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IndianOil Axis Bank RuPay Credit Card

Indian Oil Axis Bank Credit Card is a co-branded fuel credit card issued by Axis Bank in collaboration with IOCL (Indian Oil Corporation Limited). The

Security

Advanced protection for all transactions

Instant

Immediate digital card access

Rs. 500 + GST
Joining Fee
Rs. 500 + GST
Renewal Fee
24/7
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IndianOil Axis Bank RuPay Credit Card

Meet IndianOil Axis Bank RuPay Credit Card

Indian Oil Axis Bank Credit Card is a co-branded fuel credit card issued by Axis Bank in collaboration with IOCL (Indian Oil Corporation Limited). The card aims to provide great saving opportunities to those who spend very often on fuel. It is an entry-level card and hence comes with a nominal joining and annual fee of Rs. 500. The card offers a particularly high reward rate of 5% on fuel spends at IOCL filling stations and a decent reward rate of 1% on online spends. Being an entry-level credit card, although it doesn’t offer many additional benefits, you, however, do get dining and movie benefits with instant discounts on movie tickets and discounted rates at partner restaurants under the bank’s Dining Delights Program. Other than this, the cardholders get fuel surcharge waivers and many more benefits with the IndianOil Axis Bank Credit Card. Learn more about the entry-level co-branded credit card offered by Axis Bank and IOCL.

IndianOil Axis Bank RuPay Credit Card MEMBERSHIP

JOINING FEERs. 500 + GST

Detailed Card Information

Everything You Need to Know

Discover the comprehensive benefits and features that make IndianOil Axis Bank RuPay Credit Card the perfect choice for those who demand excellence.

Spend- Based Waiver

Renewal Fee Waived on Annual Spending of Rs. 3.5 Lakh

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.5%

Interest Rates

3.6% Per Month (52.86% Per Annum)

Fuel Surcharge

1% Fuel Surcharge Waived for Transactions Between Rs. 400 and Rs. 4,000

Cash Advance Charges

2.5% of the Total Transaction Amount (Minimum Rs. 500)

Movie & Dining

10% instant discount on movie ticket bookings on BookMyShow

Rewards Rate

20 Reward Points per Rs. 100 on fuel transactions at IOCL stations, 5 Reward Points per Rs. 100 on online shopping and 1 EDGE Point per Rs. 100 on all other spends with the card

Reward Redemption

Reward Points redeemable for shopping/travel vouchers and products (from the given product catalog) on Axis Bank EDGE Rewards Portal.

Travel

N/A

Domestic Lounge Access

N/A

International Lounge Access

N/A

Golf

N/A

Insurance Benefits

N/A

Initial Fuel Transaction Rewards

Earn an impressive 100% value up to 1,250 EDGE Reward Points on your initial fuel transactions. To be eligible for this high-value reward, make sure your fuel transactions are done within the first 30 days of your card issuance. This feature provides a great kickoff to your rewards collection journey, incentivizing you to utilize your card for fuel purchases right from the start.

IOCL Petrol Pump Rewards

Rack up points quickly with 20 Reward Points for every Rs 100 spent at IOCL petrol pumps. This feature provides substantial value for those who frequently fuel up at IOCL petrol pumps. So, every time you refill your vehicle, you're also refilling your rewards balance, providing a double benefit.

Online Shopping Rewards

Get more out of your online shopping with 5 Reward Points for every Rs. 100 spent. This feature makes your online shopping more rewarding, allowing you to accumulate points that can be redeemed later for various benefits. Whether you're buying clothes, electronics, or groceries, you're earning points with every purchase.

General Spending Rewards

Earn 1 EDGE Point per Rs. 100 on all other spends with the card. This feature ensures that every purchase you make contributes to your rewards balance, even if it doesn't fall into a specific category. It's a great way to constantly accumulate points and get rewarded for your everyday spending.

Movie Ticket Discounts

Enjoy an instant discount of up to 10% on movie tickets on Book My Show. This feature is perfect for movie lovers, allowing you to save money every time you indulge in a cinematic experience. Now, catching the latest blockbuster is not just fun, but also financially rewarding.

Dining Discounts

Benefit from up to 15% discount up to Rs. 500 on dining bills at partner restaurants under the Axis Bank EazyDiner Program. This feature lets you enjoy your favorite meals at a lower cost, making dining out more affordable and enjoyable. It's a delicious way to save money and enjoy a range of culinary experiences.

Fuel Surcharge Waiver

Enjoy a 1% fuel surcharge waiver at all fuel stations across India. This feature provides significant savings for those who spend a lot on fuel. The surcharge waiver ensures that you can fill up your tank without worrying about additional fees, making your road trips more economical.

Renewal Fee Waiver

Get your renewal fee waived off on annual spends of Rs. 3.5 lakh. This feature provides a significant financial benefit by eliminating the card renewal fee if you're a high spender. It serves as an incentive for you to use your card more frequently, ensuring you get the maximum value out of it.

The card is best suited for transactions at petrol stations, offering excellent cashback on fuel, a daily necessity.

Get 10% off on movie tickets made with BookMyShow.

While this card is great for cashback on fuel transactions, it does not provide any travel benefits.

You won’t receive a significant welcome benefit, only 1,250 EDGE Reward Points worth ₹250 (maximum).

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Initial Fuel Transaction Rewards

Earn an impressive 100% value up to 1,250 EDGE Reward Points on your initial fuel transactions. To be eligible for this high-value reward, make sure your fuel transactions are done within the first 30 days of your card issuance. This feature provides a great kickoff to your rewards collection journey, incentivizing you to utilize your card for fuel purchases right from the start.

IOCL Petrol Pump Rewards

Rack up points quickly with 20 Reward Points for every Rs 100 spent at IOCL petrol pumps. This feature provides substantial value for those who frequently fuel up at IOCL petrol pumps. So, every time you refill your vehicle, you're also refilling your rewards balance, providing a double benefit.

Online Shopping Rewards

Get more out of your online shopping with 5 Reward Points for every Rs. 100 spent. This feature makes your online shopping more rewarding, allowing you to accumulate points that can be redeemed later for various benefits. Whether you're buying clothes, electronics, or groceries, you're earning points with every purchase.

General Spending Rewards

Earn 1 EDGE Point per Rs. 100 on all other spends with the card. This feature ensures that every purchase you make contributes to your rewards balance, even if it doesn't fall into a specific category. It's a great way to constantly accumulate points and get rewarded for your everyday spending.

Movie Ticket Discounts

Enjoy an instant discount of up to 10% on movie tickets on Book My Show. This feature is perfect for movie lovers, allowing you to save money every time you indulge in a cinematic experience. Now, catching the latest blockbuster is not just fun, but also financially rewarding.

Dining Discounts

Benefit from up to 15% discount up to Rs. 500 on dining bills at partner restaurants under the Axis Bank EazyDiner Program. This feature lets you enjoy your favorite meals at a lower cost, making dining out more affordable and enjoyable. It's a delicious way to save money and enjoy a range of culinary experiences.

Fuel Surcharge Waiver

Enjoy a 1% fuel surcharge waiver at all fuel stations across India. This feature provides significant savings for those who spend a lot on fuel. The surcharge waiver ensures that you can fill up your tank without worrying about additional fees, making your road trips more economical.

Renewal Fee Waiver

Get your renewal fee waived off on annual spends of Rs. 3.5 lakh. This feature provides a significant financial benefit by eliminating the card renewal fee if you're a high spender. It serves as an incentive for you to use your card more frequently, ensuring you get the maximum value out of it.

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