. With this card, you can earn a cashback of up to 2% on all your spends (except a few transactions). Other than all this, the card comes with an exclusive offer as a milestone benefit. If you spend ₹10,000 every month for three consecutive months, you can get the benefits of the Paytm HDFC Bank Credit Card. You can also save on all your fuel transactions as the card comes with a 1% fuel surcharge waiver on all fuel transactions above ₹400. To know more about the benefits of the card and its features, refer to the information given below:
Paytm HDFC Bank Mobile Credit Card MEMBERSHIP
JOINING FEE₹149 + GST
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make Paytm HDFC Bank Mobile Credit Card the perfect choice for those who demand excellence.
Spend- Based Waiver
Annual Fee Waiver on Spends of ₹25,000
Rewards Redemption Fee
Nil
Foreign Currency Markup
3.5% on all foreign currency transactions
Interest Rates
3.75% per month (45% annually)
Fuel Surcharge
1% fuel surcharge waiver capped at Rs. 250 per month.
Cash Advance Charges
2.5% of the transacted amount subject to a minimum of Rs. 500.
Movie & Dining
Up to 20% discount on partner restaurants via Dineout.
Rewards Rate
2% cashback on Paytm mall, movies & Mini app, 1% cashback on other spends on Paytm app, and 0.5% cashback on all other spends.
Reward Redemption
Redeem your Cashpoints as Cashback along with other redemption options.Re.1 Cashpoint =Re.1 Cashback for redemption against the statement balance. Re.1 Cashpoint = Re.0.3 for redemption against travel benefits like Flight & Hotel bookings and Rewards Catalogue at the SmartBuy Rewards Portal.
Travel
NA
Domestic Lounge Access
NA
International Lounge Access
NA
Golf
NA
Insurance Benefits
NA
Paytm App Cashback
The Paytm Credit Card offers an attractive cashback of 1%-2% on all your spends on the Paytm app. This means that for every transaction you carry out on the app, you get back a small portion of your spending. Whether it's paying bills, booking tickets, shopping or more, every transaction brings you rewards. The cashback will be automatically credited to your account, thus reducing your subsequent credit card bill. It's an excellent way to save money on regular expenses.
Assured Retail Cashback
With the Paytm Credit Card, you are entitled to a guaranteed cashback of 0.5% on all your other retail spends. This feature covers a wide range of transactions, from shopping at your favourite retail stores to dining at restaurants. The cashback is assured, meaning it applies to every transaction, regardless of the amount spent. This feature allows you to earn while you spend, making every transaction more rewarding.
Milestone Spend Benefits
The Paytm HDFC Credit Card comes with exclusive benefits that are unlocked when you reach a milestone in your spending. These benefits include higher cashback rates, access to premium features, and exclusive deals and offers. The more you spend, the more you earn. It's a great incentive for high spenders to earn more rewards and enjoy a host of privileges designed to enhance their spending experience.
Annual Fee Waiver
The Paytm credit card offers a spend-based waiver on the annual membership fee. This means that if you reach a certain spending threshold in a year, your annual membership fee will be waived off. It's a fantastic feature for regular card users as it reduces the overall cost of owning the card. So, the more you spend, the more you save on membership fees.
Fuel Surcharge Waiver
With the Paytm credit card, enjoy a 1% fuel surcharge waiver on all transactions above Rs. 250. This means you save each time you refuel your vehicle using your credit card. The waiver is automatic, and the amount will be credited back to your account, effectively reducing your fuel costs. It's a great benefit for those who spend significantly on fuel.
Why Choose Paytm HDFC Bank Mobile Credit Card
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Paytm App Cashback
The Paytm Credit Card offers an attractive cashback of 1%-2% on all your spends on the Paytm app. This means that for every transaction you carry out on the app, you get back a small portion of your spending. Whether it's paying bills, booking tickets, shopping or more, every transaction brings you rewards. The cashback will be automatically credited to your account, thus reducing your subsequent credit card bill. It's an excellent way to save money on regular expenses.
Assured Retail Cashback
With the Paytm Credit Card, you are entitled to a guaranteed cashback of 0.5% on all your other retail spends. This feature covers a wide range of transactions, from shopping at your favourite retail stores to dining at restaurants. The cashback is assured, meaning it applies to every transaction, regardless of the amount spent. This feature allows you to earn while you spend, making every transaction more rewarding.
Milestone Spend Benefits
The Paytm HDFC Credit Card comes with exclusive benefits that are unlocked when you reach a milestone in your spending. These benefits include higher cashback rates, access to premium features, and exclusive deals and offers. The more you spend, the more you earn. It's a great incentive for high spenders to earn more rewards and enjoy a host of privileges designed to enhance their spending experience.
Annual Fee Waiver
The Paytm credit card offers a spend-based waiver on the annual membership fee. This means that if you reach a certain spending threshold in a year, your annual membership fee will be waived off. It's a fantastic feature for regular card users as it reduces the overall cost of owning the card. So, the more you spend, the more you save on membership fees.
Fuel Surcharge Waiver
With the Paytm credit card, enjoy a 1% fuel surcharge waiver on all transactions above Rs. 250. This means you save each time you refuel your vehicle using your credit card. The waiver is automatic, and the amount will be credited back to your account, effectively reducing your fuel costs. It's a great benefit for those who spend significantly on fuel.
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