HDFC Bank Regalia First Credit Card

Movie & Dining

Special offers at premium restaurants with the Good Food Trail dining program across top cities.

Rewards Rate

For every Rs. 150 spent, you will get 4 Reward Points.

Reward Redemption

1 RP = Re. 0.30 for flight/hotel bookings via SmaryBuy, 1 RP = 0.3 Airmile, 1 RP = Re. 0.25 when redeemed against products and vouchers, 1 RP = Re. 0.15 for redemption against cashback.

Travel

N/A

Domestic Lounge Access

N/A

International Lounge Access

N/A

Golf

N/A

Insurance Benefits

Air accidental cover amounting to Rs 50 lakh, emergency overseas hospitalization cover worth up to Rs 10 lakh, credit liability cover worth up to Rs 5 lakh

Welcome Bonus Reward Points

As a new cardholder, you can look forward to a warm welcome with 1,000 Reward Points credited to your account. This bonus is a one-time offer available upon the successful activation of your credit card. These reward points can be redeemed for various perks such as discounts, gift vouchers or cashback. It's our way of thanking you for choosing our credit card.

Reward Points on Retail Purchases

Enjoy more for less with our credit card. For every Rs. 150 spent on retail purchases, you will receive 4 Reward Points. These purchases can range from groceries and apparel to electronics and home appliances. The accumulated points can be redeemed for a wide range of rewards including discounts, merchandise or traveller miles. It's a fantastic way to make your regular shopping more rewarding.

Air Accident Insurance Cover

Travel with peace of mind knowing you are covered with air accident insurance worth Rs 50 lakhs. This comprehensive insurance cover is automatically activated when you purchase your air ticket using our credit card. In the unfortunate event of an accident, the insurance coverage provides financial security to your family. It's our way of ensuring your journeys are not only enjoyable but also secure.

Credit Liability Cover

We understand that unforeseen circumstances can arise. To safeguard your financial health, our credit card comes with a credit liability cover worth up to Rs 5 lakhs. This means that in case of any unfortunate event like death or permanent disability, the outstanding balance on your credit card will be covered by the insurance. Thus, providing financial protection and peace of mind to you and your family.

Fuel Surcharge Waiver

Fuel costs can significantly impact your monthly budget, but not with our credit card. We offer a 1% fuel surcharge waiver on all fuel transactions. This waiver is applied automatically at the point of transaction, so you save every time you refuel. It's our way of ensuring that your journeys are not just enjoyable, but also cost-effective.

Renewal Bonus Reward Points

Loyalty has its rewards, and ours come in the form of bonus points. Upon payment of the renewal fee for the credit card, you will receive 1,000 bonus reward points. These points can be redeemed for a variety of rewards from our exclusive catalogue. It's our way of thanking you for your continued trust and patronage.

Earn 5,000 reward points on a spend of Rs. 3 Lakhs or more.

There is a reward redemption fee of Rs. 99

There are no entertainment benefits with the HDFC Bank Regalia Credit Card.