Products
Investing
Resources
Credit Cards
Tools & Calculators
Support
Premium Card Series
HDFC Bank Titanium Edge Credit Card
The HDFC Titanium Edge Credit Card is one of the most basic HDFC Credit Cards. It comes with a zero joining fee and you can make it lifetime free for
Security
Advanced protection for all transactions
Instant
Immediate digital card access
0%
Joining Fee
Nil (on spending Rs. 50,000 in a year)
Renewal Fee
24/7
Support
Meet HDFC Bank Titanium Edge Credit Card
The HDFC Titanium Edge Credit Card is one of the most basic HDFC Credit Cards. It comes with a zero joining fee and you can make it lifetime free for yourself just by spending Rs. 50,000 or more each anniversary year. With this card, you can earn up to 3 Reward Points on every spend of Rs. 150, and these points can be redeemed against your card’s outstanding balance. However, you don’t get many benefits over other categories, like travel, movies, dining, etc, but you can still consider it if you want a pocket-friendly credit card with a decent reward rate. Other benefits of this card include the 1% fuel surcharge waiver, zero liability protection against lost/stolen card, etc. To know more about the advantages of the HDFC Bank Titanium Edge Credit Card and its fees & charges, go through the complete information provided below in the article:
HDFC Bank Titanium Edge Credit Card MEMBERSHIP
JOINING FEE0
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make HDFC Bank Titanium Edge Credit Card the perfect choice for those who demand excellence.
Spend- Based Waiver
The renewal fee is waived off if you have spent Rs. 50,000 or more in the previous year.
Rewards Redemption Fee
Rs. 99 on every redemption request.
Foreign Currency Markup
3.5% on all foreign currency spends.
Interest Rates
3.49% per month
Fuel Surcharge
1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 5,000.
Cash Advance Charges
2.5% of the withdrawn amount subject to a minimum of Rs. 500.
Movie & Dining
Accelerated Reward Points on dining.
Rewards Rate
2 Reward Points on every spend of Rs. 150.
Reward Redemption
The earned Reward Points can be redeemed against cash at a rate of 1 RP = Re. 0.10.
Travel
NA
Domestic Lounge Access
NA
International Lounge Access
NA
Golf
NA
Insurance Benefits
NA
Zero Joining Fee
The credit card comes with a zero joining fee feature. This means you won't have to pay any charges to get started with the card. You can begin enjoying the benefits of the card without any initial cost. This feature is particularly beneficial for those who are looking for a credit card but are hesitant to pay a joining fee. It reduces your upfront cost and allows you to explore the features and benefits of the card freely.
Double Reward Points
With every spend of Rs. 150 on your credit card, you earn 2 reward points. This feature helps you accumulate reward points faster and maximizes your savings. The more you spend, the more points you accumulate. These points can be redeemed for a wide range of rewards including gift cards, merchandise, travel, and more. It's a great way to get rewarded for your everyday spending.
Cash Credit Redemption
The reward points you earn with your credit card can be redeemed against cash credit. This means that you can convert your reward points into cash and use it to pay your credit card bill. This feature adds flexibility to your reward redemption options and allows you to effectively reduce your credit card expenses. The cash credit redemption feature makes your reward points more valuable and practical.
Extra Points on Dining
Get 50% more reward points when you use your credit card for dining. This feature is designed to maximize your rewards on your dining expenses. Whether you are dining at a restaurant, ordering food online, or getting a takeaway, you earn bonus reward points. It's a delightful feature for food lovers who can now get rewarded for their gastronomic adventures.
Spend-Based Fee Waiver
The renewal membership fee for your credit card can be waived based on your spending. If you meet the spending threshold set by the lender, you won't have to pay the renewal fee for the next year. This feature encourages card usage and rewards you for it by reducing your card maintenance cost. It's a great way to save on your credit card expenses and enjoy the benefits uninterrupted.
Fuel Surcharge Waiver
Enjoy a 1% fuel surcharge waiver on all your fuel transactions with your credit card. This feature helps you save on your fuel expenses. Every time you use your card to pay for fuel, the fuel surcharge applied by the petrol stations is waived off. It's a handy feature for those who frequently use their vehicle and can result in substantial savings over time.
Why Choose HDFC Bank Titanium Edge Credit Card
Banking Reimagined for the Digital Age
Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.
Zero Joining Fee
The credit card comes with a zero joining fee feature. This means you won't have to pay any charges to get started with the card. You can begin enjoying the benefits of the card without any initial cost. This feature is particularly beneficial for those who are looking for a credit card but are hesitant to pay a joining fee. It reduces your upfront cost and allows you to explore the features and benefits of the card freely.
Double Reward Points
With every spend of Rs. 150 on your credit card, you earn 2 reward points. This feature helps you accumulate reward points faster and maximizes your savings. The more you spend, the more points you accumulate. These points can be redeemed for a wide range of rewards including gift cards, merchandise, travel, and more. It's a great way to get rewarded for your everyday spending.
Cash Credit Redemption
The reward points you earn with your credit card can be redeemed against cash credit. This means that you can convert your reward points into cash and use it to pay your credit card bill. This feature adds flexibility to your reward redemption options and allows you to effectively reduce your credit card expenses. The cash credit redemption feature makes your reward points more valuable and practical.
Extra Points on Dining
Get 50% more reward points when you use your credit card for dining. This feature is designed to maximize your rewards on your dining expenses. Whether you are dining at a restaurant, ordering food online, or getting a takeaway, you earn bonus reward points. It's a delightful feature for food lovers who can now get rewarded for their gastronomic adventures.
Spend-Based Fee Waiver
The renewal membership fee for your credit card can be waived based on your spending. If you meet the spending threshold set by the lender, you won't have to pay the renewal fee for the next year. This feature encourages card usage and rewards you for it by reducing your card maintenance cost. It's a great way to save on your credit card expenses and enjoy the benefits uninterrupted.
Fuel Surcharge Waiver
Enjoy a 1% fuel surcharge waiver on all your fuel transactions with your credit card. This feature helps you save on your fuel expenses. Every time you use your card to pay for fuel, the fuel surcharge applied by the petrol stations is waived off. It's a handy feature for those who frequently use their vehicle and can result in substantial savings over time.
More from Similar Bank
Compare and explore our card offerings
HDFC Bank UPI RuPay Credit Card
Renewal Fee
Rs. 99 + GST
Joining Fees
Rs. 99 + GST
HDFC Bank Regalia Gold Credit Card
Renewal Fee
₹2,500 + GST
Joining Fees
₹2,500 + GST
HDFC Bank RuPay IRCTC Credit Card
Renewal Fee
Rs. 500 + GST
Joining Fees
Rs. 500 + GST
More from Similar Categories
Compare and explore our card offerings
HDFC Bank UPI RuPay Credit Card
Renewal Fee
Rs. 99 + GST
Joining Fees
Rs. 99 + GST
HDFC Bank Solitaire Credit Card
Renewal Fee
Rs. 500 + GST
Joining Fees
Rs. 500 + GST
Flipkart Axis Bank Credit Card
Renewal Fee
Rs. 500 + GST
Joining Fees
Rs. 500 + GST