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Premium Card Series
IRCTC SBI Card Premier
The IRCTC SBI Card Premier is a co-branded credit card issued by the SBI Card in partnership with IRCTC. The card comes with a joining fee of Rs. 1,49
Security
Advanced protection for all transactions
Instant
Immediate digital card access
Rs. 1,499 + GST
Joining Fee
Rs. 1,499 + GST
Renewal Fee
24/7
Support
Meet IRCTC SBI Card Premier
The IRCTC SBI Card Premier is a co-branded credit card issued by the SBI Card in partnership with IRCTC. The card comes with a joining fee of Rs. 1,499, and you get a welcome bonus of 1,500 Reward Points. You can earn up to 3 Reward Points every time you spend Rs. 125 on dining and utility. This card also provides you with exclusive travel benefits that include complimentary railway lounge access every year, exciting benefits at over 5,000 hotels worldwide, savings on railway/flight ticket bookings on IRCTC, and many more. Along with all these exciting offers, you can earn up to 5,000 Reward Points every year on achieving the milestone spend. You can make your credit card lifetime free by getting your renewal fee waived every year on a minimum spend of Rs. 2 lakhs in an anniversary year. Many more benefits of the IRCTC SBI Card Premier let you save more & more. To know all of its advantages, refer to the detailed information given below:
IRCTC SBI Card Premier MEMBERSHIP
JOINING FEERs. 1,499 + GST
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make IRCTC SBI Card Premier the perfect choice for those who demand excellence.
Spend- Based Waiver
Renewal fee waiver on spends of Rs. 2 lakh
Rewards Redemption Fee
Rs. 99
Foreign Currency Markup
3.5% on all international transactions
Interest Rates
3.5% per month
Fuel Surcharge
1% fuel surcharge waiver
Cash Advance Charges
2.5% of the cash advance or Rs. 500, the higher of the two.
Movie & Dining
NA
Rewards Rate
For every Rs. 125 spent on dining and another utility spend, you get 3 reward points and for every Rs. 125 spent on other non-fuel purchases you get 1 reward point.
Reward Redemption
1 Reward Point = Re. 1.
Travel
8 complimentary access to railway lounges per year
Domestic Lounge Access
N/A
International Lounge Access
NA
Golf
NA
Insurance Benefits
You get insurance coverage against air accidents, railway accidents, and a fraud liability cover.
Up to 3 RP for every Rs. 125 spent.
Earn 1 Reward Point per 125 spent on other non-fuel retail purchases
Get a welcome bonus of 1,500 Reward Points.
Up to 5,000 bonus Reward Points on hitting the milestone spend mark.
Complimentary access to railway lounges.
Exclusive benefits at more than 900 hotels all over the world.
Up to 10,000 miles every night on hotel stays.
Spend-based renewal fee waiver.
1% fuel surcharge waiver.
Exclusive insurance benefits.
Why Choose IRCTC SBI Card Premier
Banking Reimagined for the Digital Age
Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.
Up to 3 RP for every Rs. 125 spent.
Earn 1 Reward Point per 125 spent on other non-fuel retail purchases
Get a welcome bonus of 1,500 Reward Points.
Up to 5,000 bonus Reward Points on hitting the milestone spend mark.
Complimentary access to railway lounges.
Exclusive benefits at more than 900 hotels all over the world.
Up to 10,000 miles every night on hotel stays.
Spend-based renewal fee waiver.
1% fuel surcharge waiver.
Exclusive insurance benefits.
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