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Premium Card Series
HDFC Bank MoneyBack Plus Credit Card
The HDFC Bank MoneyBack Plus Credit Card is regarded as a superior version of the HDFC MoneyBack Credit Card that was issued earlier by the HDFC Bank.
Security
Advanced protection for all transactions
Instant
Immediate digital card access
Rs. 500 + GST
Joining Fee
Rs. 500 + GST
Renewal Fee
24/7
Support
Meet HDFC Bank MoneyBack Plus Credit Card
The HDFC Bank MoneyBack Plus Credit Card is regarded as a superior version of the HDFC MoneyBack Credit Card that was issued earlier by the HDFC Bank. Although both the MoneyBack cards come with a similar joining & annual fee (₹500), the MoneyBack+ card provides a higher reward rate. With the MoneyBack Plus Card, for every spend of ₹150 on partner brands, you can earn up to 10X (20) CashPoints. These CashPoints are redeemable against the card’s outstanding balance, product catalog, Airmiles, and several more options. Not only cashback, but you can also get gift vouchers that are worth up to ₹2,000 on reaching the stipulated spending milestones. Talking about the dining benefits that the card offers, you can enjoy a discount of ₹200 on dining across over 2,000 premium restaurants in the country with Swiggy Dineout. The HDFC MoneyBack Plus card allows its customers to save in a lot more ways, such as fuel surcharge waiver, spend-based annual fee waiver, etc. To understand the card’s features in detail, go through the complete HDFC MoneyBack Plus Credit Card Review given below:
HDFC Bank MoneyBack Plus Credit Card MEMBERSHIP
JOINING FEERs. 500 + GST
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make HDFC Bank MoneyBack Plus Credit Card the perfect choice for those who demand excellence.
Spend- Based Waiver
Renewal fee waived off on spending Rs. 50,000 or more in the previous year
Rewards Redemption Fee
₹99 + GST
Foreign Currency Markup
3.5%
Interest Rates
3.75% Per Month (45% Annually)
Fuel Surcharge
1% fuel surcharge waiver applicable on all fuel transactions
Cash Advance Charges
2.5% of the withdrawn amount (subject to a minimum charge of Rs. 500)
Movie & Dining
Up to ₹200 on Dining Bills With Swiggy Dineout
Rewards Rate
10X CashPoints/₹150 on Flipkart, Amazon, Swiggy, BigBasket, and Reliance Smart SuperStore and 2 CashPoints/₹150 on Retail Purchases
Reward Redemption
CashPoints redeemable for cashback, purchasing products, flight/hotel bookings via SmartBuy and partner airlines' AirMiles
Travel
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Golf
N/A
Insurance Benefits
N/A
Welcome CashPoint Bonus
Kickstart your spending journey with a generous welcome gift of 500 CashPoints. Upon your card issuance, these points will be automatically credited to your account. The CashPoints can be redeemed for a variety of rewards from our catalogue, ranging from travel bookings to gift vouchers. This feature is our way of saying 'Thank You' for choosing our card services.
Everyday Spend CashPoints
Earn as you spend with our credit card. For every ₹50 you spend using our card, you will receive 2 CashPoints. Please note that this feature does not apply to fuel purchases, wallet reloads, prepaid card reloads, and voucher purchases. These CashPoints can be redeemed for an array of exciting rewards, making your everyday purchases even more rewarding.
10X CashPoints on Partner Brands
Boost your CashPoints earnings with our partner brands. Enjoy 10X CashPoints when you shop with brands like Amazon, Flipkart, Reliance Smart Store, BigBasket, and Swiggy. This means that for every ₹50 spent on these platforms, you will earn 20 CashPoints, accelerating your rewards collection.
Quarterly Spend Gift Voucher
Reward yourself with a ₹500 gift voucher for every ₹50,000 you spend in a calendar quarter. This feature is capped at a maximum benefit of ₹2,000 in a year. Use these vouchers to treat yourself or your loved ones on our partner brands, making your spending experience even more delightful.
Dining Discounts
Enjoy mouthwatering discounts of up to ₹200 when you dine at over 2,000 premium restaurants across select cities. Discover new flavours, cuisines, and dining experiences while saving on your bills. This feature makes our credit card an ideal companion for food lovers who love exploring diverse culinary experiences.
Annual Fee Waiver
Experience the joy of fee-less credit with our card. We waive off the annual fee for all cardholders who maintain an annual expenditure of a minimum of ₹50,000. This feature allows you to enjoy all the benefits of our credit card without worrying about the yearly charges.
Fuel Surcharge Waiver
Say goodbye to extra fuel costs with our 1% fuel surcharge waiver. This feature applies across all petrol stations, ensuring you save on your fuel bills. Now, refuel without worrying about surcharges, making your road journeys more economical and enjoyable.
Why Choose HDFC Bank MoneyBack Plus Credit Card
Banking Reimagined for the Digital Age
Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.
Welcome CashPoint Bonus
Kickstart your spending journey with a generous welcome gift of 500 CashPoints. Upon your card issuance, these points will be automatically credited to your account. The CashPoints can be redeemed for a variety of rewards from our catalogue, ranging from travel bookings to gift vouchers. This feature is our way of saying 'Thank You' for choosing our card services.
Everyday Spend CashPoints
Earn as you spend with our credit card. For every ₹50 you spend using our card, you will receive 2 CashPoints. Please note that this feature does not apply to fuel purchases, wallet reloads, prepaid card reloads, and voucher purchases. These CashPoints can be redeemed for an array of exciting rewards, making your everyday purchases even more rewarding.
10X CashPoints on Partner Brands
Boost your CashPoints earnings with our partner brands. Enjoy 10X CashPoints when you shop with brands like Amazon, Flipkart, Reliance Smart Store, BigBasket, and Swiggy. This means that for every ₹50 spent on these platforms, you will earn 20 CashPoints, accelerating your rewards collection.
Quarterly Spend Gift Voucher
Reward yourself with a ₹500 gift voucher for every ₹50,000 you spend in a calendar quarter. This feature is capped at a maximum benefit of ₹2,000 in a year. Use these vouchers to treat yourself or your loved ones on our partner brands, making your spending experience even more delightful.
Dining Discounts
Enjoy mouthwatering discounts of up to ₹200 when you dine at over 2,000 premium restaurants across select cities. Discover new flavours, cuisines, and dining experiences while saving on your bills. This feature makes our credit card an ideal companion for food lovers who love exploring diverse culinary experiences.
Annual Fee Waiver
Experience the joy of fee-less credit with our card. We waive off the annual fee for all cardholders who maintain an annual expenditure of a minimum of ₹50,000. This feature allows you to enjoy all the benefits of our credit card without worrying about the yearly charges.
Fuel Surcharge Waiver
Say goodbye to extra fuel costs with our 1% fuel surcharge waiver. This feature applies across all petrol stations, ensuring you save on your fuel bills. Now, refuel without worrying about surcharges, making your road journeys more economical and enjoyable.
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