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Premium Card Series
IRCTC RuPay BOBCARD Credit Card
In collaboration with the Indian Railways Catering and Tourism Corporation (IRCTC), BOBCARD LIMITED has launched a co-branded credit card – IRCTC RuPa
Security
Advanced protection for all transactions
Instant
Immediate digital card access
Rs. 500 + GST
Joining Fee
Rs. 350 + GST
Renewal Fee
24/7
Support
Meet IRCTC RuPay BOBCARD Credit Card
In collaboration with the Indian Railways Catering and Tourism Corporation (IRCTC), BOBCARD LIMITED has launched a co-branded credit card – IRCTC RuPay BOBCARD Credit Card. The card was designed keeping the requirements in mind of those people who often travel through Indian Railways. This partnership will prove to be beneficial for all the BOBCARD customers who use rail mode for traveling. Bearing a joining fee of ₹500, this card offers a plethora of rewards and benefits to its users. This card brings along a lot of benefits, not just for travel benefits but also for grocery purchases, fuel expenses, etc. You can also convert transactions into EMI through the IRCTC RuPay BOBCARD Credit Card. To learn more about this offering by BoB, keep reading.
IRCTC RuPay BOBCARD Credit Card MEMBERSHIP
JOINING FEERs. 500 + GST
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make IRCTC RuPay BOBCARD Credit Card the perfect choice for those who demand excellence.
Spend- Based Waiver
NA
Rewards Redemption Fee
Nil
Foreign Currency Markup
3.5% on all foreign transactions
Interest Rates
3.49% per month (or 41.88% annually)
Fuel Surcharge
1% waiver at all fuel stations in India
Cash Advance Charges
2.5% of the amount withdrawn or Rs. 500
Movie & Dining
NA
Rewards Rate
4 Reward Points per Rs. 100 you spend on grocery & departmental stores and 2 Reward Points on other categories respectively. Upto 40 RP on every Rs. 100 spent on railway tickets booked through IRCTC
Reward Redemption
The earned RP can be redeemed for ticket bookings via IRCTC website or mobile application. Also can be redeemed against card’s statement balance where 1 RP = Rs. 0.25
Travel
4 Complimentary Access to Railway Lounges Annually
Domestic Lounge Access
N/A
International Lounge Access
NA
Golf
NA
Insurance Benefits
You are provided with insurance cover for lost/stolen card
500 Bonus Reward Points as a welcome benefit.
4 Reward Points per Rs. 100 you spend on grocery & departmental store purchases.
2 Reward Points per Rs. 100 you spend on other categories.
Upto 40 Reward Points per Rs. 100 spent on train bookings via the IRCTC website and mobile application.
Get an add-on card and enjoy added benefits.
Get four complimentary partner railway lounge access per year.
Why Choose IRCTC RuPay BOBCARD Credit Card
Banking Reimagined for the Digital Age
Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.
500 Bonus Reward Points as a welcome benefit.
4 Reward Points per Rs. 100 you spend on grocery & departmental store purchases.
2 Reward Points per Rs. 100 you spend on other categories.
Upto 40 Reward Points per Rs. 100 spent on train bookings via the IRCTC website and mobile application.
Get an add-on card and enjoy added benefits.
Get four complimentary partner railway lounge access per year.
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