IRCTC RBL Bank Credit Card

IRCTC and RBL Bank have brought one of India’s most rewarding travel and transit credit cards. With a low joining cost of ₹500, the IRCTC RBL Credit Card is most suited for those who regularly book through the IRCTC portal and travel through railways, metros, and other valid means of public transport. This credit card is a RuPay card, allowing for convenient UPI payments. It is also equipped with a National Common Mobility Card, making it easy to tap and pay at places like metro stations and bus terminals. This credit card would make daily commuting simple, all with a low annual fee. The IRCTC RBL RuPay Credit Card offers 5 Reward Points for every ₹200 spent on train bookings with IRCTC. Since 1 Reward Point earned with this card equals ₹1 when redeemed on the IRCTC website or application, this card provides a reward rate of 2.5% when booking train tickets through IRCTC. This is especially beneficial for those who travel frequently by train. Apart from train bookings, cardholders shall also be awarded 2 Reward Points for every ₹200 spent on flight, cruise, and hotel bookings with IRCTC. Additionally, the card offers free access to railway lounges (upto eight each year), providing travelers with complimentary snacks, tea/coffee, and other amenities for added comfort and convenience.