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IRCTC SBI RuPay Credit Card
The IRCTC RuPay SBI Credit Card is a co-branded credit card that provides exciting rewards and benefits in partnership with IRCTC. The card comes with
Security
Advanced protection for all transactions
Instant
Immediate digital card access
Rs. 500 + GST
Joining Fee
Rs. 500 + GST
Renewal Fee
24/7
Support
Meet IRCTC SBI RuPay Credit Card
The IRCTC RuPay SBI Credit Card is a co-branded credit card that provides exciting rewards and benefits in partnership with IRCTC. The card comes with a joining fee of just ₹500 and is best suited for people who travel more through railways. With this card, you get 1 Reward Point for every ₹125 on retail purchases and 10% valueback on railway ticket bookings through the IRCTC website or mobile app. It provides you exciting welcome benefits, including a welcome bonus of 350 reward points, where 1 Reward Point is equal to ₹1. Moreover, you get great travel benefits, such as four complimentary railway lounge access every year and accommodation at over 5000 hotels across 350 leading cities in India. To know full details about the IRCTC RuPay SBI credit card, its benefits, and fees & charges, you must keep reading the information given below:
IRCTC SBI RuPay Credit Card MEMBERSHIP
JOINING FEERs. 500 + GST
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make IRCTC SBI RuPay Credit Card the perfect choice for those who demand excellence.
Spend- Based Waiver
N/A
Rewards Redemption Fee
Rs. 99
Foreign Currency Markup
3.5% per foriegn conversion
Interest Rates
3.5% per month (42% per annum)
Fuel Surcharge
1% fuel surcharge waiver across all petrol pumps in India for all transactions between Rs. 500 to Rs. 3,000. You can get a maximum waiver of Rs. 100 in a statement cycle.
Cash Advance Charges
2.5% or Rs. 500 (whichever is higher)
Movie & Dining
NA
Rewards Rate
1 Reward Point on every spend of Rs. 125.
Reward Redemption
RPs Are Credited to IRCTC Loyalty Account
Travel
You get complimentary railway lounge access every year through the Railway Lounge Program and accommodation at more than 5000 hotels across 350+ cities in India.
Domestic Lounge Access
N/A
International Lounge Access
NA
Golf
NA
Insurance Benefits
NA
Get 1 Reward Point for every Rs. 125 spent on retail purchases, including railway tickets booked at the IRCTC Website or IRCTC mobile app.
Get 350 bonus reward points on a transaction of over Rs. 500 within 45 days after the card set-up date as a welcome gift.
On buying AC1, AC2, AC3, and AC CC tickets through IRCTC, you get up to 10% value back as reward points.
Get 4 complimentary railway lounge access every year.
You can save the 1% transaction charges on your railway ticket booking through IRCTC.
Why Choose IRCTC SBI RuPay Credit Card
Banking Reimagined for the Digital Age
Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.
Get 1 Reward Point for every Rs. 125 spent on retail purchases, including railway tickets booked at the IRCTC Website or IRCTC mobile app.
Get 350 bonus reward points on a transaction of over Rs. 500 within 45 days after the card set-up date as a welcome gift.
On buying AC1, AC2, AC3, and AC CC tickets through IRCTC, you get up to 10% value back as reward points.
Get 4 complimentary railway lounge access every year.
You can save the 1% transaction charges on your railway ticket booking through IRCTC.
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