Paytm HDFC Bank Credit Card

Movie & Dining

Up to 20% discount in partner restaurants via Dineout

Rewards Rate

3% cashback Paytm mall, Paytm movies & mini app, 2% cash back on other purchases on Paytm app, and 1% cashback on all other spends.

Reward Redemption

The earned cashback is sent to the cardholders in the form of Paytm vouchers or Redeem your Cashpoints as Cashback along with other redemption options.

Travel

NA

Domestic Lounge Access

NA

International Lounge Access

NA

Golf

NA

Insurance Benefits

NA

Paytm First Membership Gift

As a warm welcome, this credit card offers you a complimentary Paytm First membership. This exclusive membership provides you with a myriad of benefits such as free and priority shipping for your orders, exclusive access to events, and special deals on Paytm's plethora of services like movies, music, and travel bookings. It's a perfect way to start your journey with a card that not only handles your finances but also offers lifestyle benefits.

3% Cashback on Paytm Services

Take advantage of your Paytm credit card by earning up to 3% cashback on Paytm recharge, utility payments, movie tickets, and Mini App spends. This means more savings for you as you use Paytm's diverse services. The cashback is automatically credited to your card account, thus reducing your credit card bill and providing you with more financial flexibility.

2% Cashback on Other Paytm Spends

Expand your saving horizon by earning up to 2% cashback on other Paytm spends. Whether you're shopping from Paytm Mall or making payments through Paytm wallet, you get to enjoy this cashback benefit. This feature ensures that every transaction you make on Paytm comes with a small reward.

1% Cashback on Retail Spends

Get rewarded for your retail purchases. With this credit card, you can earn up to 1% cashback on all other retail spends. This means whether you're grocery shopping, buying new clothes, or paying for a meal at a restaurant, you're earning cashback. This is an excellent way for cardholders to maximize their savings on everyday purchases.

Annual Cashback Milestone

Reach for your spending milestones and earn a cashback of up to Rs. 1,200 annually. This milestone program is designed to reward you for your spending habits. It's a simple and rewarding way to save money. The more you spend, the more you save. This cashback is over and above the regular cashbacks you earn on your transactions.

Spend-Based Fee Waiver

This credit card values your spending habits and rewards you accordingly. Your monthly membership fee can be waived based on your spending. If you meet the required spend limit, you can enjoy the benefits of your credit card without worrying about the monthly fee. This feature emphasizes the card's commitment to offering true value to its customers.

Fuel Surcharge Waiver

Enjoy a 1% fuel surcharge waiver up to Rs. 250 per month. This is an excellent benefit for those who drive regularly. The waiver is applied automatically when you pay for fuel using your credit card at any petrol station across the country. With this feature, your trips to the petrol station become a little bit more rewarding.

This card is most useful for daily users of Paytm.

You get decent cashback and offers on spends made with Paytm.

There is no lounge access provided with this credit card.

The cashback received on transactions other than the eligible category is relatively low at 1%.